SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): June 25, 2004
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-10)
(Exact name of registrant as specified in charter)
Delaware 333-97547-06 61-1430166/0169
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Item 5. Other Events
BOA
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-10
On June 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-10, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of October 1, 2002, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.
Item 7. Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-10 relating to the distribution date of June 25,
2004 prepared by The Bank of New York, as Trustee under the
Pooling and Servicing Agreement dated as of October 1, 2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: June 25, 2004
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated June 25, 2004
Payment Date: 06/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-10
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior 1-A-1 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-2 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-3 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-4 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-5 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-6 1,121,916.67 6.000000% 0.00 5,609.58 5,609.58 0.00 0.00
1-A-7 4,218,000.00 5.500000% 0.00 19,332.50 19,332.50 0.00 0.00
1-A-8 2,862,000.00 5.500000% 0.00 13,117.50 13,117.50 0.00 0.00
1-A-9 3,013,000.00 5.500000% 0.00 13,809.58 13,809.58 0.00 0.00
1-A-10 1,657,000.00 5.500000% 0.00 7,594.58 7,594.58 0.00 0.00
1-A-11 755,000.00 5.500000% 0.00 3,460.42 3,460.42 0.00 0.00
1-A-12 958,000.00 5.500000% 0.00 4,390.83 4,390.83 0.00 0.00
1-A-13 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-14 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-15 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-16 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-17 1,505,744.96 1.750000% 874,252.66 2,195.88 876,448.54 0.00 0.00
1-A-18 1,505,744.96 6.750000% 0.00 8,469.82 8,469.82 0.00 0.00
1-A-19 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00
1-A-20 0.00 4.750000% 0.00 0.00 0.00 0.00 0.00
1-A-21 2,708,335.03 4.750000% 1,572,490.13 10,720.49 1,583,210.62 0.00 0.00
1-A-22 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00
1-A-23 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00
1-A-24 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00
1-A-25 1,515,774.59 5.750000% 880,075.98 7,263.09 887,339.06 0.00 0.00
1-A-26 15,000,000.00 6.000000% 0.00 75,000.00 75,000.00 0.00 0.00
1-A-27 0.00 3.000000% 0.00 0.00 0.00 0.00 0.00
1-A-28 729,978.81 2.750000% 729,978.81 1,672.87 731,651.68 0.00 0.00
1-A-29 0.00 4.500000% 0.00 0.00 0.00 0.00 0.00
1-A-30 94,680.30 4.750000% 94,680.30 374.78 95,055.08 0.00 0.00
1-A-31 11,356,926.00 5.250000% 1,923,807.93 49,686.55 1,973,494.48 0.00 0.00
1-A-32 51,846,224.19 5.500000% 5,044,415.94 237,628.53 5,282,044.47 0.00 0.00
1-A-33 15,817,000.00 6.000000% 0.00 79,085.00 79,085.00 0.00 0.00
1-A-34 250,000.00 6.000000% 0.00 1,250.00 1,250.00 0.00 0.00
1-A-35 6,155,264.68 6.000000% 0.00 30,776.32 30,776.32 0.00 0.00
Residual 1-A-R 0.00 6.000000% 0.00 0.03 0.03 0.00 0.00
1-A-LR 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00
1-A-WIO 115,128,922.23 0.304177% 0.00 29,182.97 29,182.97 0.00 0.00
2-A-1 13,394,603.49 5.000000% 543,705.44 55,810.85 599,516.29 0.00 0.00
2-A-2 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00
2-A-3 4,275,998.26 5.500000% 330,982.04 19,598.33 350,580.37 0.00 0.00
2-A-4 3,878,000.00 5.500000% 0.00 17,774.17 17,774.17 0.00 0.00
2-A-5 2,271,619.15 1.600000% 92,208.16 3,028.83 95,236.98 0.00 0.00
2-A-6 2,271,619.15 6.900000% 0.00 13,061.81 13,061.81 0.00 0.00
2-A-7 235,111.71 5.000000% 9,543.51 979.63 10,523.14 0.00 0.00
2-A-WIO 25,108,002.03 0.382523% 0.00 8,003.67 8,003.67 0.00 0.00
1-A-PO 184,844.59 0.000000% 284.18 0.00 284.18 0.00 0.00
1-SES 0.00 0.000000% 0.00 12,251.50 12,251.50 0.00 13,296.53
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate 1-B-1 6,139,372.09 6.000000% 6,683.89 30,696.86 37,380.75 0.00 0.00
1-B-2 2,947,016.36 6.000000% 3,208.40 14,735.08 17,943.48 0.00 0.00
1-B-3 1,473,017.50 6.000000% 1,603.66 7,365.09 8,968.75 0.00 0.00
1-B-4 982,338.79 6.000000% 1,069.47 4,911.69 5,981.16 0.00 0.00
1-B-5 736,999.43 6.000000% 802.37 3,685.00 4,487.36 0.00 0.00
1-B-6 736,984.33 6.000000% 802.35 3,684.92 4,487.27 0.00 0.00
2-B-1 976,762.35 5.500000% 4,262.83 4,476.83 8,739.66 0.00 0.00
2-B-2 279,472.88 5.500000% 1,219.69 1,280.92 2,500.60 0.00 0.00
2-B-3 208,908.30 5.500000% 911.73 957.50 1,869.22 0.00 0.00
2-B-4 69,636.10 5.500000% 303.91 319.17 623.07 0.00 0.00
2-B-5 69,636.10 5.500000% 303.91 319.17 623.07 0.00 0.00
2-B-6 140,144.50 5.500000% 611.62 642.33 1,253.95 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 153,288,129.79 - 12,118,208.89 804,204.63 12,922,413.52 - 13,296.53
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior 1-A-1 0.00 0.00
1-A-2 0.00 0.00
1-A-3 0.00 0.00
1-A-4 0.00 0.00
1-A-5 0.00 0.00
1-A-6 1,121,916.67 0.00
1-A-7 4,218,000.00 0.00
1-A-8 2,862,000.00 0.00
1-A-9 3,013,000.00 0.00
1-A-10 1,657,000.00 0.00
1-A-11 755,000.00 0.00
1-A-12 958,000.00 0.00
1-A-13 0.00 0.00
1-A-14 0.00 0.00
1-A-15 0.00 0.00
1-A-16 0.00 0.00
1-A-17 631,492.30 0.00
1-A-18 631,492.30 0.00
1-A-19 0.00 0.00
1-A-20 0.00 0.00
1-A-21 1,135,844.90 0.00
1-A-22 0.00 0.00
1-A-23 0.00 0.00
1-A-24 0.00 0.00
1-A-25 635,698.61 0.00
1-A-26 15,000,000.00 0.00
1-A-27 0.00 0.00
1-A-28 0.00 0.00
1-A-29 0.00 0.00
1-A-30 0.00 0.00
1-A-31 9,433,118.07 0.00
1-A-32 46,801,808.25 0.00
1-A-33 15,817,000.00 0.00
1-A-34 250,000.00 0.00
1-A-35 5,079,290.45 0.00
Residual 1-A-R 0.00 0.00
1-A-LR 0.00 0.00
1-A-WIO 104,009,916.01 0.00
2-A-1 12,850,898.05 0.00
2-A-2 0.00 0.00
2-A-3 3,945,016.22 0.00
2-A-4 3,878,000.00 0.00
2-A-5 2,179,410.99 0.00
2-A-6 2,179,410.99 0.00
2-A-7 225,568.20 0.00
2-A-WIO 24,126,858.57 0.00
1-A-PO 184,560.41 0.00
1-SES 0.00 13,296.53
- --------------------------------------------------------------------------------
Subordinate 1-B-1 6,132,688.19 0.00
1-B-2 2,943,807.97 0.00
1-B-3 1,471,413.84 0.00
1-B-4 981,269.32 0.00
1-B-5 736,197.06 0.00
1-B-6 736,181.98 0.00
2-B-1 972,499.52 0.00
2-B-2 278,253.19 0.00
2-B-3 207,996.57 0.00
2-B-4 69,332.19 0.00
2-B-5 69,332.19 0.00
2-B-6 139,532.88 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 141,169,920.90 13,296.53
- --------------------------------------------------------------------------------
Payment Date: 06/25/04
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-10
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior 1-A-1 0.00 6.000000% 06050HYJ1 0.000000 0.000000 0.000000
1-A-2 0.00 6.000000% 06050HYK8 0.000000 0.000000 0.000000
1-A-3 0.00 6.000000% 06050HYL6 0.000000 0.000000 0.000000
1-A-4 0.00 6.000000% 06050HYM4 0.000000 0.000000 0.000000
1-A-5 0.00 6.000000% 06050HYN2 0.000000 0.000000 0.000000
1-A-6 1,121,916.67 6.000000% 06050HYP7 0.000000 5.000000 1,000.000000
1-A-7 4,218,000.00 5.500000% 06050HYQ5 0.000000 4.583333 1,000.000000
1-A-8 2,862,000.00 5.500000% 06050HYR3 0.000000 4.583333 1,000.000000
1-A-9 3,013,000.00 5.500000% 06050HYS1 0.000000 4.583333 1,000.000000
1-A-10 1,657,000.00 5.500000% 06050HYT9 0.000000 4.583333 1,000.000000
1-A-11 755,000.00 5.500000% 06050HYU6 0.000000 4.583333 1,000.000000
1-A-12 958,000.00 5.500000% 06050HYV4 0.000000 4.583333 1,000.000000
1-A-13 0.00 6.000000% 06050HYW2 0.000000 0.000000 0.000000
1-A-14 0.00 6.000000% 06050HYX0 0.000000 0.000000 0.000000
1-A-15 0.00 6.000000% 06050HYY8 0.000000 0.000000 0.000000
1-A-16 0.00 6.000000% 06050HYZ5 0.000000 0.000000 0.000000
1-A-17 1,505,744.96 1.750000% 06050HZA9 28.381225 0.071286 20.500395
1-A-18 1,505,744.96 6.750000% 06050HZB7 0.000000 0.274959 20.500395
1-A-19 0.00 5.750000% 06050HZC5 0.000000 0.000000 0.000000
1-A-20 0.00 4.750000% 06050HZD3 0.000000 0.000000 0.000000
1-A-21 2,708,335.03 4.750000% 06050HZE1 31.449803 0.214410 22.716898
1-A-22 0.00 5.750000% 06050HZF8 0.000000 0.000000 0.000000
1-A-23 0.00 5.750000% 06050HZG6 0.000000 0.000000 0.000000
1-A-24 0.00 5.750000% 06050HZH4 0.000000 0.000000 0.000000
1-A-25 1,515,774.59 5.750000% 06050HZJ0 381.135250 3.145431 275.302538
1-A-26 15,000,000.00 6.000000% 06050HZK7 0.000000 5.000000 1,000.000000
1-A-27 0.00 3.000000% 06050HZL5 0.000000 0.000000 0.000000
1-A-28 729,978.81 2.750000% 06050HZM3 18.249470 0.041822 0.000000
1-A-29 0.00 4.500000% 06050HZN1 0.000000 0.000000 0.000000
1-A-30 94,680.30 4.750000% 06050HZP6 61.358236 0.242876 0.000000
1-A-31 11,356,926.00 5.250000% 06050HZQ4 169.395127 4.375000 830.604873
1-A-32 51,846,224.19 5.500000% 06050HZR2 67.258879 3.168380 624.024110
1-A-33 15,817,000.00 6.000000% 06050HZS0 0.000000 5.000000 1,000.000000
1-A-34 250,000.00 6.000000% 06050HZT8 0.000000 5.000000 1,000.000000
1-A-35 6,155,264.68 6.000000% 06050HZU5 0.000000 0.526489 86.891194
Residual 1-A-R 0.00 6.000000% 06050HZV3 0.000000 0.588518 0.000000
1-A-LR 0.00 6.000000% 06050HZW1 0.000000 0.000000 0.000000
1-A-WIO115,128,922.23 0.304177% 06050HZX9 0.000000 0.061757 220.105290
2-A-1 13,394,603.49 5.000000% 06050HZY7 6.581730 0.675608 155.564274
2-A-2 0.00 5.500000% 06050HZZ4 0.000000 0.000000 0.000000
2-A-3 4,275,998.26 5.500000% 06050HA24 22.065469 1.306555 263.001081
2-A-4 3,878,000.00 5.500000% 06050HA32 0.000000 4.583333 1,000.000000
2-A-5 2,271,619.15 1.600000% 06050HA40 6.581730 0.216195 155.564274
2-A-6 2,271,619.15 6.900000% 06050HA57 0.000000 0.932340 155.564274
2-A-7 235,111.71 5.000000% 06050HA65 6.581730 0.675608 155.564274
2-A-WIO 25,108,002.03 0.382523% 06050HA73 0.000000 0.053725 161.951880
1-A-PO 184,844.59 0.000000% 06050HA81 0.984558 0.000000 639.423782
1-SES 0.00 0.000000% 06050HC55 0.000000 0.000000 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate 1-B-1 6,139,372.09 6.000000% 06050HA99 1.068397 4.906787 980.289033
1-B-2 2,947,016.36 6.000000% 06050HB23 1.068397 4.906787 980.289033
1-B-3 1,473,017.50 6.000000% 06050HB31 1.068397 4.906787 980.289033
1-B-4 982,338.79 6.000000% 06050HB72 1.068397 4.906787 980.289033
1-B-5 736,999.43 6.000000% 06050HB80 1.068397 4.906787 980.289033
1-B-6 736,984.33 6.000000% 06050HB98 1.068398 4.906789 980.289304
2-B-1 976,762.35 5.500000% 06050HB49 4.052118 4.255539 924.429202
2-B-2 279,472.88 5.500000% 06050HB56 4.052118 4.255539 924.429202
2-B-3 208,908.30 5.500000% 06050HB64 4.052118 4.255539 924.429202
2-B-4 69,636.10 5.500000% 06050HC22 4.052118 4.255539 924.429202
2-B-5 69,636.10 5.500000% 06050HC30 4.052118 4.255539 924.429202
2-B-6 140,144.50 5.500000% 06050HC48 4.052127 4.255548 924.431126
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 153,288,129.79 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-10
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 116,353,704.70 24,816,215.69 141,169,920.39
Loan count 265 56 321
Avg loan rate 6.519008% 6.125179% 6.45
Prepay amount 10,995,348.19 871,455.83 11,866,804.02
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 7,951.45 4,668.55 12,620.00
Sub servicer fees 0.00 0.00 0.00
Trustee fees 318.72 64.50 383.22
Agg advances N/A N/A N/A
Adv this period 0.00 0.00 0.00
- --------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 90.383730% 100.000000% 138,527,841.06
-----------------------------------------------------------------------------
Junior 9.616270% 0.000000% 14,738,504.91
-----------------------------------------------------------------------------
- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 1 543,972.39
60 to 89 days 2 696,347.11
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 3 1,240,319.50
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 12,922,413.52 12,922,413.52
Principal remittance amount 12,118,208.89 12,118,208.89
Interest remittance amount 804,204.63 804,204.63