SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): June 25, 2004
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8)
(Exact name of registrant as specified in charter)
North Carolina 333-97547-02 61-1430146/0147
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Item 5. Other Events
BOA
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-8
On June 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-8, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of August 1, 2002, among BOA as Depositor, BANK OF
AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.
Item 7. Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-8 relating to the distribution date of June 25,
2004 prepared by The Bank of New York, as Trustee under the
Pooling and Servicing Agreement dated as of August 1, 2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: June 25, 2004
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated June 25, 2004
Payment Date: 06/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00
1-A-2 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00
1-A-3 853,524.68 6.250000% 295,615.28 4,445.44 300,060.72 0.00 0.00
1-A-4 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00
1-A-5 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00
1-A-6 945,344.68 6.250000% 945,344.68 4,923.67 950,268.35 0.00 0.00
1-A-7 2,994,000.00 6.250000% 419,033.54 15,593.75 434,627.29 0.00 0.00
1-A-8 4,086,000.00 6.000000% 1,415,000.00 20,430.00 1,435,430.00 0.00 0.00
1-A-9 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00
1-A-10 0.00 1.650000% 0.00 0.00 0.00 0.00 0.00
1-A-11 0.00 6.850000% 0.00 0.00 0.00 0.00 0.00
1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-13 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00
1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00
1-A-15 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00
1-A-16 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-17 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-18 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-19 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-20 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-21 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-22 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-23 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-24 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-25 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-26 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-27 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-28 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-29 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-30 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-31 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-32 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-33 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-34 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00
1-A-35 0.00 1.650000% 0.00 0.00 0.00 0.00 0.00
1-A-36 0.00 6.850000% 0.00 0.00 0.00 0.00 0.00
1-A-37 124,214.40 6.250000% 0.00 646.95 646.95 0.00 0.00
1-A-38 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00
1-A-39 55,000,000.00 6.250000% 0.00 286,458.33 286,458.33 0.00 0.00
Residual 1-A-R 0.00 6.250000% 0.00 4.48 4.48 0.00 0.00
1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00
1-A-IO 66,693,650.96 0.306604% 0.00 17,040.47 17,040.47 0.00 0.00
2-A-1 12,519,850.63 5.750000% 2,778,886.65 56,773.54 2,835,660.19 0.00 3,217.41
2-A-IO 14,140,369.38 0.371972% 0.00 4,148.11 4,148.11 0.00 235.08
3-A-1 3,941,960.68 6.250000% 470,171.21 20,531.05 490,702.25 0.00 0.00
3-A-2 24,539,565.32 6.000000% 2,926,918.36 122,697.83 3,049,616.19 0.00 0.00
3-A-3 2,726,618.37 2.000000% 325,213.15 4,544.36 329,757.52 0.00 0.00
3-A-4 2,726,618.37 6.500000% 0.00 14,769.18 14,769.18 0.00 0.00
3-A-5 7,095,529.23 6.250000% 846,308.18 36,955.88 883,264.06 0.00 0.00
3-A-6 71,672.01 6.250000% 8,548.57 373.29 8,921.86 0.00 0.00
3-A-IO 43,918,048.77 0.301039% 0.00 11,017.54 11,017.54 0.00 0.00
1-A-PO 213,299.78 0.000000% 390.23 0.00 390.23 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate 1-B-1 7,283,598.90 6.250000% 7,363.59 37,935.41 45,299.00 0.00 0.00
1-B-2 3,236,392.51 6.250000% 3,271.94 16,856.21 20,128.15 0.00 0.00
1-B-3 1,618,686.47 6.250000% 1,636.46 8,430.66 10,067.12 0.00 0.00
1-B-4 1,079,451.12 6.250000% 1,091.31 5,622.14 6,713.45 0.00 0.00
1-B-5 808,853.02 6.250000% 817.74 4,212.78 5,030.51 0.00 0.00
1-B-6 809,740.86 6.250000% 818.63 4,217.40 5,036.03 0.00 0.00
2-B-1 842,476.49 5.750000% 3,635.02 3,820.36 7,455.38 0.00 216.50
2-B-2 259,294.52 5.750000% 1,118.77 1,175.82 2,294.59 0.00 66.63
2-B-3 259,294.52 5.750000% 1,118.77 1,175.82 2,294.59 0.00 66.63
2-B-4 64,592.94 5.750000% 278.70 292.91 571.61 0.00 16.60
2-B-5 64,592.94 5.750000% 278.70 292.91 571.61 0.00 16.60
2-B-6 130,267.62 5.750000% 562.06 590.72 1,152.78 0.00 33.48
3-B-1 7,016,660.37 6.250000% 7,221.52 36,545.11 43,766.63 0.00 0.00
3-B-2 3,238,232.39 6.250000% 3,332.78 16,865.79 20,198.57 0.00 0.00
3-B-3 1,619,606.39 6.250000% 1,666.89 8,435.45 10,102.34 0.00 0.00
3-B-4 1,079,410.80 6.250000% 1,110.93 5,621.93 6,732.86 0.00 0.00
3-B-5 809,803.20 6.250000% 833.45 4,217.72 5,051.17 0.00 0.00
3-B-6 810,342.87 6.250000% 834.00 4,220.54 5,054.54 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 146,018,663.30 - 10,468,421.09 781,883.54 11,250,304.63 - 3,868.94
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior 1-A-1 0.00 0.00
1-A-2 0.00 0.00
1-A-3 557,909.40 0.00
1-A-4 0.00 0.00
1-A-5 0.00 0.00
1-A-6 0.00 0.00
1-A-7 2,574,966.46 0.00
1-A-8 2,671,000.00 0.00
1-A-9 0.00 0.00
1-A-10 0.00 0.00
1-A-11 0.00 0.00
1-A-12 0.00 0.00
1-A-13 0.00 0.00
1-A-14 0.00 0.00
1-A-15 0.00 0.00
1-A-16 0.00 0.00
1-A-17 0.00 0.00
1-A-18 0.00 0.00
1-A-19 0.00 0.00
1-A-20 0.00 0.00
1-A-21 0.00 0.00
1-A-22 0.00 0.00
1-A-23 0.00 0.00
1-A-24 0.00 0.00
1-A-25 0.00 0.00
1-A-26 0.00 0.00
1-A-27 0.00 0.00
1-A-28 0.00 0.00
1-A-29 0.00 0.00
1-A-30 0.00 0.00
1-A-31 0.00 0.00
1-A-32 0.00 0.00
1-A-33 0.00 0.00
1-A-34 0.00 0.00
1-A-35 0.00 0.00
1-A-36 0.00 0.00
1-A-37 81,198.40 0.00
1-A-38 0.00 0.00
1-A-39 55,000,000.00 0.00
Residual 1-A-R 0.00 0.00
1-A-LR 0.00 0.00
1-A-IO 64,035,129.55 0.00
2-A-1 9,740,963.98 3,217.41
2-A-IO 11,354,490.71 235.08
3-A-1 3,471,789.47 0.00
3-A-2 21,612,646.96 0.00
3-A-3 2,401,405.22 0.00
3-A-4 2,401,405.22 0.00
3-A-5 6,249,221.05 0.00
3-A-6 63,123.44 0.00
3-A-IO 39,796,195.71 0.00
1-A-PO 212,909.56 0.00
- --------------------------------------------------------------------------------
Subordinate 1-B-1 7,276,235.31 0.00
1-B-2 3,233,120.57 0.00
1-B-3 1,617,050.01 0.00
1-B-4 1,078,359.82 0.00
1-B-5 808,035.28 0.00
1-B-6 808,922.22 0.00
2-B-1 838,841.47 216.50
2-B-2 258,175.74 66.63
2-B-3 258,175.74 66.63
2-B-4 64,314.24 16.60
2-B-5 64,314.24 16.60
2-B-6 129,705.56 33.48
3-B-1 7,009,438.85 0.00
3-B-2 3,234,899.61 0.00
3-B-3 1,617,939.50 0.00
3-B-4 1,078,299.87 0.00
3-B-5 808,969.75 0.00
3-B-6 809,508.87 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 135,550,242.21 3,868.94
- --------------------------------------------------------------------------------
Payment Date: 06/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior 1-A-1 0.00 6.250000% 06050HSL3 0.000000 0.000000 0.000000
1-A-2 0.00 6.250000% 06050HSM1 0.000000 0.000000 0.000000
1-A-3 853,524.68 6.250000% 06050HSN9 90.958548 1.367828 171.664431
1-A-4 0.00 6.250000% 06050HSP4 0.000000 0.000000 0.000000
1-A-5 0.00 6.250000% 06050HSQ2 0.000000 0.000000 0.000000
1-A-6 945,344.68 6.250000% 06050HSR0 78.739354 0.410101 0.000000
1-A-7 2,994,000.00 6.250000% 06050HSS8 139.957761 5.208333 860.042239
1-A-8 4,086,000.00 6.000000% 06050HST6 78.142258 1.128231 147.503866
1-A-9 0.00 6.250000% 06050HSU3 0.000000 0.000000 0.000000
1-A-10 0.00 1.650000% 06050HSV1 0.000000 0.000000 0.000000
1-A-11 0.00 6.850000% 06050HSW9 0.000000 0.000000 0.000000
1-A-12 0.00 6.000000% 06050HSX7 0.000000 0.000000 0.000000
1-A-13 0.00 5.750000% 06050HSY5 0.000000 0.000000 0.000000
1-A-14 0.00 5.500000% 06050HSZ2 0.000000 0.000000 0.000000
1-A-15 0.00 5.750000% 06050HTA6 0.000000 0.000000 0.000000
1-A-16 0.00 6.000000% 06050HTB4 0.000000 0.000000 0.000000
1-A-17 0.00 6.000000% 06050HTC2 0.000000 0.000000 0.000000
1-A-18 0.00 6.000000% 06050HTD0 0.000000 0.000000 0.000000
1-A-19 0.00 6.000000% 06050HTE8 0.000000 0.000000 0.000000
1-A-20 0.00 6.000000% 06050HTF5 0.000000 0.000000 0.000000
1-A-21 0.00 6.000000% 06050HTG3 0.000000 0.000000 0.000000
1-A-22 0.00 6.000000% 06050HTH1 0.000000 0.000000 0.000000
1-A-23 0.00 6.000000% 06050HTJ7 0.000000 0.000000 0.000000
1-A-24 0.00 6.000000% 06050HTK4 0.000000 0.000000 0.000000
1-A-25 0.00 6.000000% 06050HTL2 0.000000 0.000000 0.000000
1-A-26 0.00 6.000000% 06050HTM0 0.000000 0.000000 0.000000
1-A-27 0.00 6.000000% 06050HTN8 0.000000 0.000000 0.000000
1-A-28 0.00 6.000000% 06050HTP3 0.000000 0.000000 0.000000
1-A-29 0.00 6.000000% 06050HTQ1 0.000000 0.000000 0.000000
1-A-30 0.00 6.000000% 06050HTR9 0.000000 0.000000 0.000000
1-A-31 0.00 6.000000% 06050HTS7 0.000000 0.000000 0.000000
1-A-32 0.00 6.000000% 06050HTT5 0.000000 0.000000 0.000000
1-A-33 0.00 6.000000% 06050HTU2 0.000000 0.000000 0.000000
1-A-34 0.00 5.500000% 06050HTV0 0.000000 0.000000 0.000000
1-A-35 0.00 1.650000% 06050HTW8 0.000000 0.000000 0.000000
1-A-36 0.00 6.850000% 06050HTX6 0.000000 0.000000 0.000000
1-A-37 124,214.40 6.250000% 06050HTY4 0.000000 1.175241 147.503919
1-A-38 0.00 6.250000% 06050HTZ1 0.000000 0.000000 0.000000
1-A-39 55,000,000.00 6.250000% 06050HUA4 0.000000 5.208333 1,000.000000
Residual 1-A-R 0.00 6.250000% 06050HUB2 0.000000 89.500763 0.000000
1-A-LR 0.00 6.250000% 06050HUC0 0.000000 0.000000 0.000000
1-A-IO 66,693,650.96 0.306604% 06050HUD8 0.000000 0.035009 131.556947
2-A-1 12,519,850.63 5.750000% 06050HUE6 20.038844 0.409400 70.243115
2-A-IO 14,140,369.38 0.371972% 06050HUF3 0.000000 0.029628 81.099887
3-A-1 3,941,960.68 6.250000% 06050HUG1 8.548567 0.373292 63.123445
3-A-2 24,539,565.32 6.000000% 06050HUH9 8.548567 0.358360 63.123445
3-A-3 2,726,618.37 2.000000% 06050HUJ5 8.548567 0.119453 63.123445
3-A-4 2,726,618.37 6.500000% 06050HUK2 0.000000 0.388223 63.123445
3-A-5 7,095,529.23 6.250000% 06050HUL0 8.548567 0.373292 63.123445
3-A-6 71,672.01 6.250000% 06050HUM8 8.548567 0.373292 63.123445
3-A-IO 43,918,048.77 0.301039% 06050HUN6 0.000000 0.022043 79.620281
1-A-PO 213,299.78 0.000000% 06050HUP1 0.570031 0.000000 311.012417
- ------------------------------------------------------------------------------------------------------------------------
Subordinate 1-B-1 7,283,598.90 6.250000% 06050HUQ9 0.991196 5.106395 979.436708
1-B-2 3,236,392.51 6.250000% 06050HUR7 0.991196 5.106395 979.436708
1-B-3 1,618,686.47 6.250000% 06050HUS5 0.991196 5.106395 979.436708
1-B-4 1,079,451.12 6.250000% 06050HUZ9 0.991196 5.106395 979.436708
1-B-5 808,853.02 6.250000% 06050HVA3 0.991196 5.106395 979.436708
1-B-6 809,740.86 6.250000% 06050HVB1 0.991196 5.106397 979.437112
2-B-1 842,476.49 5.750000% 06050HUT3 3.981399 4.184406 918.774884
2-B-2 259,294.52 5.750000% 06050HUU0 3.981399 4.184406 918.774884
2-B-3 259,294.52 5.750000% 06050HUV8 3.981399 4.184406 918.774884
2-B-4 64,592.94 5.750000% 06050HVC9 3.981399 4.184406 918.774884
2-B-5 64,592.94 5.750000% 06050HVD7 3.981399 4.184406 918.774884
2-B-6 130,267.62 5.750000% 06050HVE5 3.981367 4.184414 918.776699
3-B-1 7,016,660.37 6.250000% 06050HUW6 1.009015 5.106205 979.382262
3-B-2 3,238,232.39 6.250000% 06050HUX4 1.009015 5.106205 979.382262
3-B-3 1,619,606.39 6.250000% 06050HUY2 1.009015 5.106205 979.382262
3-B-4 1,079,410.80 6.250000% 06050HVF2 1.009015 5.106205 979.382262
3-B-5 809,803.20 6.250000% 06050HVG0 1.009015 5.106205 979.382262
3-B-6 810,342.87 6.250000% 06050HVH8 1.009016 5.106208 979.382937
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 146,018,663.30 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Prin balance 75,777,154.63 11,354,490.71 48,418,993.32
Loan count 172 29 112
Avg loan rate 6.748278% 6.372972% 6.743104%
Prepay amount 3,010,961.55 2,724,867.49 4,537,738.02
Total
-----
Prin balance 135,550,638.66
Loan count 313
Avg loan rate 6.71
Prepay amount 10,273,567.06
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Master serv fees 9,900.43 0.00 3,679.20
Sub servicer fees 0.00 0.00 0.00
Trustee fees 65.72 11.78 44.18
Agg advances N/A N/A N/A
Adv this period 0.00 0.00 0.00
Total
-----
Master serv fees 13,579.63
Sub servicer fees 0.00
Trustee fees 121.68
Agg advances N/A
Adv this period 0.00
- --------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Total
-----
Realized losses 0.00
Cumulative losses 0.00
Coverage Amounts
- ----------------
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Total
-----
Bankruptcy 0.00
Fraud 0.00
Special Hazard 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 78.768358% 100.000000% 114,987,365.39
-----------------------------------------------------------------------------
Junior 21.231642% 0.000000% 30,994,306.66
-----------------------------------------------------------------------------
- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 3 1,252,473.48
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 1 440,377.96
Totals: 4 1,692,851.44
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 302,172.26
Current Total Outstanding Number of Loans: 1
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 11,250,304.63 11,250,304.63
Principal remittance amount 10,468,421.09 10,468,421.09
Interest remittance amount 781,883.54 781,883.54