SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On July 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of July 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2004 Payment Date: 07/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 1.850000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.650000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-6 3,168,866.53 6.250000% 691,426.31 16,504.51 707,930.82 0.00 0.00 1-A-7 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-8 16,520,000.00 6.000000% 3,604,000.00 82,600.00 3,686,600.00 0.00 0.00 1-A-9 475,776.00 6.250000% 0.00 2,478.00 2,478.00 0.00 0.00 1-A-10 0.00 1.850000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.650000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 4.78 4.78 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 54,154,428.23 0.193642% 0.00 8,738.80 8,738.80 0.00 0.00 2-A-1 23,437,312.04 5.750000% 113,543.05 112,303.79 225,846.84 0.00 0.00 2-A-WIO 23,174,877.48 0.259753% 0.00 5,016.46 5,016.46 0.00 0.00 3-A-1 21,157,482.48 6.000000% 390,507.87 105,787.41 496,295.28 0.00 0.00 3-A-WIO 20,142,230.27 0.476029% 0.00 7,990.24 7,990.24 0.00 0.00 1-A-PO 645,678.77 0.000000% 17,105.12 0.00 17,105.12 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,645,805.33 6.250000% 8,099.40 39,821.90 47,921.30 0.00 0.00 1-B-2 3,528,531.81 6.250000% 3,737.86 18,377.77 22,115.63 0.00 0.00 1-B-3 1,764,265.91 6.250000% 1,868.93 9,188.88 11,057.82 0.00 0.00 1-B-4 1,176,503.81 6.250000% 1,246.30 6,127.62 7,373.92 0.00 0.00 1-B-5 881,643.15 6.250000% 933.95 4,591.89 5,525.84 0.00 0.00 1-B-6 883,120.10 6.250000% 935.51 4,599.58 5,535.10 0.00 0.00 CB-1 2,783,676.96 5.897702% 14,113.21 13,681.08 27,794.30 0.00 0.00 CB-2 855,391.21 5.897702% 4,336.82 4,204.04 8,540.86 0.00 0.00 CB-3 642,457.29 5.897702% 3,257.25 3,157.52 6,414.77 0.00 0.00 CB-4 213,847.80 5.897702% 1,084.21 1,051.01 2,135.22 0.00 0.00 CB-5 214,761.68 5.897702% 1,088.84 1,055.50 2,144.34 0.00 0.00 CB-6 428,964.73 5.897702% 2,174.85 2,108.26 4,283.10 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 145,948,309.61 - 4,859,459.48 761,889.06 5,621,348.54 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 2,477,440.22 0.00 1-A-7 0.00 0.00 1-A-8 12,916,000.00 0.00 1-A-9 371,980.80 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 52,075,687.01 0.00 2-A-1 23,323,768.99 0.00 2-A-WIO 23,063,914.46 0.00 3-A-1 20,766,974.61 0.00 3-A-WIO 19,762,586.93 0.00 1-A-PO 628,573.65 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,637,705.93 0.00 1-B-2 3,524,793.95 0.00 1-B-3 1,762,396.97 0.00 1-B-4 1,175,257.50 0.00 1-B-5 880,709.20 0.00 1-B-6 882,184.59 0.00 CB-1 2,769,563.74 0.00 CB-2 851,054.39 0.00 CB-3 639,200.04 0.00 CB-4 212,763.60 0.00 CB-5 213,672.84 0.00 CB-6 426,789.88 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 141,088,850.13 - - -------------------------------------------------------------------------------- Payment Date: 07/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 1.850000% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.650000% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 0.00 6.250000% 06050HWA2 0.000000 0.000000 0.000000 1-A-6 3,168,866.53 6.250000% 06050HWB0 138.285262 3.300903 495.488045 1-A-7 0.00 6.250000% 06050HWC8 0.000000 0.000000 0.000000 1-A-8 16,520,000.00 6.000000% 06050HXJ2 144.160000 3.304000 516.640000 1-A-9 475,776.00 6.250000% 06050HWD6 0.000000 3.441667 516.640000 1-A-10 0.00 1.850000% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.650000% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 95.699595 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 54,154,428.23 0.193642% 06050HWQ7 0.000000 0.023987 142.943767 2-A-1 23,437,312.04 5.750000% 06050HWR5 0.604705 0.598105 124.217212 2-A-WIO 23,174,877.48 0.259753% 06050HWS3 0.000000 0.027504 126.455668 3-A-1 21,157,482.48 6.000000% 06050HWT1 1.422708 0.385407 75.658785 3-A-WIO 20,142,230.27 0.476029% 06050HWU8 0.000000 0.031717 78.447926 1-A-PO 645,678.77 0.000000% 06050HWV6 7.183931 0.000000 263.992886 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,645,805.33 6.250000% 06050HWW4 1.037719 5.102102 978.565782 1-B-2 3,528,531.81 6.250000% 06050HWX2 1.037719 5.102102 978.565782 1-B-3 1,764,265.91 6.250000% 06050HWY0 1.037719 5.102102 978.565782 1-B-4 1,176,503.81 6.250000% 06050HXC7 1.037719 5.102102 978.565782 1-B-5 881,643.15 6.250000% 06050HXD5 1.037719 5.102102 978.565782 1-B-6 883,120.10 6.250000% 06050HXE3 1.037719 5.102104 978.566210 CB-1 2,783,676.96 5.897702% 06050HWZ7 4.633360 4.491491 909.246140 CB-2 855,391.21 5.897702% 06050HXA1 4.633360 4.491491 909.246140 CB-3 642,457.29 5.897702% 06050HXB9 4.633360 4.491491 909.246140 CB-4 213,847.80 5.897702% 06050HXF0 4.633360 4.491491 909.246140 CB-5 214,761.68 5.897702% 06050HXG8 4.633360 4.491491 909.246140 CB-6 428,964.73 5.897702% 06050HXH6 4.633365 4.491495 909.247057 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 145,948,309.61 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 91,743,152.62 25,431,216.13 23,914,639.44 Loan count 216 63 67 Avg loan rate 6.577447% 6.233429% 6.613392% Prepay amount 4,227,439.53 9,972.15 273,788.77 Total ----- Prin balance 141,089,008.19 Loan count 346 Avg loan rate 6.52 Prepay amount 4,511,200.45 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 13,770.81 5,323.78 5,067.23 Sub servicer fees 0.00 0.00 0.00 Trustee fees 80.06 21.30 20.27 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 24,161.82 Sub servicer fees 0.00 Trustee fees 121.62 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 85.623501% 100.000000% 124,929,339.83 ----------------------------------------------------------------------------- Junior 14.376499% 0.000000% 20,976,092.65 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 4 1,842,920.94 60 to 89 days 2 1,165,991.17 90 or more 0 0.00 Foreclosure 2 944,302.24 Totals: 8 3,953,214.35 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,621,348.54 5,621,348.54 Principal remittance amount 4,859,459.48 4,859,459.48 Interest remittance amount 761,889.06 761,889.06