SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2003 BANK OF AMERICA MORTGAGE SECURITIES, INC. (Depositor) North Carolina 333-56234-13 90-0021194/6825 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St. 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-f Trust On November 25, 2003, The Bank of New York, as Trustee for MORTGAGE PASS-THROUGH CERTIFICATES made a monthly distribution of principal and/or interest to the Holders of the Series 2001-f Trust. The monthly distributions were made pursuant to the terms of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement") dated as of October 1, 2001 by and among BANK OF AMERICA MORTGAGE SECURITIES, INC. as Depositor, EquiCredit Corporation of America, as Transferor and Initial Servicer, Bank of America, N.A., as Advancing Party, Fairbanks Capital Corp., as Expected Successor Servicer and The Bank of New York, as Trustee. All capitalized terms used, but not defined herein, shall have the meanings assigned to them in the Pooling and Servicing Agreement. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of Series 2001-f Trust relating to the Distribution Date of November 25, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2003 By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Report to Holders of Series 2001-f Trust relating to the Distribution Date of November 25, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. 99 Monthly Remittance Statement dated November 25, 2003 Payment Date: 11/25/03 ------------------------------------------------------------ MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-f Trust Bank of America, N.A., Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 39,210,930.66 4.897000% 5,219,334.53 160,013.27 5,379,347.80 0.00 0.00 A2 56,871,533.83 5.522592% 7,570,122.80 261,731.90 7,831,854.70 0.00 0.00 AIO 112,706,959.82 0.220977% 0.00 20,754.69 20,754.69 0.00 0.00 Residual AR 0.00 5.522592% 0.00 0.06 0.06 0.00 0.00 ALR 0.00 5.522592% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 7,811,170.01 5.500000% 483,222.85 35,801.20 519,024.05 0.00 0.00 B2 3,110,183.24 5.500000% 192,405.44 14,255.01 206,660.45 0.00 0.00 B3 2,592,235.59 5.500000% 160,363.62 11,881.08 172,244.70 0.00 0.00 B4 1,036,894.24 5.500000% 64,145.45 4,752.43 68,897.88 0.00 0.00 B5 1,036,894.24 5.500000% 64,145.45 4,752.43 68,897.88 0.00 0.00 B6 1,037,118.01 5.500000% 64,159.29 4,753.46 68,912.75 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 112,706,959.82 - 13,817,899.42 518,695.52 14,336,594.94 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 33,991,596.14 0.00 A2 49,301,411.04 0.00 AIO 98,889,060.40 0.00 Residual AR 0.00 0.00 ALR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 7,327,947.16 0.00 B2 2,917,777.80 0.00 B3 2,431,871.97 0.00 B4 972,748.79 0.00 B5 972,748.79 0.00 B6 972,958.72 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 98,889,060.40 - - -------------------------------------------------------------------------------- Payment Date: 11/25/03 ------------------------------------------------------------ MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-f Trust Bank of America, N.A., Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 39,210,930.66 4.897000% 0605064Q2 12.730084 0.390276 82.906332 A2 56,871,533.83 5.522592% 0605064R0 12.730084 0.440134 82.906332 AIO 112,706,959.82 0.220977% 0605064S8 0.000000 0.019996 95.273567 Residual AR 0.00 5.522592% 0605064T6 0.000000 1.162268 0.000000 ALR 0.00 5.522592% 0605064U3 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 7,811,170.01 5.500000% 0605064V1 30.898577 2.289225 468.568781 B2 3,110,183.24 5.500000% 0605064W9 30.898577 2.289225 468.568781 B3 2,592,235.59 5.500000% 0605064X7 30.898577 2.289225 468.568781 B4 1,036,894.24 5.500000% 0605064Y5 30.898577 2.289225 468.568781 B5 1,036,894.24 5.500000% 0605064Z2 30.898577 2.289225 468.568781 B6 1,037,118.01 5.500000% 0605065A6 30.898589 2.289226 468.568952 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 112,706,959.82 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-f Trust Bank of America, N.A., Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 98,889,059.69 98,889,059.69 Loan count 239 239 Avg loan rate 6.663592% 6.66 Prepay amount 13,691,004.75 13,691,004.75 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 86,709.39 86,709.39 Sub servicer fees 0.00 0.00 Trustee fees 187.84 187.84 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 2,040,395.92 2,040,395.92 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 86.034867% 100.000000% 96,082,464.50 ----------------------------------------------------------------------------- Junior 13.965133% 0.000000% 15,596,053.23 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 2 732,821.91 60 to 89 days 2 614,700.89 90 or more 3 1,160,099.63 Foreclosure 2 671,064.60 Totals: 9 3,178,687.03 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 410,569.06 Current Total Outstanding Number of Loans: 1 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 14,336,594.94 14,336,594.94 Principal remittance amount 13,817,899.42 13,817,899.42 Interest remittance amount 518,695.52 518,695.52