SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12) (Exact name of registrant as specified in charter) North Carolina 333-74544-02 02-0559635/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-12 On July 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-12, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of December 1, 2001, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-12 relating to the distribution date of July 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2004 Payment Date: 07/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 2.100000% 0.00 0.00 0.00 0.00 0.00 1-A-6 0.00 17.940000% 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-8 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-9 28,910,793.95 6.500000% 28,910,793.95 156,600.13 29,067,394.08 0.00 0.00 1-APO 752,369.42 0.000000% 752,369.42 0.00 752,369.42 0.00 0.00 2-A-1 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2-A-2 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2-A-3 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2-A-4 8,298,502.34 6.500000% 8,298,502.34 44,950.22 8,343,452.56 0.00 0.00 Residual 1-A-R 0.00 6.500000% 0.00 0.04 0.04 0.00 0.00 1-A-LR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 5,346,550.52 6.500000% 5,346,550.52 28,960.48 5,375,511.00 0.00 0.00 1-B-2 2,212,600.08 6.500000% 2,212,600.08 11,984.92 2,224,585.00 0.00 0.00 1-B-3 1,291,249.72 6.500000% 1,291,249.72 6,994.27 1,298,243.99 0.00 0.00 1-B-4 737,856.98 6.500000% 737,856.98 3,996.73 741,853.71 0.00 0.00 1-B-5 553,392.74 6.500000% 553,392.74 2,997.54 556,390.28 0.00 0.00 1-B-6 737,670.95 6.500000% 737,670.94 3,995.72 741,666.66 0.00 0.00 2-B-1 3,232,791.11 6.500000% 3,232,791.11 17,510.95 3,250,302.07 0.00 0.00 2-B-2 1,147,213.43 6.500000% 1,147,213.43 6,214.07 1,153,427.51 0.00 0.00 2-B-3 834,425.35 6.500000% 834,425.35 4,519.80 838,945.15 0.00 0.00 2-B-4 313,759.47 6.500000% 313,759.47 1,699.53 315,459.00 0.00 0.00 2-B-5 417,698.37 6.500000% 417,698.37 2,262.53 419,960.90 0.00 0.00 2-B-6 313,539.06 6.500000% 313,539.06 1,698.34 315,237.40 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 55,100,413.49 - 55,100,413.49 294,385.28 55,394,798.77 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 0.00 0.00 1-A-7 0.00 0.00 1-A-8 0.00 0.00 1-A-9 0.00 0.00 1-APO 0.00 0.00 2-A-1 0.00 0.00 2-A-2 0.00 0.00 2-A-3 0.00 0.00 2-A-4 0.00 0.00 Residual 1-A-R 0.00 0.00 1-A-LR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 0.00 0.00 1-B-2 0.00 0.00 1-B-3 0.00 0.00 1-B-4 0.00 0.00 1-B-5 0.00 0.00 1-B-6 0.00 0.00 2-B-1 0.00 0.00 2-B-2 0.00 0.00 2-B-3 0.00 0.00 2-B-4 0.00 0.00 2-B-5 0.00 0.00 2-B-6 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 0.00 - - -------------------------------------------------------------------------------- Payment Date: 07/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 5.500000% 06050HBJ6 0.000000 0.000000 0.000000 1-A-2 0.00 6.000000% 06050HBK3 0.000000 0.000000 0.000000 1-A-3 0.00 6.500000% 06050HBL1 0.000000 0.000000 0.000000 1-A-4 0.00 6.500000% 06050HBM9 0.000000 0.000000 0.000000 1-A-5 0.00 2.100000% 06050HBN7 0.000000 0.000000 0.000000 1-A-6 0.00 17.940000% 06050HBP2 0.000000 0.000000 0.000000 1-A-7 0.00 6.500000% 06050HBQ0 0.000000 0.000000 0.000000 1-A-8 0.00 6.500000% 06050HBR8 0.000000 0.000000 0.000000 1-A-9 28,910,793.95 6.500000% 06050HBS6 762.817782 4.131930 0.000000 1-APO 752,369.42 0.000000% 06050HBZ0 182.085949 0.000000 0.000000 2-A-1 0.00 6.500000% 06050HBV9 0.000000 0.000000 0.000000 2-A-2 0.00 6.500000% 06050HBW7 0.000000 0.000000 0.000000 2-A-3 0.00 6.500000% 06050HBX5 0.000000 0.000000 0.000000 2-A-4 8,298,502.34 6.500000% 06050HBY3 387.780483 2.100478 0.000000 Residual 1-A-R 0.00 6.500000% 06050HBT4 0.000000 0.823167 0.000000 1-A-LR 0.00 6.500000% 06050HBU1 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 5,346,550.52 6.500000% 06050HCA4 970.864448 5.258849 0.000000 1-B-2 2,212,600.08 6.500000% 06050HCB2 970.864448 5.258849 0.000000 1-B-3 1,291,249.72 6.500000% 06050HCC0 970.864448 5.258849 0.000000 1-B-4 737,856.98 6.500000% 06050HCG1 970.864448 5.258849 0.000000 1-B-5 553,392.74 6.500000% 06050HCH9 970.864448 5.258849 0.000000 1-B-6 737,670.95 6.500000% 06050HCJ5 970.864693 5.258850 0.000000 2-B-1 3,232,791.11 6.500000% 06050HCD8 971.391561 5.261704 0.000000 2-B-2 1,147,213.43 6.500000% 06050HCE6 971.391561 5.261704 0.000000 2-B-3 834,425.35 6.500000% 06050HCF3 971.391561 5.261704 0.000000 2-B-4 313,759.47 6.500000% 06050HCK2 971.391561 5.261704 0.000000 2-B-5 417,698.37 6.500000% 06050HCL0 971.391561 5.261704 0.000000 2-B-6 313,539.06 6.500000% 06050HCM8 971.395040 5.261723 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 55,100,413.49 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2001-12 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 0.00 0.00 0.00 Loan count 0 0 0 Avg loan rate 6.741745% 6.780955% 6.75 Prepay amount 40,328,763.73 14,708,808.75 55,037,572.48 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 11,205.55 4,313.38 15,518.93 Sub servicer fees 0.00 0.00 0.00 Trustee fees 100.94 36.81 137.75 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 1,277,633.51 0.00 1,277,633.51 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 37,961,665.72 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 55,394,798.77 55,394,798.77 Principal remittance amount 55,100,413.49 55,100,413.49 Interest remittance amount 294,385.28 294,385.28