SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a) (Exact name of registrant as specified in charter) North Carolina 333-74544-05 04-3617147 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a On June 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 44,873,983.97 5.242000% 5,254,308.00 196,024.52 5,450,332.52 0.00 0.00 A2 0.00 5.242000% 0.00 0.00 0.00 0.00 0.00 A3 12,879,359.26 5.242000% 1,508,047.97 56,261.33 1,564,309.30 0.00 0.00 A4 359,423.98 5.242000% 42,085.06 1,570.08 43,655.14 0.00 0.00 A5 378,961.73 0.000000% 23,842.38 0.00 23,842.38 0.00 0.00 Residual AR 0.00 5.242000% 0.00 0.05 0.05 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,131,189.62 5.242000% 228,035.64 18,046.41 246,082.06 0.00 0.00 B2 1,623,002.44 5.242000% 89,587.37 7,089.82 96,677.18 0.00 0.00 B3 1,327,777.11 5.242000% 73,291.36 5,800.17 79,091.53 0.00 0.00 B4 295,225.32 5.242000% 16,296.01 1,289.64 17,585.65 0.00 0.00 B5 589,959.42 5.242000% 32,564.90 2,577.14 35,142.04 0.00 0.00 B6 590,549.08 5.242000% 32,597.45 2,579.72 35,177.16 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 67,049,431.93 - 7,300,656.14 291,238.89 7,591,895.03 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 39,619,675.97 0.00 A2 0.00 0.00 A3 11,371,311.29 0.00 A4 317,338.92 0.00 A5 355,119.35 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 3,903,153.97 0.00 B2 1,533,415.07 0.00 B3 1,254,485.75 0.00 B4 278,929.31 0.00 B5 557,394.52 0.00 B6 557,951.64 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 59,748,775.79 - - -------------------------------------------------------------------------------- Payment Date: 06/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 44,873,983.97 5.242000% 0605065B4 11.690294 0.436134 88.149700 A2 0.00 5.242000% 0605065C2 0.000000 0.000000 0.000000 A3 12,879,359.26 5.242000% 0605065D0 52.001654 1.940046 392.114182 A4 359,423.98 5.242000% 0605065E8 11.690294 0.436134 88.149700 A5 378,961.73 0.000000% 0605065F5 19.293905 0.000000 287.372264 Residual AR 0.00 5.242000% 0605065G3 0.000000 0.484481 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,131,189.62 5.242000% 0605065H1 27.114821 2.145828 464.108677 B2 1,623,002.44 5.242000% 0605065J7 27.114821 2.145828 464.108677 B3 1,327,777.11 5.242000% 0605065K4 27.114821 2.145828 464.108677 B4 295,225.32 5.242000% 0605065L2 27.114821 2.145828 464.108677 B5 589,959.42 5.242000% 0605065M0 27.114821 2.145828 464.108677 B6 590,549.08 5.242000% 0605065N8 27.114845 2.145830 464.109089 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 67,049,431.93 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 59,748,774.79 59,748,774.79 Loan count 129 129 Avg loan rate 5.931181% 5.93 Prepay amount 7,216,711.43 7,216,711.43 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 31,902.87 31,902.87 Sub servicer fees 0.00 0.00 Trustee fees 167.62 167.62 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 87.855681% 100.000000% 58,491,728.93 ----------------------------------------------------------------------------- Junior 12.144319% 0.000000% 8,085,330.27 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 3 1,843,099.70 60 to 89 days 1 470,665.20 90 or more 0 0.00 Foreclosure 1 485,122.79 Totals: 5 2,798,887.69 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,591,895.03 7,591,895.03 Principal remittance amount 7,300,656.14 7,300,656.14 Interest remittance amount 291,238.89 291,238.89