SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): January 25, 2004

                                      BOA

                                  (Depositor)

    (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-h)

                (Exact name of registrant as specified in charter)

North Carolina                333-74544-01                  01-0625269
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



101 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 704-387-2111

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                                 Series 2001-h

On January 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2001-h, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of December 1, 2001, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2001-h  relating to the distribution date of January
                    25,  2004 prepared by The Bank of New York, as Trustee under
                    the  Pooling and Servicing Agreement dated as of December 1,
                    2001.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: January 25, 2004


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated January 25, 2004


                             Payment Date: 01/25/04


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-h
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  A1         73,312,297.09    5.369000%     6,190,667.16    328,011.44    6,518,678.59       0.00       0.00
                        A2            237,372.35    0.000000%           318.19          0.00          318.19       0.00       0.00
Residual                AR                  0.00    5.369000%             0.00          0.09            0.09       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             B1          4,582,398.49    5.369000%       184,854.06     20,502.41      205,356.47       0.00       0.00
                        B2          1,799,854.83    5.369000%        72,606.18      8,052.85       80,659.03       0.00       0.00
                        B3          1,309,335.27    5.369000%        52,818.61      5,858.18       58,676.80       0.00       0.00
                        B4            490,519.56    5.369000%        19,787.57      2,194.67       21,982.24       0.00       0.00
                        B5            654,942.59    5.369000%        26,420.40      2,930.32       29,350.72       0.00       0.00
                        B6            491,107.22    5.369000%        19,811.28      2,197.30       22,008.57       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -         82,877,827.40     -            6,567,283.45    369,747.26    6,937,030.71     -          -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          A1         67,121,629.93              0.00
                                A2            237,054.16              0.00
Residual                        AR                  0.00              0.00
- --------------------------------------------------------------------------------
Subordinate                     B1          4,397,544.43              0.00
                                B2          1,727,248.64              0.00
                                B3          1,256,516.66              0.00
                                B4            470,731.99              0.00
                                B5            628,522.19              0.00
                                B6            471,295.95              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -         76,310,543.95     -
- --------------------------------------------------------------------------------



                             Payment Date: 01/25/04


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-h
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     A1     73,312,297.09     5.369000% 06050HCN6    10.721385      0.568071    116.245443
                           A2        237,372.35     0.000000% 06050HCP1     0.402831      0.000000    300.111979
Residual                   AR              0.00     5.369000% 06050HCQ9     0.000000      0.937873      0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                B1      4,582,398.49     5.369000% 06050HCR7    22.183374      2.460388    527.726441
                           B2      1,799,854.83     5.369000% 06050HCS5    22.183374      2.460388    527.726441
                           B3      1,309,335.27     5.369000% 06050HCT3    22.183374      2.460388    527.726441
                           B4        490,519.56     5.369000% 06050HCU0    22.183374      2.460388    527.726441
                           B5        654,942.59     5.369000% 06050HCV8    22.183374      2.460388    527.726441
                           B6        491,107.22     5.369000% 06050HCW6    22.183393      2.460390    527.726887
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -      82,877,827.40       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-h
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

                                           Total
                                           -----
Prin balance        76,310,543.29    76,310,543.29
Loan count                    164              164
Avg loan rate           6.021581%             6.02
Prepay amount        6,466,494.89     6,466,494.89

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

                                           Total
                                           -----
Master serv fees        38,796.71        38,796.71
Sub servicer fees            0.00             0.00
Trustee fees               207.19           207.19


Agg advances                  N/A              N/A
Adv this period              0.00             0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

                                           Total
                                           -----
Realized losses              0.00             0.00
Cumulative losses            0.00             0.00

Coverage Amounts                           Total
- ----------------                           -----
Bankruptcy                   0.00             0.00
Fraud                        0.00             0.00
Special Hazard       1,944,864.86     1,944,864.86


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           89.149462%           100.000000%             73,549,669.45
   -----------------------------------------------------------------------------
   Junior           10.850538%             0.000000%              8,951,859.85
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                           1                   531,789.47
60 to 89 days                           0                         0.00
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                 1                   531,789.47
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount            6,937,030.71          6,937,030.71
Principal remittance amount            6,567,283.45          6,567,283.45
Interest remittance amount               369,747.26            369,747.26