SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust) (Exact name of registrant as specified in charter) North Carolina 333-74544-15 61-1430165 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust On January 20, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust relating to the distribution date of January 20, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 20, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 20, 2004 Payment Date: 01/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 19,825,555.43 6.383340% 3,343,808.93 102,695.77 3,446,504.71 0.00 2,765.27 1-A-2 19,081,234.63 6.383340% 3,218,270.63 98,840.21 3,317,110.85 0.00 2,661.46 1-A-3 38,162,469.27 6.383340% 6,436,541.26 197,680.43 6,634,221.69 0.00 5,322.91 1-A-4 744,168.15 6.383340% 125,512.55 3,854.77 129,367.32 0.00 103.80 1-A-5 1,144,874.08 6.383340% 193,096.24 5,930.41 199,026.65 0.00 159.69 Residual 1-A-R 0.00 6.383340% 0.00 0.06 0.06 0.00 0.00 2-A-1 56,914,351.16 6.451263% 4,973,940.77 305,974.54 5,279,915.31 0.00 0.00 APT 154,326.77 6.417670% 19,689.93 814.70 20,504.63 0.00 10.65 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 6,236,867.24 6.383340% 490,417.14 32,306.78 522,723.92 0.00 869.92 1-B-2 2,626,113.50 6.383340% 206,496.47 13,603.19 220,099.66 0.00 366.29 1-B-3 1,969,889.78 6.383340% 154,896.31 10,203.97 165,100.28 0.00 274.76 1-B-4 492,320.12 6.383340% 38,712.10 2,550.20 41,262.30 0.00 68.67 1-B-5 492,320.12 6.383340% 38,712.10 2,550.20 41,262.30 0.00 68.67 1-B-6 985,258.27 6.383340% 77,472.80 5,103.61 82,576.40 0.00 137.42 2-B-1 6,098,644.37 6.451263% 9,005.22 32,786.63 41,791.85 0.00 0.00 2-B-2 1,848,162.91 6.451263% 2,728.99 9,935.82 12,664.81 0.00 0.00 2-B-3 1,848,162.91 6.451263% 2,728.99 9,935.82 12,664.81 0.00 0.00 2-B-4 1,108,311.34 6.451263% 1,636.53 5,958.34 7,594.87 0.00 0.00 2-B-5 739,851.57 6.451263% 1,092.46 3,977.48 5,069.94 0.00 0.00 2-B-6 924,068.14 6.451263% 1,364.47 4,967.84 6,332.31 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 161,396,949.76 - 19,336,123.88 849,670.79 20,185,794.67 - 12,809.51 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 16,481,746.50 2,765.27 1-A-2 15,862,964.00 2,661.46 1-A-3 31,725,928.01 5,322.91 1-A-4 618,655.60 103.80 1-A-5 951,777.84 159.69 Residual 1-A-R 0.00 0.00 2-A-1 51,940,410.39 0.00 APT 134,636.84 10.65 - -------------------------------------------------------------------------------- Subordinate 1-B-1 5,746,450.10 869.92 1-B-2 2,419,617.03 366.29 1-B-3 1,814,993.47 274.76 1-B-4 453,608.02 68.67 1-B-5 453,608.02 68.67 1-B-6 907,785.47 137.42 2-B-1 6,089,639.15 0.00 2-B-2 1,845,433.92 0.00 2-B-3 1,845,433.92 0.00 2-B-4 1,106,674.81 0.00 2-B-5 738,759.11 0.00 2-B-6 922,703.67 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 142,060,825.88 12,809.51 - -------------------------------------------------------------------------------- Payment Date: 01/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 19,825,555.43 6.383340% 06050HKP2 25.746165 0.790722 126.903712 1-A-2 19,081,234.63 6.383340% 06050HKQ0 25.746165 0.790722 126.903712 1-A-3 38,162,469.27 6.383340% 06050HKR8 25.746165 0.790722 126.903712 1-A-4 744,168.15 6.383340% 06050HKS6 25.746165 0.790722 126.903712 1-A-5 1,144,874.08 6.383340% 06050HKT4 25.746165 0.790722 126.903712 Residual 1-A-R 0.00 6.383340% 06050HKU1 0.000000 0.637842 0.000000 2-A-1 56,914,351.16 6.451263% 06050HKV9 13.633697 0.838684 142.369974 APT 154,326.77 6.417670% 06050HKW7 19.689931 0.814703 134.636843 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 6,236,867.24 6.383340% 06050HKX5 47.911014 3.156192 561.396063 1-B-2 2,626,113.50 6.383340% 06050HKY3 47.911014 3.156192 561.396063 1-B-3 1,969,889.78 6.383340% 06050HKZ0 47.911014 3.156192 561.396063 1-B-4 492,320.12 6.383340% 06050HLD8 47.911014 3.156192 561.396063 1-B-5 492,320.12 6.383340% 06050HLE6 47.911014 3.156192 561.396063 1-B-6 985,258.27 6.383340% 06050HLF3 47.911016 3.156192 561.396088 2-B-1 6,098,644.37 6.451263% 06050HLA4 1.443144 5.254268 975.903711 2-B-2 1,848,162.91 6.451263% 06050HLB2 1.443144 5.254268 975.903712 2-B-3 1,848,162.91 6.451263% 06050HLC0 1.443144 5.254268 975.903712 2-B-4 1,108,311.34 6.451263% 06050HLG1 1.443144 5.254268 975.903714 2-B-5 739,851.57 6.451263% 06050HLH9 1.443144 5.254268 975.903709 2-B-6 924,068.14 6.451263% 06050HLJ5 1.443145 5.254272 975.904424 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 161,396,949.76 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 77,500,585.86 64,560,239.30 142,060,825.16 Loan count 108 109 217 Avg loan rate 6.633340% 6.701263% 6.66 Prepay amount 14,230,909.15 4,896,603.07 19,127,512.22 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 0.00 3,784.28 3,784.28 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,775,262.29 7,563,709.71 18,338,972.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 84.819822% 100.000000% 136,026,979.50 ----------------------------------------------------------------------------- Junior 15.180178% 0.000000% 24,344,706.69 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 8 6,998,469.73 60 to 89 days 3 2,460,254.92 90 or more 4 4,288,304.89 Foreclosure 3 1,881,882.00 Totals: 18 15,628,911.54 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 1,861,355.99 Current Total Outstanding Number of Loans: 1 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 20,185,794.67 20,185,794.67 Principal remittance amount 19,336,123.88 19,336,123.88 Interest remittance amount 849,670.79 849,670.79