SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On December 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 1.668750% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.831250% 0.00 0.00 0.00 0.00 0.00 1-A-5 8,422,021.25 6.250000% 1,209,343.09 43,864.69 1,253,207.78 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 44,975,840.09 6.250000% 6,304,922.13 234,249.17 6,539,171.30 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 0.00 1.668750% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.831250% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.01 0.01 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 91,684,999.73 0.203876% 0.00 15,576.97 15,576.97 0.00 0.00 2-A-1 37,297,172.43 5.750000% 1,684,414.38 178,715.62 1,863,130.00 0.00 0.00 2-A-WIO 36,472,275.16 0.249005% 0.00 7,568.16 7,568.16 0.00 0.00 3-A-1 40,804,662.60 6.000000% 1,968,203.45 204,023.31 2,172,226.76 0.00 0.00 3-A-WIO 38,080,817.78 0.420673% 0.00 13,349.66 13,349.66 0.00 0.00 1-A-PO 922,315.90 0.000000% 35,323.83 0.00 35,323.83 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,701,810.98 6.250000% 7,843.64 40,113.60 47,957.24 0.00 0.00 1-B-2 3,554,378.37 6.250000% 3,619.83 18,512.39 22,132.22 0.00 0.00 1-B-3 1,777,189.18 6.250000% 1,809.92 9,256.19 11,066.11 0.00 0.00 1-B-4 1,185,121.72 6.250000% 1,206.95 6,172.51 7,379.45 0.00 0.00 1-B-5 888,101.20 6.250000% 904.46 4,625.53 5,529.98 0.00 0.00 1-B-6 889,588.96 6.250000% 905.97 4,633.28 5,539.25 0.00 0.00 CB-1 2,877,724.18 5.898065% 13,111.85 14,144.17 27,256.02 0.00 0.00 CB-2 884,290.82 5.898065% 4,029.12 4,346.34 8,375.46 0.00 0.00 CB-3 664,162.87 5.898065% 3,026.14 3,264.40 6,290.54 0.00 0.00 CB-4 221,072.70 5.898065% 1,007.28 1,086.58 2,093.86 0.00 0.00 CB-5 222,017.46 5.898065% 1,011.58 1,091.23 2,102.81 0.00 0.00 CB-6 443,457.39 5.898065% 2,020.52 2,179.62 4,200.14 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 243,730,928.11 - 11,242,704.14 1,274,065.09 12,516,769.23 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 7,212,678.16 0.00 1-A-6 5,000,000.00 0.00 1-A-7 38,670,917.96 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 88,113,930.98 0.00 2-A-1 35,612,758.05 0.00 2-A-WIO 34,792,593.71 0.00 3-A-1 38,836,459.15 0.00 3-A-WIO 36,546,010.42 0.00 1-A-PO 886,992.07 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,693,967.34 0.00 1-B-2 3,550,758.54 0.00 1-B-3 1,775,379.27 0.00 1-B-4 1,183,914.77 0.00 1-B-5 887,196.75 0.00 1-B-6 888,682.99 0.00 CB-1 2,864,612.32 0.00 CB-2 880,261.70 0.00 CB-3 661,136.72 0.00 CB-4 220,065.42 0.00 CB-5 221,005.88 0.00 CB-6 441,436.87 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 232,488,223.96 - - -------------------------------------------------------------------------------- Payment Date: 12/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 1.668750% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.831250% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 8,422,021.25 6.250000% 06050HWA2 118.679400 4.304680 707.819250 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 44,975,840.09 6.250000% 06050HWC8 111.862785 4.156081 686.104678 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 0.00 1.668750% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.831250% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.257003 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 91,684,999.73 0.203876% 06050HWQ7 0.000000 0.042758 241.865982 2-A-1 37,297,172.43 5.750000% 06050HWR5 8.970817 0.951800 189.665637 2-A-WIO 36,472,275.16 0.249005% 06050HWS3 0.000000 0.041495 190.762096 3-A-1 40,804,662.60 6.000000% 06050HWT1 7.170610 0.743303 141.490004 3-A-WIO 38,080,817.78 0.420673% 06050HWU8 0.000000 0.052992 145.070012 1-A-PO 922,315.90 0.000000% 06050HWV6 14.835557 0.000000 372.525313 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,701,810.98 6.250000% 06050HWW4 1.004950 5.139475 985.774163 1-B-2 3,554,378.37 6.250000% 06050HWX2 1.004950 5.139475 985.774163 1-B-3 1,777,189.18 6.250000% 06050HWY0 1.004950 5.139475 985.774163 1-B-4 1,185,121.72 6.250000% 06050HXC7 1.004950 5.139475 985.774163 1-B-5 888,101.20 6.250000% 06050HXD5 1.004950 5.139475 985.774163 1-B-6 889,588.96 6.250000% 06050HXE3 1.004951 5.139477 985.774577 CB-1 2,877,724.18 5.898065% 06050HWZ7 4.304613 4.643523 940.450533 CB-2 884,290.82 5.898065% 06050HXA1 4.304613 4.643523 940.450533 CB-3 664,162.87 5.898065% 06050HXB9 4.304613 4.643523 940.450533 CB-4 221,072.70 5.898065% 06050HXF0 4.304613 4.643523 940.450533 CB-5 222,017.46 5.898065% 06050HXG8 4.304613 4.643523 940.450533 CB-6 443,457.39 5.898065% 06050HXH6 4.304578 4.643527 940.451481 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 243,730,928.11 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 152,580,364.72 37,784,696.17 42,123,162.24 Loan count 353 90 108 Avg loan rate 6.589120% 6.228910% 6.590311% Prepay amount 7,383,685.32 1,532,080.31 1,787,158.14 Total ----- Prin balance 232,488,223.13 Loan count 551 Avg loan rate 6.53 Prepay amount 10,702,923.77 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 21,522.45 4,274.15 5,472.05 Sub servicer fees 0.00 0.00 0.00 Trustee fees 133.44 32.90 36.77 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 31,268.66 Sub servicer fees 0.00 Trustee fees 203.11 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 91.272362% 100.000000% 222,422,012.28 ----------------------------------------------------------------------------- Junior 8.727638% 0.000000% 21,268,418.57 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 4 1,538,392.82 60 to 89 days 2 1,342,466.90 90 or more 1 420,028.44 Foreclosure 0 0.00 Totals: 7 3,300,888.16 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,516,769.23 12,516,769.23 Principal remittance amount 11,242,704.14 11,242,704.14 Interest remittance amount 1,274,065.09 1,274,065.09