SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On March 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of March 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2004 Payment Date: 03/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 1.640000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.860000% 0.00 0.00 0.00 0.00 0.00 1-A-5 5,354,651.48 6.250000% 1,300,822.07 27,888.81 1,328,710.88 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 28,984,077.52 6.250000% 6,781,848.68 150,958.74 6,932,807.42 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 0.00 1.640000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.860000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 81,055,105.26 0.202078% 0.00 13,649.52 13,649.52 0.00 0.00 2-A-1 33,318,355.27 5.750000% 2,123,509.16 159,650.45 2,283,159.62 0.00 0.00 2-A-WIO 32,507,661.23 0.249629% 0.00 6,762.39 6,762.39 0.00 0.00 3-A-1 32,984,526.55 6.000000% 1,270,324.35 164,922.63 1,435,246.98 0.00 0.00 3-A-WIO 31,076,021.40 0.430100% 0.00 11,138.17 11,138.17 0.00 0.00 1-A-PO 853,315.18 0.000000% 65,979.15 0.00 65,979.15 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,678,076.19 6.250000% 8,044.24 39,989.98 48,034.22 0.00 0.00 1-B-2 3,543,424.78 6.250000% 3,712.41 18,455.34 22,167.74 0.00 0.00 1-B-3 1,771,712.39 6.250000% 1,856.20 9,227.67 11,083.87 0.00 0.00 1-B-4 1,181,469.51 6.250000% 1,237.81 6,153.49 7,391.30 0.00 0.00 1-B-5 885,364.33 6.250000% 927.59 4,611.27 5,538.86 0.00 0.00 1-B-6 886,847.50 6.250000% 929.14 4,619.00 5,548.14 0.00 0.00 CB-1 2,838,143.64 5.897920% 13,408.34 13,949.29 27,357.63 0.00 0.00 CB-2 872,128.18 5.897920% 4,120.23 4,286.45 8,406.68 0.00 0.00 CB-3 655,027.90 5.897920% 3,094.57 3,219.42 6,313.99 0.00 0.00 CB-4 218,032.05 5.897920% 1,030.06 1,071.61 2,101.67 0.00 0.00 CB-5 218,963.81 5.897920% 1,034.46 1,076.19 2,110.65 0.00 0.00 CB-6 437,358.05 5.897920% 2,066.23 2,149.59 4,215.81 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 212,681,474.31 - 11,583,944.67 1,111,071.67 12,695,016.34 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 4,053,829.41 0.00 1-A-6 5,000,000.00 0.00 1-A-7 22,202,228.84 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 76,718,198.76 0.00 2-A-1 31,194,846.10 0.00 2-A-WIO 30,388,888.69 0.00 3-A-1 31,714,202.20 0.00 3-A-WIO 29,964,613.50 0.00 1-A-PO 787,336.03 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,670,031.95 0.00 1-B-2 3,539,712.37 0.00 1-B-3 1,769,856.19 0.00 1-B-4 1,180,231.69 0.00 1-B-5 884,436.74 0.00 1-B-6 885,918.36 0.00 CB-1 2,824,735.30 0.00 CB-2 868,007.96 0.00 CB-3 651,933.33 0.00 CB-4 217,001.99 0.00 CB-5 217,929.35 0.00 CB-6 435,291.82 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 201,097,529.64 - - -------------------------------------------------------------------------------- Payment Date: 03/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 1.640000% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.860000% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 5,354,651.48 6.250000% 06050HWA2 127.656729 2.736880 397.824280 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 28,984,077.52 6.250000% 06050HWC8 120.324480 2.678330 393.914959 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 0.00 1.640000% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.860000% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.025556 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 81,055,105.26 0.202078% 06050HWQ7 0.000000 0.037467 210.585571 2-A-1 33,318,355.27 5.750000% 06050HWR5 11.309338 0.850263 166.136820 2-A-WIO 32,507,661.23 0.249629% 06050HWS3 0.000000 0.037077 166.617303 3-A-1 32,984,526.55 6.000000% 06050HWT1 4.628079 0.600850 115.542011 3-A-WIO 31,076,021.40 0.430100% 06050HWU8 0.000000 0.044213 118.945045 1-A-PO 853,315.18 0.000000% 06050HWV6 27.710397 0.000000 330.671053 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,678,076.19 6.250000% 06050HWW4 1.030652 5.123636 982.707489 1-B-2 3,543,424.78 6.250000% 06050HWX2 1.030652 5.123636 982.707489 1-B-3 1,771,712.39 6.250000% 06050HWY0 1.030652 5.123636 982.707489 1-B-4 1,181,469.51 6.250000% 06050HXC7 1.030652 5.123636 982.707489 1-B-5 885,364.33 6.250000% 06050HXD5 1.030652 5.123636 982.707489 1-B-6 886,847.50 6.250000% 06050HXE3 1.030652 5.123638 982.707901 CB-1 2,838,143.64 5.897920% 06050HWZ7 4.401950 4.579542 927.358931 CB-2 872,128.18 5.897920% 06050HXA1 4.401950 4.579542 927.358931 CB-3 655,027.90 5.897920% 06050HXB9 4.401950 4.579542 927.358931 CB-4 218,032.05 5.897920% 06050HXF0 4.401950 4.579542 927.358931 CB-5 218,963.81 5.897920% 06050HXG8 4.401950 4.579542 927.358931 CB-6 437,358.05 5.897920% 06050HXH6 4.401954 4.579547 927.359865 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 212,681,474.31 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 132,815,820.13 33,339,575.28 34,942,133.40 Loan count 307 81 91 Avg loan rate 6.586818% 6.227432% 6.594353% Prepay amount 8,007,131.93 1,982,613.93 1,112,860.22 Total ----- Prin balance 201,097,528.81 Loan count 479 Avg loan rate 6.53 Prepay amount 11,102,606.08 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 15,413.01 5,288.92 5,254.82 Sub servicer fees 0.00 0.00 0.00 Trustee fees 117.48 29.56 30.20 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 25,956.75 Sub servicer fees 0.00 Trustee fees 177.23 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.055923% 100.000000% 191,494,926.00 ----------------------------------------------------------------------------- Junior 9.944077% 0.000000% 21,145,087.06 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 10 4,779,462.56 60 to 89 days 0 0.00 90 or more 1 529,020.10 Foreclosure 2 736,071.78 Totals: 13 6,044,554.44 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,695,016.34 12,695,016.34 Principal remittance amount 11,583,944.67 11,583,944.67 Interest remittance amount 1,111,071.67 1,111,071.67