SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 20, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E Trust) (Exact name of registrant as specified in charter) North Carolina 333-74544-12 61-1430145 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-E Trust On February 20, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-E Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-E Trust relating to the distribution date of February 20, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 20, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 20, 2004 Payment Date: 02/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 77,239,215.13 6.996806% 5,561,513.27 450,356.50 6,011,869.77 0.00 0.00 Residual AR 0.00 6.996806% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 5,066,007.44 6.996806% 172,050.98 29,538.23 201,589.20 0.00 0.00 B2 3,083,466.75 6.996806% 104,720.23 17,978.68 122,698.91 0.00 0.00 B3 1,761,918.59 6.996806% 59,838.01 10,273.17 70,111.18 0.00 0.00 B4 881,177.73 6.996806% 29,926.42 5,137.86 35,064.28 0.00 0.00 B5 880,740.86 6.996806% 29,911.59 5,135.31 35,046.90 0.00 0.00 B6 881,438.95 6.996806% 29,935.27 5,139.38 35,074.65 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 89,793,965.46 - 5,987,895.77 523,559.13 6,511,454.90 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 71,677,701.86 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,893,956.46 0.00 B2 2,978,746.52 0.00 B3 1,702,080.58 0.00 B4 851,251.31 0.00 B5 850,829.27 0.00 B6 851,503.69 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 83,806,069.69 - - -------------------------------------------------------------------------------- Payment Date: 02/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 77,239,215.13 6.996806% 06050HJH2 5.677418 0.459742 73.171498 Residual AR 0.00 6.996806% 06050HJJ7 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 5,066,007.44 6.996806% 06050HJK5 14.837097 2.547277 422.038329 B2 3,083,466.75 6.996806% 06050HJL3 14.837097 2.547277 422.038329 B3 1,761,918.59 6.996806% 06050HJM1 14.837097 2.547277 422.038329 B4 881,177.73 6.996806% 06050HJX7 14.837097 2.547277 422.038329 B5 880,740.86 6.996806% 06050HJY5 14.837097 2.547277 422.038329 B6 881,438.95 6.996806% 06050HJZ2 14.837087 2.547278 422.038464 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 89,793,965.46 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 83,806,069.24 83,806,069.24 Loan count 165 165 Avg loan rate 7.246806% 7.25 Prepay amount 5,876,653.54 5,876,653.54 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 8,894.86 8,894.86 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 86.428672% 100.000000% 77,239,215.13 ----------------------------------------------------------------------------- Junior 13.571328% 0.000000% 12,128,367.83 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 7 4,238,768.68 60 to 89 days 2 1,566,031.18 90 or more 1 1,494,519.72 Foreclosure 4 2,517,561.61 Totals: 14 9,816,881.19 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,511,454.90 6,511,454.90 Principal remittance amount 5,987,895.77 5,987,895.77 Interest remittance amount 523,559.13 523,559.13