SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 25, 2004
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J)
(Exact name of registrant as specified in charter)
North Carolina 333-97547-03 61-1430160
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Item 5. Other Events
BOA
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-J
On February 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-J, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.
Item 7. Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-J relating to the distribution date of February
25, 2004 prepared by The Bank of New York, as Trustee under
the Pooling and Servicing Agreement dated as of September 1,
2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: February 25, 2004
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated February 25, 2004
Payment Date: 02/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior A1 45,414,274.05 2.995000% 2,468,166.71 113,346.46 2,581,513.17 0.00 0.00
A2 112,481,786.87 4.879000% 6,113,139.71 457,332.20 6,570,471.91 0.00 0.00
A3 24,739,395.94 4.879000% 1,344,532.20 100,586.26 1,445,118.46 0.00 0.00
A4 667,963.69 4.879000% 36,302.37 2,715.83 39,018.20 0.00 0.00
AP 293,254.88 0.000000% 502.22 0.00 502.22 0.00 0.00
Residual AR 0.00 4.412231% 0.00 0.18 0.18 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 6,149,155.73 4.412231% 165,354.97 22,609.58 187,964.55 0.00 0.00
B2 2,705,318.66 4.412231% 72,747.86 9,947.08 82,694.93 0.00 0.00
B3 1,967,660.98 4.412231% 52,911.74 7,234.81 60,146.55 0.00 0.00
B4 737,657.68 4.412231% 19,836.12 2,712.26 22,548.38 0.00 0.00
B5 738,518.42 4.412231% 19,859.26 2,715.43 22,574.69 0.00 0.00
B6 983,896.49 4.412231% 26,457.64 3,617.65 30,075.29 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 196,878,883.38 - 10,319,810.80 722,817.73 11,042,628.53 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior A1 42,946,107.34 0.00
A2 106,368,647.15 0.00
A3 23,394,863.74 0.00
A4 631,661.32 0.00
AP 292,752.66 0.00
Residual AR 0.00 0.00
- --------------------------------------------------------------------------------
Subordinate B1 5,983,800.76 0.00
B2 2,632,570.80 0.00
B3 1,914,749.24 0.00
B4 717,821.56 0.00
B5 718,659.16 0.00
B6 957,438.84 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 186,559,072.58 -
- --------------------------------------------------------------------------------
Payment Date: 02/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior A1 45,414,274.05 2.995000% 06050HVJ4 17.927096 0.823272 311.931517
A2 112,481,786.87 4.879000% 06050HVK1 17.927096 1.341150 311.931517
A3 24,739,395.94 4.879000% 06050HVL9 17.927096 1.341150 311.931517
A4 667,963.69 4.879000% 06050HVM7 17.927096 1.341150 311.931517
AP 293,254.88 0.000000% 06050HVN5 1.401785 0.000000 817.128859
Residual AR 0.00 4.412231% 06050HVP0 0.000000 1.776231 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 6,149,155.73 4.412231% 06050HVQ8 23.145993 3.164835 837.598091
B2 2,705,318.66 4.412231% 06050HVR6 23.145993 3.164835 837.598091
B3 1,967,660.98 4.412231% 06050HVS4 23.145993 3.164835 837.598091
B4 737,657.68 4.412231% 06050HVT2 23.145993 3.164835 837.598091
B5 738,518.42 4.412231% 06050HVU9 23.145993 3.164835 837.598091
B6 983,896.49 4.412231% 06050HVV7 23.146009 3.164837 837.598676
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 196,878,883.38 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 186,559,071.78 186,559,071.78
Loan count 398 398
Avg loan rate 5.467687% 5.47
Prepay amount 10,065,975.10 10,065,975.10
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 160,762.93 160,762.93
Sub servicer fees 0.00 0.00
Trustee fees 492.20 492.20
Agg advances N/A N/A
Adv this period 0.00 0.00
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LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00
Fraud 0.00 0.00
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 93.423098% 100.000000% 183,596,675.42
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Junior 6.576902% 0.000000% 12,925,040.37
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 0 0.00
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 0 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 11,042,628.53 11,042,628.53
Principal remittance amount 10,319,810.80 10,319,810.80
Interest remittance amount 722,817.73 722,817.73