SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On May 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of May 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: May 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated May 25, 2004 Payment Date: 05/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 1.650000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.850000% 0.00 0.00 0.00 0.00 0.00 1-A-5 1,901,337.38 6.250000% 1,901,337.38 9,817.91 1,911,155.30 0.00 84.89 1-A-6 5,000,000.00 6.250000% 617,397.70 25,818.44 643,216.14 0.00 223.23 1-A-7 10,980,190.40 6.250000% 10,980,190.40 56,698.28 11,036,888.68 0.00 490.21 1-A-8 25,000,000.00 6.000000% 2,152,000.00 125,000.00 2,277,000.00 0.00 1,071.48 1-A-9 720,000.00 6.250000% 0.00 3,717.86 3,717.86 0.00 32.14 1-A-10 0.00 1.650000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.850000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 278,839.16 278,839.16 0.00 2,410.84 1-A-16 6,000,000.00 6.250000% 0.00 30,982.13 30,982.13 0.00 267.87 Residual 1-A-R 0.00 6.250000% 0.00 0.03 0.03 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 68,016,699.59 0.199255% 0.00 11,197.05 11,197.05 0.00 96.81 2-A-1 27,748,879.95 5.750000% 2,849,589.93 132,963.38 2,982,553.31 0.00 0.00 2-A-WIO 27,481,352.53 0.250373% 0.00 5,733.83 5,733.83 0.00 0.00 3-A-1 28,617,529.07 6.000000% 5,170,924.18 143,087.65 5,314,011.83 0.00 0.00 3-A-WIO 26,883,822.11 0.438446% 0.00 9,822.59 9,822.59 0.00 0.00 1-A-PO 784,854.65 0.000000% 102,553.51 0.00 102,553.51 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,661,916.77 6.250000% 8,060.54 39,563.75 47,624.29 0.00 342.07 1-B-2 3,535,967.23 6.250000% 3,719.93 18,258.63 21,978.56 0.00 157.86 1-B-3 1,767,983.61 6.250000% 1,859.96 9,129.32 10,989.28 0.00 78.93 1-B-4 1,178,982.97 6.250000% 1,240.32 6,087.90 7,328.22 0.00 52.64 1-B-5 883,500.97 6.250000% 929.47 4,562.12 5,491.59 0.00 39.44 1-B-6 884,981.02 6.250000% 931.01 4,569.77 5,500.77 0.00 39.51 CB-1 2,811,283.39 5.897816% 13,631.16 13,817.03 27,448.19 0.00 0.00 CB-2 863,874.34 5.897816% 4,188.70 4,245.81 8,434.51 0.00 0.00 CB-3 648,828.70 5.897816% 3,146.00 3,188.89 6,334.89 0.00 0.00 CB-4 215,968.59 5.897816% 1,047.17 1,061.45 2,108.63 0.00 0.00 CB-5 216,891.53 5.897816% 1,051.65 1,065.99 2,117.64 0.00 0.00 CB-6 433,218.88 5.897816% 2,100.56 2,129.20 4,229.77 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 181,136,189.44 - 23,815,899.56 941,358.17 24,757,257.73 - 5,387.92 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 84.89 1-A-6 4,382,602.30 223.23 1-A-7 0.00 490.21 1-A-8 22,848,000.00 0.00 1-A-9 658,022.40 32.14 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 2,410.84 1-A-16 6,000,000.00 267.87 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 59,542,740.56 96.81 2-A-1 24,899,290.02 0.00 2-A-WIO 24,634,334.91 0.00 3-A-1 23,446,604.89 0.00 3-A-WIO 22,317,873.97 0.00 1-A-PO 682,301.14 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,653,856.23 342.07 1-B-2 3,532,247.30 157.86 1-B-3 1,766,123.65 78.93 1-B-4 1,177,742.64 52.64 1-B-5 882,571.51 39.44 1-B-6 884,050.01 39.51 CB-1 2,797,652.23 0.00 CB-2 859,685.65 0.00 CB-3 645,682.70 0.00 CB-4 214,921.41 0.00 CB-5 215,839.88 0.00 CB-6 431,118.32 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 157,320,289.89 4,316.43 - -------------------------------------------------------------------------------- Payment Date: 05/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 1.650000% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.850000% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 1,901,337.38 6.250000% 06050HWA2 186.588556 0.963485 0.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 123.479540 5.163688 876.520460 1-A-7 10,980,190.40 6.250000% 06050HWC8 194.812029 1.005949 0.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 86.080000 5.000000 913.920000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.163688 913.920000 1-A-10 0.00 1.650000% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.850000% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.163688 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.163688 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.611408 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 68,016,699.59 0.199255% 06050HWQ7 0.000000 0.030735 163.440256 2-A-1 27,748,879.95 5.750000% 06050HWR5 15.176283 0.708133 132.608087 2-A-WIO 27,481,352.53 0.250373% 06050HWS3 0.000000 0.031438 135.066026 3-A-1 28,617,529.07 6.000000% 06050HWT1 18.838846 0.521301 85.421284 3-A-WIO 26,883,822.11 0.438446% 06050HWU8 0.000000 0.038991 88.591182 1-A-PO 784,854.65 0.000000% 06050HWV6 43.071160 0.000000 286.557742 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,661,916.77 6.250000% 06050HWW4 1.032740 5.069026 980.635008 1-B-2 3,535,967.23 6.250000% 06050HWX2 1.032740 5.069026 980.635008 1-B-3 1,767,983.61 6.250000% 06050HWY0 1.032740 5.069026 980.635008 1-B-4 1,178,982.97 6.250000% 06050HXC7 1.032740 5.069026 980.635008 1-B-5 883,500.97 6.250000% 06050HXD5 1.032740 5.069026 980.635008 1-B-6 884,981.02 6.250000% 06050HXE3 1.032723 5.069028 980.635436 CB-1 2,811,283.39 5.897816% 06050HWZ7 4.475102 4.536122 918.467573 CB-2 863,874.34 5.897816% 06050HXA1 4.475102 4.536122 918.467573 CB-3 648,828.70 5.897816% 06050HXB9 4.475102 4.536122 918.467573 CB-4 215,968.59 5.897816% 06050HXF0 4.475102 4.536122 918.467573 CB-5 216,891.53 5.897816% 06050HXG8 4.475102 4.536122 918.467573 CB-6 433,218.88 5.897816% 06050HXH6 4.475106 4.536127 918.468499 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 181,136,189.44 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 103,654,496.04 27,025,505.93 26,641,027.28 Loan count 240 66 74 Avg loan rate 6.581613% 6.228521% 6.594442% Prepay amount 15,642,795.65 2,729,463.00 5,022,073.56 Total ----- Prin balance 157,321,029.25 Loan count 380 Avg loan rate 6.53 Prepay amount 23,394,332.21 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 0.00 3,358.21 0.00 Sub servicer fees 0.00 0.00 0.00 Trustee fees 99.52 24.90 26.52 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 3,358.21 Sub servicer fees 0.00 Trustee fees 150.95 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 88.369875% 100.000000% 160,032,791.44 ----------------------------------------------------------------------------- Junior 11.630125% 0.000000% 21,061,491.54 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 2 591,045.45 60 to 89 days 0 0.00 90 or more 2 845,063.44 Foreclosure 1 810,462.93 Totals: 5 2,246,571.82 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 24,757,257.73 24,757,257.73 Principal remittance amount 23,815,899.56 23,815,899.56 Interest remittance amount 941,358.17 941,358.17