SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a) (Exact name of registrant as specified in charter) North Carolina 333-74544-05 04-3617147 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a On July 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a relating to the distribution date of July 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2004 Payment Date: 07/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 39,619,675.97 5.242000% 39,619,675.90 173,071.95 39,792,747.85 0.00 0.00 A2 0.00 5.242000% 0.00 0.00 0.00 0.00 0.00 A3 11,371,311.29 5.242000% 11,371,311.29 49,673.68 11,420,984.97 0.00 0.00 A4 317,338.92 5.242000% 317,338.92 1,386.24 318,725.16 0.00 0.00 A5 355,119.35 0.000000% 355,119.35 0.00 355,119.35 0.00 0.00 Residual AR 0.00 5.242000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,903,153.97 5.242000% 3,903,153.97 17,050.28 3,920,204.25 0.00 0.00 B2 1,533,415.07 5.242000% 1,533,415.07 6,698.47 1,540,113.54 0.00 0.00 B3 1,254,485.75 5.242000% 1,254,485.75 5,480.01 1,259,965.77 0.00 0.00 B4 278,929.31 5.242000% 278,929.31 1,218.46 280,147.77 0.00 0.00 B5 557,394.52 5.242000% 557,394.52 2,434.89 559,829.41 0.00 0.00 B6 557,951.64 5.242000% 557,951.64 2,437.32 560,388.95 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 59,748,775.79 - 59,748,775.73 259,451.29 60,008,227.02 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 0.00 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 0.00 0.00 A5 0.00 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 0.00 0.00 B2 0.00 0.00 B3 0.00 0.00 B4 0.00 0.00 B5 0.00 0.00 B6 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 0.00 - - -------------------------------------------------------------------------------- Payment Date: 07/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 39,619,675.97 5.242000% 0605065B4 88.149700 0.385067 0.000000 A2 0.00 5.242000% 0605065C2 0.000000 0.000000 0.000000 A3 11,371,311.29 5.242000% 0605065D0 392.114182 1.712885 0.000000 A4 317,338.92 5.242000% 0605065E8 88.149700 0.385067 0.000000 A5 355,119.35 0.000000% 0605065F5 287.372264 0.000000 0.000000 Residual AR 0.00 5.242000% 0605065G3 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,903,153.97 5.242000% 0605065H1 464.108677 2.027381 0.000000 B2 1,533,415.07 5.242000% 0605065J7 464.108677 2.027381 0.000000 B3 1,254,485.75 5.242000% 0605065K4 464.108677 2.027381 0.000000 B4 278,929.31 5.242000% 0605065L2 464.108677 2.027381 0.000000 B5 557,394.52 5.242000% 0605065M0 464.108677 2.027381 0.000000 B6 557,951.64 5.242000% 0605065N8 464.109089 2.027383 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 59,748,775.79 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 0.00 0.00 Loan count 0 0 Avg loan rate 5.932448% 5.93 Prepay amount 59,673,024.03 59,673,024.03 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 35,779.75 35,779.75 Sub servicer fees 0.00 0.00 Trustee fees 149.37 149.37 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 51,663,445.52 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 60,008,227.02 60,008,227.02 Principal remittance amount 59,748,775.73 59,748,775.73 Interest remittance amount 259,451.29 259,451.29