SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On January 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of January 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2004 Payment Date: 01/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 1.691250% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.808750% 0.00 0.00 0.00 0.00 0.00 1-A-5 7,212,678.16 6.250000% 1,134,718.12 37,566.03 1,172,284.15 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 38,670,917.96 6.250000% 5,915,864.13 201,411.03 6,117,275.16 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 0.00 1.691250% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.808750% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.05 0.05 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 88,113,930.98 0.204424% 0.00 15,010.48 15,010.48 0.00 0.00 2-A-1 35,612,758.05 5.750000% 1,041,183.65 170,644.47 1,211,828.11 0.00 0.00 2-A-WIO 34,792,593.71 0.244906% 0.00 7,100.75 7,100.75 0.00 0.00 3-A-1 38,836,459.15 6.000000% 5,014,095.02 194,182.30 5,208,277.32 0.00 0.00 3-A-WIO 36,546,010.42 0.426867% 0.00 13,000.24 13,000.24 0.00 0.00 1-A-PO 886,992.07 0.000000% 24,605.98 0.00 24,605.98 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,693,967.34 6.250000% 7,911.42 40,072.75 47,984.17 0.00 0.00 1-B-2 3,550,758.54 6.250000% 3,651.11 18,493.53 22,144.65 0.00 0.00 1-B-3 1,775,379.27 6.250000% 1,825.56 9,246.77 11,072.32 0.00 0.00 1-B-4 1,183,914.77 6.250000% 1,217.38 6,166.22 7,383.60 0.00 0.00 1-B-5 887,196.75 6.250000% 912.27 4,620.82 5,533.09 0.00 0.00 1-B-6 888,682.99 6.250000% 913.80 4,628.56 5,542.36 0.00 0.00 CB-1 2,864,612.32 5.898017% 13,178.12 14,079.61 27,257.73 0.00 0.00 CB-2 880,261.70 5.898017% 4,049.48 4,326.50 8,375.98 0.00 0.00 CB-3 661,136.72 5.898017% 3,041.44 3,249.50 6,290.93 0.00 0.00 CB-4 220,065.42 5.898017% 1,012.37 1,081.62 2,094.00 0.00 0.00 CB-5 221,005.88 5.898017% 1,016.70 1,086.25 2,102.94 0.00 0.00 CB-6 441,436.87 5.898017% 2,030.75 2,169.67 4,200.42 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 232,488,223.96 - 13,171,227.30 1,215,428.80 14,386,656.10 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 6,077,960.04 0.00 1-A-6 5,000,000.00 0.00 1-A-7 32,755,053.83 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 83,513,706.68 0.00 2-A-1 34,571,574.40 0.00 2-A-WIO 33,756,141.89 0.00 3-A-1 33,822,364.12 0.00 3-A-WIO 31,898,452.15 0.00 1-A-PO 862,386.09 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,686,055.92 0.00 1-B-2 3,547,107.42 0.00 1-B-3 1,773,553.71 0.00 1-B-4 1,182,697.39 0.00 1-B-5 886,284.48 0.00 1-B-6 887,769.19 0.00 CB-1 2,851,434.20 0.00 CB-2 876,212.22 0.00 CB-3 658,095.29 0.00 CB-4 219,053.05 0.00 CB-5 219,989.18 0.00 CB-6 439,406.13 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 219,316,996.66 - - -------------------------------------------------------------------------------- Payment Date: 01/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 1.691250% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.808750% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 7,212,678.16 6.250000% 06050HWA2 111.356047 3.686559 596.463203 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 38,670,917.96 6.250000% 06050HWC8 104.960065 3.573462 581.144613 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 0.00 1.691250% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.808750% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 1.098931 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 88,113,930.98 0.204424% 06050HWQ7 0.000000 0.041203 229.238719 2-A-1 35,612,758.05 5.750000% 06050HWR5 5.545113 0.908815 184.120525 2-A-WIO 34,792,593.71 0.244906% 06050HWS3 0.000000 0.038932 185.079401 3-A-1 38,836,459.15 6.000000% 06050HWT1 18.267482 0.707450 123.222521 3-A-WIO 36,546,010.42 0.426867% 06050HWU8 0.000000 0.051605 126.621451 1-A-PO 886,992.07 0.000000% 06050HWV6 10.334197 0.000000 362.191116 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,693,967.34 6.250000% 06050HWW4 1.013635 5.134240 984.760528 1-B-2 3,550,758.54 6.250000% 06050HWX2 1.013635 5.134240 984.760528 1-B-3 1,775,379.27 6.250000% 06050HWY0 1.013635 5.134240 984.760528 1-B-4 1,183,914.77 6.250000% 06050HXC7 1.013635 5.134240 984.760528 1-B-5 887,196.75 6.250000% 06050HXD5 1.013635 5.134240 984.760528 1-B-6 888,682.99 6.250000% 06050HXE3 1.013636 5.134243 984.760941 CB-1 2,864,612.32 5.898017% 06050HWZ7 4.326369 4.622328 936.124164 CB-2 880,261.70 5.898017% 06050HXA1 4.326369 4.622328 936.124164 CB-3 661,136.72 5.898017% 06050HXB9 4.326369 4.622328 936.124164 CB-4 220,065.42 5.898017% 06050HXF0 4.326369 4.622328 936.124164 CB-5 221,005.88 5.898017% 06050HXG8 4.326369 4.622328 936.124164 CB-6 441,436.87 5.898017% 06050HXH6 4.326373 4.622332 936.125107 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 232,488,223.96 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 145,489,700.14 36,734,507.43 37,092,788.26 Loan count 337 88 97 Avg loan rate 6.589689% 6.224293% 6.599194% Prepay amount 6,933,742.65 894,000.39 4,823,033.52 Total ----- Prin balance 219,316,995.83 Loan count 522 Avg loan rate 6.53 Prepay amount 12,650,776.56 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 23,841.15 6,920.21 0.00 Sub servicer fees 0.00 0.00 0.00 Trustee fees 127.15 31.49 35.10 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 30,761.36 Sub servicer fees 0.00 Trustee fees 193.74 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.867761% 100.000000% 211,219,805.39 ----------------------------------------------------------------------------- Junior 9.132239% 0.000000% 21,227,658.18 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 2 894,230.59 60 to 89 days 1 316,043.34 90 or more 2 1,342,466.90 Foreclosure 1 420,028.44 Totals: 6 2,972,769.27 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 14,386,656.10 14,386,656.10 Principal remittance amount 13,171,227.30 13,171,227.30 Interest remittance amount 1,215,428.80 1,215,428.80