SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F) (Exact name of registrant as specified in charter) North Carolina 333-74544-13 61-1430162 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F On February 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F relating to the distribution date of February 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 25, 2004 Payment Date: 02/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 37,955,894.40 4.654000% 2,535,674.46 147,205.61 2,682,880.07 0.00 0.00 A2 14,100,038.78 5.195000% 941,964.58 61,041.42 1,003,006.00 0.00 0.00 A3 36,536.10 0.000000% 51.72 0.00 51.72 0.00 0.00 Residual AR 0.00 4.800540% 0.00 0.15 0.15 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 2,816,153.67 4.800540% 90,480.97 11,265.88 101,746.85 0.00 0.00 B2 1,351,469.24 4.800540% 43,421.72 5,406.49 48,828.21 0.00 0.00 B3 788,357.06 4.800540% 25,329.34 3,153.78 28,483.12 0.00 0.00 B4 450,489.75 4.800540% 14,473.91 1,802.16 16,276.07 0.00 0.00 B5 450,489.75 4.800540% 14,473.91 1,802.16 16,276.07 0.00 0.00 B6 563,740.99 4.800540% 18,112.59 2,255.22 20,367.81 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 58,513,169.74 - 3,683,983.19 233,932.87 3,917,916.06 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 35,420,219.94 0.00 A2 13,158,074.20 0.00 A3 36,484.38 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 2,725,672.71 0.00 B2 1,308,047.52 0.00 B3 763,027.72 0.00 B4 436,015.84 0.00 B5 436,015.84 0.00 B6 545,628.40 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 54,829,186.55 - - -------------------------------------------------------------------------------- Payment Date: 02/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 37,955,894.40 4.654000% 06050HKD9 9.419646 0.546847 131.580742 A2 14,100,038.78 5.195000% 06050HKE7 9.419646 0.610414 131.580742 A3 36,536.10 0.000000% 06050HKF4 1.378708 0.000000 972.624504 Residual AR 0.00 4.800540% 06050HKG2 0.000000 1.535003 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 2,816,153.67 4.800540% 06050KHK0 19.044615 2.371265 573.705053 B2 1,351,469.24 4.800540% 06050HKJ6 19.044615 2.371265 573.705053 B3 788,357.06 4.800540% 06050HKK3 19.044615 2.371265 573.705053 B4 450,489.75 4.800540% 06050HKL1 19.044615 2.371265 573.705053 B5 450,489.75 4.800540% 06050HKM9 19.044615 2.371265 573.705053 B6 563,740.99 4.800540% 06050HKN7 19.044615 2.371265 573.705053 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 58,513,169.74 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 54,829,186.50 54,829,186.50 Loan count 124 124 Avg loan rate 6.250420% 6.25 Prepay amount 3,610,239.59 3,610,239.59 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 64,141.46 64,141.46 Sub servicer fees 0.00 0.00 Trustee fees 195.04 195.04 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 89.341895% 100.000000% 52,092,469.28 ----------------------------------------------------------------------------- Junior 10.658105% 0.000000% 6,214,408.03 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 5 1,906,112.88 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 5 1,906,112.88 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,917,916.06 3,917,916.06 Principal remittance amount 3,683,983.19 3,683,983.19 Interest remittance amount 233,932.87 233,932.87