SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 20, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust) (Exact name of registrant as specified in charter) North Carolina 333-74544-15 61-1430165 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust On February 20, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust relating to the distribution date of February 20, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 20, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 20, 2004 Payment Date: 02/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 16,481,746.50 6.383458% 1,536,134.28 87,675.45 1,623,809.73 0.00 0.00 1-A-2 15,862,964.00 6.383458% 1,478,462.42 84,383.80 1,562,846.22 0.00 0.00 1-A-3 31,725,928.01 6.383458% 2,956,924.84 168,767.61 3,125,692.45 0.00 0.00 1-A-4 618,655.60 6.383458% 57,660.03 3,290.97 60,951.00 0.00 0.00 1-A-5 951,777.84 6.383458% 88,707.75 5,063.03 93,770.77 0.00 0.00 Residual 1-A-R 0.00 6.383458% 0.00 0.00 0.00 0.00 0.00 2-A-1 51,940,410.39 6.427508% 4,347,659.07 278,206.19 4,625,865.26 0.00 0.00 APT 134,636.84 6.406748% 11,872.37 718.82 12,591.19 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 5,746,450.10 6.383458% 249,266.21 30,568.52 279,834.73 0.00 0.00 1-B-2 2,419,617.03 6.383458% 104,956.76 12,871.27 117,828.03 0.00 0.00 1-B-3 1,814,993.47 6.383458% 78,729.74 9,654.95 88,384.69 0.00 0.00 1-B-4 453,608.02 6.383458% 19,676.35 2,412.99 22,089.34 0.00 0.00 1-B-5 453,608.02 6.383458% 19,676.35 2,412.99 22,089.34 0.00 0.00 1-B-6 907,785.47 6.383458% 39,377.40 4,829.01 44,206.41 0.00 0.00 2-B-1 6,089,639.15 6.427508% 9,088.36 32,617.67 41,706.04 0.00 0.00 2-B-2 1,845,433.92 6.427508% 2,754.18 9,884.62 12,638.80 0.00 0.00 2-B-3 1,845,433.92 6.427508% 2,754.18 9,884.62 12,638.80 0.00 0.00 2-B-4 1,106,674.81 6.427508% 1,651.64 5,927.63 7,579.27 0.00 0.00 2-B-5 738,759.11 6.427508% 1,102.55 3,956.98 5,059.53 0.00 0.00 2-B-6 922,703.67 6.427508% 1,376.97 4,942.24 6,319.21 460,627.36 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 142,060,825.88 - 11,007,831.45 758,069.36 11,765,900.81 460,627.36 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 14,945,612.22 0.00 1-A-2 14,384,501.58 0.00 1-A-3 28,769,003.17 0.00 1-A-4 560,995.56 0.00 1-A-5 863,070.10 0.00 Residual 1-A-R 0.00 0.00 2-A-1 47,592,751.33 0.00 APT 122,764.47 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 5,497,183.89 0.00 1-B-2 2,314,660.27 0.00 1-B-3 1,736,263.73 0.00 1-B-4 433,931.67 0.00 1-B-5 433,931.67 0.00 1-B-6 868,408.08 0.00 2-B-1 6,080,550.79 0.00 2-B-2 1,842,679.74 0.00 2-B-3 1,842,679.74 0.00 2-B-4 1,105,023.18 0.00 2-B-5 737,656.56 0.00 2-B-6 460,699.34 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 130,592,367.07 - - -------------------------------------------------------------------------------- Payment Date: 02/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 16,481,746.50 6.383458% 06050HKP2 11.827699 0.675070 115.076013 1-A-2 15,862,964.00 6.383458% 06050HKQ0 11.827699 0.675070 115.076013 1-A-3 31,725,928.01 6.383458% 06050HKR8 11.827699 0.675070 115.076013 1-A-4 618,655.60 6.383458% 06050HKS6 11.827699 0.675070 115.076013 1-A-5 951,777.84 6.383458% 06050HKT4 11.827699 0.675070 115.076013 Residual 1-A-R 0.00 6.383458% 06050HKU1 0.000000 0.000000 0.000000 2-A-1 51,940,410.39 6.427508% 06050HKV9 11.917043 0.762570 130.452931 APT 134,636.84 6.406748% 06050HKW7 11.872371 0.718820 122.764472 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 5,746,450.10 6.383458% 06050HKX5 24.351916 2.986374 537.044147 1-B-2 2,419,617.03 6.383458% 06050HKY3 24.351916 2.986374 537.044147 1-B-3 1,814,993.47 6.383458% 06050HKZ0 24.351916 2.986374 537.044147 1-B-4 453,608.02 6.383458% 06050HLD8 24.351916 2.986374 537.044147 1-B-5 453,608.02 6.383458% 06050HLE6 24.351916 2.986374 537.044147 1-B-6 907,785.47 6.383458% 06050HLF3 24.351917 2.986374 537.044170 2-B-1 6,089,639.15 6.427508% 06050HLA4 1.456469 5.227191 974.447242 2-B-2 1,845,433.92 6.427508% 06050HLB2 1.456469 5.227191 974.447243 2-B-3 1,845,433.92 6.427508% 06050HLC0 1.456469 5.227191 974.447243 2-B-4 1,106,674.81 6.427508% 06050HLG1 1.456469 5.227191 974.447245 2-B-5 738,759.11 6.427508% 06050HLH9 1.456469 5.227191 974.447241 2-B-6 922,703.67 6.427508% 06050HLJ5 1.456361 5.227195 487.262096 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 142,060,825.88 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 70,865,099.88 59,727,266.37 130,592,366.25 Loan count 101 101 202 Avg loan rate 6.633458% 6.677508% 6.65 Prepay amount 6,547,420.10 2,895,222.66 9,442,642.76 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 596.19 7,584.18 8,180.37 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 460,627.36 460,627.36 Cumulative losses 0.00 460,627.36 460,627.36 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,775,262.29 7,563,709.71 18,338,972.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 83.445308% 100.000000% 117,716,119.18 ----------------------------------------------------------------------------- Junior 16.554692% 0.000000% 23,353,668.64 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 8 7,201,354.63 60 to 89 days 3 3,572,318.80 90 or more 4 4,246,517.76 Foreclosure 2 1,541,612.32 Totals: 17 16,561,803.51 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,765,900.81 11,765,900.81 Principal remittance amount 11,007,831.45 11,007,831.45 Interest remittance amount 758,069.36 758,069.36