SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 25, 2004
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a)
(Exact name of registrant as specified in charter)
North Carolina 333-74544-05 04-3617147
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Item 5. Other Events
BOA
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-a
On May 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH
CERTIFICATES Series 2002-a, made a monthly distribution to Certificate holders
of principal and/or interest pursuant to the Pooling and Servicing Agreement,
dated as of January 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE
SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as
Trustee.
Item 7. Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-a relating to the distribution date of May 25,
2004 prepared by The Bank of New York, as Trustee under the
Pooling and Servicing Agreement dated as of January 1, 2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: May 25, 2004
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated May 25, 2004
Payment Date: 05/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior A1 54,020,911.82 5.242000% 9,146,927.85 233,834.03 9,380,761.89 0.00 2,147.32
A2 0.00 5.242000% 0.00 0.00 0.00 0.00 0.00
A3 15,504,634.74 5.242000% 2,625,275.48 67,113.11 2,692,388.59 0.00 616.30
A4 432,687.48 5.242000% 73,263.50 1,872.92 75,136.43 0.00 17.20
A5 386,556.42 0.000000% 7,594.69 0.00 7,594.69 0.00 0.00
Residual AR 0.00 5.242000% 0.00 0.01 0.01 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 4,490,801.75 5.242000% 359,612.13 19,438.81 379,050.94 0.00 178.51
B2 1,764,281.69 5.242000% 141,279.25 7,636.84 148,916.09 0.00 70.13
B3 1,443,357.57 5.242000% 115,580.45 6,247.69 121,828.14 0.00 57.37
B4 320,924.12 5.242000% 25,698.80 1,389.15 27,087.94 0.00 12.76
B5 641,314.26 5.242000% 51,354.84 2,775.98 54,130.82 0.00 25.49
B6 641,955.25 5.242000% 51,406.17 2,778.76 54,184.92 0.00 25.52
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 79,647,425.09 - 12,597,993.16 343,087.31 12,941,080.47 - 3,150.60
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior A1 44,873,983.97 2,147.32
A2 0.00 0.00
A3 12,879,359.26 616.30
A4 359,423.98 17.20
A5 378,961.73 0.00
Residual AR 0.00 0.00
- --------------------------------------------------------------------------------
Subordinate B1 4,131,189.62 178.51
B2 1,623,002.44 70.13
B3 1,327,777.11 57.37
B4 295,225.32 12.76
B5 589,959.42 25.49
B6 590,549.08 25.52
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 67,049,431.93 3,150.60
- --------------------------------------------------------------------------------
Payment Date: 05/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior A1 54,020,911.82 5.242000% 0605065B4 20.350973 0.520257 99.839994
A2 0.00 5.242000% 0605065C2 0.000000 0.000000 0.000000
A3 15,504,634.74 5.242000% 0605065D0 90.526741 2.314245 444.115836
A4 432,687.48 5.242000% 0605065E8 20.350973 0.520257 99.839994
A5 386,556.42 0.000000% 0605065F5 6.145833 0.000000 306.666168
Residual AR 0.00 5.242000% 0605065G3 0.000000 0.125689 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 4,490,801.75 5.242000% 0605065H1 42.760063 2.311392 491.223498
B2 1,764,281.69 5.242000% 0605065J7 42.760063 2.311392 491.223498
B3 1,443,357.57 5.242000% 0605065K4 42.760063 2.311392 491.223498
B4 320,924.12 5.242000% 0605065L2 42.760063 2.311392 491.223498
B5 641,314.26 5.242000% 0605065M0 42.760063 2.311392 491.223498
B6 641,955.25 5.242000% 0605065N8 42.760101 2.311395 491.223934
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 79,647,425.09 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 67,049,430.93 67,049,430.93
Loan count 145 145
Avg loan rate 5.942118% 5.94
Prepay amount 12,493,828.82 12,493,828.82
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 28,214.53 28,214.53
Sub servicer fees 0.00 0.00
Trustee fees 199.12 199.12
Agg advances N/A N/A
Adv this period 0.00 0.00
- --------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00
Fraud 0.00 0.00
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 89.154078% 100.000000% 70,344,790.46
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Junior 10.845922% 0.000000% 8,557,703.00
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 2 962,568.91
60 to 89 days 1 471,224.06
90 or more 0 0.00
Foreclosure 2 875,107.19
Totals: 5 2,308,900.16
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- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 12,941,080.47 12,941,080.47
Principal remittance amount 12,597,993.16 12,597,993.16
Interest remittance amount 343,087.31 343,087.31