SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 25, 2004
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J)
(Exact name of registrant as specified in charter)
North Carolina 333-97547-03 61-1430160
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Item 5. Other Events
BOA
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-J
On May 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH
CERTIFICATES Series 2002-J, made a monthly distribution to Certificate holders
of principal and/or interest pursuant to the Pooling and Servicing Agreement,
dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE
SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as
Trustee.
Item 7. Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-J relating to the distribution date of May 25,
2004 prepared by The Bank of New York, as Trustee under the
Pooling and Servicing Agreement dated as of September 1,
2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: May 25, 2004
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated May 25, 2004
Payment Date: 05/25/04
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BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior A1 33,866,375.34 2.995000% 4,115,143.27 84,524.83 4,199,668.10 0.00 0.00
A2 83,880,024.33 4.879000% 10,192,360.83 341,042.20 10,533,403.03 0.00 0.00
A3 18,448,685.70 4.879000% 2,241,721.59 75,009.28 2,316,730.87 0.00 0.00
A4 498,114.51 4.879000% 60,526.48 2,025.25 62,551.73 0.00 0.00
AP 286,905.39 0.000000% 38,883.19 0.00 38,883.19 0.00 0.00
Residual AR 0.00 4.412231% 0.00 0.08 0.08 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 5,348,738.13 4.412231% 315,505.04 19,666.56 335,171.60 0.00 0.00
B2 2,353,175.25 4.412231% 138,806.32 8,652.29 147,458.61 0.00 0.00
B3 1,711,536.31 4.412231% 100,958.08 6,293.08 107,251.16 0.00 0.00
B4 641,638.94 4.412231% 37,848.24 2,359.22 40,207.46 0.00 0.00
B5 642,387.64 4.412231% 37,892.40 2,361.97 40,254.37 0.00 0.00
B6 855,825.56 4.412231% 50,482.43 3,146.75 53,629.18 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 148,533,407.11 - 17,330,127.87 545,081.51 17,875,209.38 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior A1 29,751,232.07 0.00
A2 73,687,663.50 0.00
A3 16,206,964.11 0.00
A4 437,588.03 0.00
AP 248,022.20 0.00
Residual AR 0.00 0.00
- --------------------------------------------------------------------------------
Subordinate B1 5,033,233.09 0.00
B2 2,214,368.93 0.00
B3 1,610,578.23 0.00
B4 603,790.70 0.00
B5 604,495.24 0.00
B6 805,343.14 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 131,203,279.24 -
- --------------------------------------------------------------------------------
Payment Date: 05/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior A1 33,866,375.34 2.995000% 06050HVJ4 29.889621 0.613931 216.092855
A2 83,880,024.33 4.879000% 06050HVK1 29.889621 1.000124 216.092855
A3 18,448,685.70 4.879000% 06050HVL9 29.889621 1.000124 216.092855
A4 498,114.51 4.879000% 06050HVM7 29.889621 1.000124 216.092855
AP 286,905.39 0.000000% 06050HVN5 108.530435 0.000000 692.277573
Residual AR 0.00 4.412231% 06050HVP0 0.000000 0.829028 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 5,348,738.13 4.412231% 06050HVQ8 44.163640 2.752877 704.539907
B2 2,353,175.25 4.412231% 06050HVR6 44.163640 2.752877 704.539907
B3 1,711,536.31 4.412231% 06050HVS4 44.163640 2.752877 704.539907
B4 641,638.94 4.412231% 06050HVT2 44.163640 2.752877 704.539907
B5 642,387.64 4.412231% 06050HVU9 44.163640 2.752877 704.539907
B6 855,825.56 4.412231% 06050HVV7 44.163670 2.752879 704.540399
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 148,533,407.11 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 131,203,278.44 131,203,278.44
Loan count 284 284
Avg loan rate 5.452130% 5.45
Prepay amount 17,131,692.89 17,131,692.89
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 109,462.31 109,462.31
Sub servicer fees 0.00 0.00
Trustee fees 371.33 371.33
Agg advances N/A N/A
Adv this period 0.00 0.00
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LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00
Fraud 0.00 0.00
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 92.646825% 100.000000% 136,980,105.28
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Junior 7.353175% 0.000000% 10,871,809.32
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 1 541,437.00
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 1 541,437.00
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- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 17,875,209.38 17,875,209.38
Principal remittance amount 17,330,127.87 17,330,127.87
Interest remittance amount 545,081.51 545,081.51