SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12) (Exact name of registrant as specified in charter) North Carolina 333-74544-02 02-0559635/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-12 On June 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-12, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of December 1, 2001, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-12 relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 1.900000% 0.00 0.00 0.00 0.00 0.00 1-A-6 0.00 18.460000% 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-8 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-9 30,788,012.78 6.500000% 1,877,218.83 166,768.40 2,043,987.23 0.00 0.00 1-APO 782,260.08 0.000000% 29,890.66 0.00 29,890.66 0.00 0.00 2-A-1 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2-A-2 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2-A-3 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2-A-4 9,718,538.40 6.500000% 1,420,036.06 52,642.08 1,472,678.14 0.00 0.00 Residual 1-A-R 0.00 6.500000% 0.00 0.02 0.02 0.00 0.00 1-A-LR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 5,352,695.10 6.500000% 6,144.58 28,993.77 35,138.35 0.00 0.00 1-B-2 2,215,142.93 6.500000% 2,542.86 11,998.69 14,541.55 0.00 0.00 1-B-3 1,292,733.70 6.500000% 1,483.98 7,002.31 8,486.29 0.00 0.00 1-B-4 738,704.97 6.500000% 847.99 4,001.32 4,849.31 0.00 0.00 1-B-5 554,028.73 6.500000% 635.99 3,000.99 3,636.98 0.00 0.00 1-B-6 738,518.72 6.500000% 847.78 4,000.31 4,848.09 0.00 0.00 2-B-1 3,236,238.69 6.500000% 3,447.58 17,529.63 20,977.21 0.00 0.00 2-B-2 1,148,436.87 6.500000% 1,223.44 6,220.70 7,444.13 0.00 0.00 2-B-3 835,315.22 6.500000% 889.87 4,524.62 5,414.49 0.00 0.00 2-B-4 314,094.08 6.500000% 334.61 1,701.34 2,035.95 0.00 0.00 2-B-5 418,143.82 6.500000% 445.45 2,264.95 2,710.40 0.00 0.00 2-B-6 313,873.42 6.500000% 334.36 1,700.15 2,034.51 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 58,446,737.52 - 3,346,324.03 312,349.27 3,658,673.30 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 0.00 0.00 1-A-7 0.00 0.00 1-A-8 0.00 0.00 1-A-9 28,910,793.95 0.00 1-APO 752,369.42 0.00 2-A-1 0.00 0.00 2-A-2 0.00 0.00 2-A-3 0.00 0.00 2-A-4 8,298,502.34 0.00 Residual 1-A-R 0.00 0.00 1-A-LR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 5,346,550.52 0.00 1-B-2 2,212,600.08 0.00 1-B-3 1,291,249.72 0.00 1-B-4 737,856.98 0.00 1-B-5 553,392.74 0.00 1-B-6 737,670.95 0.00 2-B-1 3,232,791.11 0.00 2-B-2 1,147,213.43 0.00 2-B-3 834,425.35 0.00 2-B-4 313,759.47 0.00 2-B-5 417,698.37 0.00 2-B-6 313,539.06 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 55,100,413.49 - - -------------------------------------------------------------------------------- Payment Date: 06/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 5.500000% 06050HBJ6 0.000000 0.000000 0.000000 1-A-2 0.00 6.000000% 06050HBK3 0.000000 0.000000 0.000000 1-A-3 0.00 6.500000% 06050HBL1 0.000000 0.000000 0.000000 1-A-4 0.00 6.500000% 06050HBM9 0.000000 0.000000 0.000000 1-A-5 0.00 1.900000% 06050HBN7 0.000000 0.000000 0.000000 1-A-6 0.00 18.460000% 06050HBP2 0.000000 0.000000 0.000000 1-A-7 0.00 6.500000% 06050HBQ0 0.000000 0.000000 0.000000 1-A-8 0.00 6.500000% 06050HBR8 0.000000 0.000000 0.000000 1-A-9 30,788,012.78 6.500000% 06050HBS6 49.530840 4.400222 762.817782 1-APO 782,260.08 0.000000% 06050HBZ0 7.234038 0.000000 182.085949 2-A-1 0.00 6.500000% 06050HBV9 0.000000 0.000000 0.000000 2-A-2 0.00 6.500000% 06050HBW7 0.000000 0.000000 0.000000 2-A-3 0.00 6.500000% 06050HBX5 0.000000 0.000000 0.000000 2-A-4 9,718,538.40 6.500000% 06050HBY3 66.356825 2.459910 387.780483 Residual 1-A-R 0.00 6.500000% 06050HBT4 0.000000 0.381238 0.000000 1-A-LR 0.00 6.500000% 06050HBU1 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 5,352,695.10 6.500000% 06050HCA4 1.115777 5.264893 970.864448 1-B-2 2,215,142.93 6.500000% 06050HCB2 1.115777 5.264893 970.864448 1-B-3 1,292,733.70 6.500000% 06050HCC0 1.115777 5.264893 970.864448 1-B-4 738,704.97 6.500000% 06050HCG1 1.115777 5.264893 970.864448 1-B-5 554,028.73 6.500000% 06050HCH9 1.115777 5.264893 970.864448 1-B-6 738,518.72 6.500000% 06050HCJ5 1.115777 5.264894 970.864693 2-B-1 3,236,238.69 6.500000% 06050HCD8 1.035932 5.267316 971.391561 2-B-2 1,148,436.87 6.500000% 06050HCE6 1.035932 5.267316 971.391561 2-B-3 835,315.22 6.500000% 06050HCF3 1.035932 5.267316 971.391561 2-B-4 314,094.08 6.500000% 06050HCK2 1.035932 5.267316 971.391561 2-B-5 418,143.82 6.500000% 06050HCL0 1.035932 5.267316 971.391561 2-B-6 313,873.42 6.500000% 06050HCM8 1.035896 5.267334 971.395040 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 58,446,737.52 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 40,375,825.21 14,724,586.95 55,100,412.16 Loan count 95 34 129 Avg loan rate 6.748302% 6.776507% 6.76 Prepay amount 1,850,018.12 1,430,501.50 3,280,519.62 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 8,733.86 1,907.91 10,641.77 Sub servicer fees 0.00 0.00 0.00 Trustee fees 105.69 40.43 146.12 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 1,790,329.82 0.00 1,790,329.82 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 70.666672% 100.000000% 41,288,811.27 ----------------------------------------------------------------------------- Junior 29.333328% 0.000000% 17,138,747.78 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 3 1,119,799.96 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,119,799.96 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,658,673.30 3,658,673.30 Principal remittance amount 3,346,324.03 3,346,324.03 Interest remittance amount 312,349.27 312,349.27