SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On February 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of February 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 25, 2004 Payment Date: 02/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 1.650000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.850000% 0.00 0.00 0.00 0.00 0.00 1-A-5 6,077,960.04 6.250000% 723,308.56 31,656.04 754,964.60 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 32,755,053.83 6.250000% 3,770,976.31 170,599.24 3,941,575.55 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 0.00 1.650000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.850000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.02 0.02 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 83,513,706.68 0.204502% 0.00 14,232.24 14,232.24 0.00 0.00 2-A-1 34,571,574.40 5.750000% 1,253,219.14 165,655.46 1,418,874.60 0.00 0.00 2-A-WIO 33,756,141.89 0.248065% 0.00 6,978.10 6,978.10 0.00 0.00 3-A-1 33,822,364.12 6.000000% 837,837.57 169,111.82 1,006,949.39 0.00 0.00 3-A-WIO 31,898,452.15 0.428803% 0.00 11,398.46 11,398.46 0.00 0.00 1-A-PO 862,386.09 0.000000% 9,070.91 0.00 9,070.91 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,686,055.92 6.250000% 7,979.73 40,031.54 48,011.28 0.00 0.00 1-B-2 3,547,107.42 6.250000% 3,682.64 18,474.52 22,157.16 0.00 0.00 1-B-3 1,773,553.71 6.250000% 1,841.32 9,237.26 11,078.58 0.00 0.00 1-B-4 1,182,697.39 6.250000% 1,227.89 6,159.88 7,387.77 0.00 0.00 1-B-5 886,284.48 6.250000% 920.15 4,616.06 5,536.21 0.00 0.00 1-B-6 887,769.19 6.250000% 921.69 4,623.80 5,545.49 0.00 0.00 CB-1 2,851,434.20 5.897969% 13,290.56 14,014.73 27,305.29 0.00 0.00 CB-2 876,212.22 5.897969% 4,084.03 4,306.56 8,390.59 0.00 0.00 CB-3 658,095.29 5.897969% 3,067.39 3,234.52 6,301.91 0.00 0.00 CB-4 219,053.05 5.897969% 1,021.01 1,076.64 2,097.65 0.00 0.00 CB-5 219,989.18 5.897969% 1,025.37 1,081.24 2,106.61 0.00 0.00 CB-6 439,406.13 5.897969% 2,048.08 2,159.67 4,207.75 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 219,316,996.66 - 6,635,522.35 1,145,939.47 7,781,461.82 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 5,354,651.48 0.00 1-A-6 5,000,000.00 0.00 1-A-7 28,984,077.52 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 81,055,105.26 0.00 2-A-1 33,318,355.27 0.00 2-A-WIO 32,507,661.23 0.00 3-A-1 32,984,526.55 0.00 3-A-WIO 31,076,021.40 0.00 1-A-PO 853,315.18 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,678,076.19 0.00 1-B-2 3,543,424.78 0.00 1-B-3 1,771,712.39 0.00 1-B-4 1,181,469.51 0.00 1-B-5 885,364.33 0.00 1-B-6 886,847.50 0.00 CB-1 2,838,143.64 0.00 CB-2 872,128.18 0.00 CB-3 655,027.90 0.00 CB-4 218,032.05 0.00 CB-5 218,963.81 0.00 CB-6 437,358.05 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 212,681,474.31 - - -------------------------------------------------------------------------------- Payment Date: 02/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 1.650000% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.850000% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 6,077,960.04 6.250000% 06050HWA2 70.982194 3.106579 525.481009 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 32,755,053.83 6.250000% 06050HWC8 66.905174 3.026795 514.239439 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 0.00 1.650000% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.850000% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.481410 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 83,513,706.68 0.204502% 06050HWQ7 0.000000 0.039066 222.490047 2-A-1 34,571,574.40 5.750000% 06050HWR5 6.674367 0.882244 177.446158 2-A-WIO 33,756,141.89 0.248065% 06050HWS3 0.000000 0.038260 178.234186 3-A-1 33,822,364.12 6.000000% 06050HWT1 3.052432 0.616113 120.170090 3-A-WIO 31,898,452.15 0.428803% 06050HWU8 0.000000 0.045246 123.356798 1-A-PO 862,386.09 0.000000% 06050HWV6 3.809666 0.000000 358.381450 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,686,055.92 6.250000% 06050HWW4 1.022387 5.128961 983.738141 1-B-2 3,547,107.42 6.250000% 06050HWX2 1.022387 5.128961 983.738141 1-B-3 1,773,553.71 6.250000% 06050HWY0 1.022387 5.128961 983.738141 1-B-4 1,182,697.39 6.250000% 06050HXC7 1.022387 5.128961 983.738141 1-B-5 886,284.48 6.250000% 06050HXD5 1.022387 5.128961 983.738141 1-B-6 887,769.19 6.250000% 06050HXE3 1.022388 5.128963 983.738553 CB-1 2,851,434.20 5.897969% 06050HWZ7 4.363283 4.601026 931.760881 CB-2 876,212.22 5.897969% 06050HXA1 4.363283 4.601026 931.760881 CB-3 658,095.29 5.897969% 06050HXB9 4.363283 4.601026 931.760881 CB-4 219,053.05 5.897969% 06050HXF0 4.363283 4.601026 931.760881 CB-5 219,989.18 5.897969% 06050HXG8 4.363283 4.601026 931.760881 CB-6 439,406.13 5.897969% 06050HXH6 4.363288 4.601031 931.761820 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 219,316,996.66 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 140,970,672.82 35,472,221.60 36,238,579.06 Loan count 326 85 95 Avg loan rate 6.588608% 6.226684% 6.594735% Prepay amount 4,367,952.05 1,108,761.90 668,986.32 Total ----- Prin balance 212,681,473.48 Loan count 506 Avg loan rate 6.53 Prepay amount 6,145,700.27 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 21,238.63 6,205.41 7,202.99 Sub servicer fees 0.00 0.00 0.00 Trustee fees 121.24 30.61 30.91 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 34,647.04 Sub servicer fees 0.00 Trustee fees 182.76 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.337949% 100.000000% 198,089,338.49 ----------------------------------------------------------------------------- Junior 9.662051% 0.000000% 21,186,548.32 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 2 447,142.78 60 to 89 days 0 0.00 90 or more 2 845,063.44 Foreclosure 1 420,028.44 Totals: 5 1,712,234.66 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,781,461.82 7,781,461.82 Principal remittance amount 6,635,522.35 6,635,522.35 Interest remittance amount 1,145,939.47 1,145,939.47