SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On October 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of October 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2004 Payment Date: 10/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 2.390000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.110000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-6 1,400,923.97 6.250000% 197,823.87 7,296.48 205,120.34 0.00 0.00 1-A-7 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-8 7,303,000.00 6.000000% 1,031,000.00 36,515.00 1,067,515.00 0.00 0.00 1-A-9 210,326.40 6.250000% 0.00 1,095.45 1,095.45 0.00 0.00 1-A-10 0.00 2.390000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.110000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 3.83 3.83 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 46,965,780.72 0.187055% 0.00 7,320.97 7,320.97 0.00 0.00 2-A-1 23,092,193.82 5.750000% 1,830,125.77 110,650.10 1,940,775.87 0.00 0.00 2-A-WIO 22,837,511.61 0.259828% 0.00 4,944.86 4,944.86 0.00 0.00 3-A-1 19,549,192.48 6.000000% 573,412.82 97,745.96 671,158.78 0.00 0.00 3-A-WIO 18,658,556.59 0.478747% 0.00 7,443.95 7,443.95 0.00 0.00 1-A-PO 597,214.45 0.000000% 14,160.63 0.00 14,160.63 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,621,325.71 6.250000% 8,285.91 39,694.40 47,980.32 0.00 0.00 1-B-2 3,517,234.49 6.250000% 3,823.94 18,318.93 22,142.87 0.00 0.00 1-B-3 1,758,617.24 6.250000% 1,911.97 9,159.46 11,071.44 0.00 0.00 1-B-4 1,172,736.99 6.250000% 1,275.00 6,108.01 7,383.01 0.00 0.00 1-B-5 878,820.39 6.250000% 955.45 4,577.19 5,532.64 0.00 0.00 1-B-6 880,292.61 6.250000% 957.06 4,584.86 5,541.91 0.00 0.00 CB-1 2,741,046.12 5.897496% 14,468.48 13,471.09 27,939.57 0.00 0.00 CB-2 842,291.26 5.897496% 4,445.99 4,139.51 8,585.50 0.00 0.00 CB-3 632,618.33 5.897496% 3,339.25 3,109.05 6,448.30 0.00 0.00 CB-4 210,572.81 5.897496% 1,111.50 1,034.88 2,146.38 0.00 0.00 CB-5 211,472.70 5.897496% 1,116.25 1,039.30 2,155.55 0.00 0.00 CB-6 422,395.32 5.897496% 2,229.59 2,075.90 4,305.49 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 132,831,948.67 - 3,690,443.50 692,829.17 4,383,272.66 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 1,203,100.10 0.00 1-A-7 0.00 0.00 1-A-8 6,272,000.00 0.00 1-A-9 180,633.60 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 46,584,420.44 0.00 2-A-1 21,262,068.04 0.00 2-A-WIO 21,559,624.35 0.00 3-A-1 18,975,779.66 0.00 3-A-WIO 18,095,595.49 0.00 1-A-PO 583,053.82 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,613,039.79 0.00 1-B-2 3,513,410.55 0.00 1-B-3 1,756,705.27 0.00 1-B-4 1,171,461.98 0.00 1-B-5 877,864.93 0.00 1-B-6 879,335.56 0.00 CB-1 2,726,577.64 0.00 CB-2 837,845.26 0.00 CB-3 629,279.08 0.00 CB-4 209,461.32 0.00 CB-5 210,356.45 0.00 CB-6 420,165.72 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 129,141,505.18 - - -------------------------------------------------------------------------------- Payment Date: 10/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 2.390000% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.110000% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 0.00 6.250000% 06050HWA2 0.000000 0.000000 0.000000 1-A-6 1,400,923.97 6.250000% 06050HWB0 39.564773 1.459296 240.620020 1-A-7 0.00 6.250000% 06050HWC8 0.000000 0.000000 0.000000 1-A-8 7,303,000.00 6.000000% 06050HXJ2 41.240000 1.460600 250.880000 1-A-9 210,326.40 6.250000% 06050HWD6 0.000000 1.521458 250.880000 1-A-10 0.00 2.390000% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.110000% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 76.578488 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 46,965,780.72 0.187055% 06050HWQ7 0.000000 0.020096 127.870661 2-A-1 23,092,193.82 5.750000% 06050HWR5 9.746843 0.589298 113.237051 2-A-WIO 22,837,511.61 0.259828% 06050HWS3 0.000000 0.027112 118.207891 3-A-1 19,549,192.48 6.000000% 06050HWT1 2.089073 0.356111 69.133057 3-A-WIO 18,658,556.59 0.478747% 06050HWU8 0.000000 0.029549 71.830775 1-A-PO 597,214.45 0.000000% 06050HWV6 5.947285 0.000000 244.875138 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,621,325.71 6.250000% 06050HWW4 1.061616 5.085766 975.405483 1-B-2 3,517,234.49 6.250000% 06050HWX2 1.061616 5.085766 975.405483 1-B-3 1,758,617.24 6.250000% 06050HWY0 1.061616 5.085766 975.405483 1-B-4 1,172,736.99 6.250000% 06050HXC7 1.061616 5.085766 975.405483 1-B-5 878,820.39 6.250000% 06050HXD5 1.061616 5.085766 975.405483 1-B-6 880,292.61 6.250000% 06050HXE3 1.061617 5.085768 975.405909 CB-1 2,741,046.12 5.897496% 06050HWZ7 4.749994 4.422551 895.133827 CB-2 842,291.26 5.897496% 06050HXA1 4.749994 4.422551 895.133827 CB-3 632,618.33 5.897496% 06050HXB9 4.749994 4.422551 895.133827 CB-4 210,572.81 5.897496% 06050HXF0 4.749994 4.422551 895.133827 CB-5 211,472.70 5.897496% 06050HXG8 4.749994 4.422551 895.133827 CB-6 422,395.32 5.897496% 06050HXH6 4.749999 4.422556 895.134729 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 132,831,948.67 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 83,741,649.42 23,340,927.79 22,059,301.24 Loan count 197 58 62 Avg loan rate 6.569972% 6.233526% 6.614655% Prepay amount 1,167,181.52 1,724,885.68 460,572.82 Total ----- Prin balance 129,141,878.45 Loan count 317 Avg loan rate 6.51 Prepay amount 3,352,640.02 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 15,769.97 1,580.75 3,946.54 Sub servicer fees 0.00 0.00 0.00 Trustee fees 70.83 20.98 18.88 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 21,297.25 Sub servicer fees 0.00 Trustee fees 110.69 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 84.301669% 100.000000% 111,942,524.72 ----------------------------------------------------------------------------- Junior 15.698331% 0.000000% 20,845,503.55 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 13 2,317,974.46 60 to 89 days 3 1,916,263.09 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 16 4,234,237.55 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,383,272.66 4,383,272.66 Principal remittance amount 3,690,443.50 3,690,443.50 Interest remittance amount 692,829.17 692,829.17