SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2004 Payment Date: 11/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 2.482500% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.017500% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-6 1,203,100.10 6.250000% 190,460.33 6,266.15 196,726.48 0.00 0.00 1-A-7 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-8 6,272,000.00 6.000000% 993,000.00 31,360.00 1,024,360.00 0.00 0.00 1-A-9 180,633.60 6.250000% 0.00 940.80 940.80 0.00 0.00 1-A-10 0.00 2.482500% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.017500% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 1.92 1.92 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 46,584,420.44 0.187502% 0.00 7,278.88 7,278.88 0.00 0.00 2-A-1 21,262,068.04 5.750000% 709,542.06 101,880.74 811,422.81 0.00 0.00 2-A-WIO 21,559,624.35 0.254515% 0.00 4,572.70 4,572.70 0.00 0.00 3-A-1 18,975,779.66 6.000000% 479,641.17 94,878.90 574,520.07 0.00 0.00 3-A-WIO 18,095,595.49 0.472059% 0.00 7,118.50 7,118.50 0.00 0.00 1-A-PO 583,053.82 0.000000% 1,473.60 0.00 1,473.60 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,613,039.79 6.250000% 8,336.24 39,651.25 47,987.49 0.00 0.00 1-B-2 3,513,410.55 6.250000% 3,847.17 18,299.01 22,146.18 0.00 0.00 1-B-3 1,756,705.27 6.250000% 1,923.58 9,149.51 11,073.09 0.00 0.00 1-B-4 1,171,461.98 6.250000% 1,282.74 6,101.36 7,384.11 0.00 0.00 1-B-5 877,864.93 6.250000% 961.26 4,572.21 5,533.47 0.00 0.00 1-B-6 879,335.56 6.250000% 962.87 4,579.87 5,542.74 0.00 0.00 CB-1 2,726,577.64 5.897423% 14,367.67 13,399.82 27,767.48 0.00 0.00 CB-2 837,845.26 5.897423% 4,415.02 4,117.61 8,532.62 0.00 0.00 CB-3 629,279.08 5.897423% 3,315.98 3,092.60 6,408.58 0.00 0.00 CB-4 209,461.32 5.897423% 1,103.75 1,029.40 2,133.16 0.00 0.00 CB-5 210,356.45 5.897423% 1,108.47 1,033.80 2,142.27 0.00 0.00 CB-6 420,165.72 5.897423% 2,214.06 2,064.91 4,278.97 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 129,141,505.18 - 2,417,955.96 673,889.96 3,091,845.92 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 1,012,639.77 0.00 1-A-7 0.00 0.00 1-A-8 5,279,000.00 0.00 1-A-9 152,035.20 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 45,746,066.80 0.00 2-A-1 20,552,525.98 0.00 2-A-WIO 20,850,771.88 0.00 3-A-1 18,496,138.49 0.00 3-A-WIO 17,626,333.08 0.00 1-A-PO 581,580.22 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,604,703.55 0.00 1-B-2 3,509,563.38 0.00 1-B-3 1,754,781.69 0.00 1-B-4 1,170,179.24 0.00 1-B-5 876,903.68 0.00 1-B-6 878,372.69 0.00 CB-1 2,712,209.97 0.00 CB-2 833,430.25 0.00 CB-3 625,963.10 0.00 CB-4 208,357.56 0.00 CB-5 209,247.98 0.00 CB-6 417,951.67 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 126,723,549.22 - - -------------------------------------------------------------------------------- Payment Date: 11/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 2.482500% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 6.017500% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 0.00 6.250000% 06050HWA2 0.000000 0.000000 0.000000 1-A-6 1,203,100.10 6.250000% 06050HWB0 38.092066 1.253229 202.527954 1-A-7 0.00 6.250000% 06050HWC8 0.000000 0.000000 0.000000 1-A-8 6,272,000.00 6.000000% 06050HXJ2 39.720000 1.254400 211.160000 1-A-9 180,633.60 6.250000% 06050HWD6 0.000000 1.306667 211.160000 1-A-10 0.00 2.482500% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 6.017500% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 38.489188 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 46,584,420.44 0.187502% 06050HWQ7 0.000000 0.019980 125.569445 2-A-1 21,262,068.04 5.750000% 06050HWR5 3.778863 0.542594 109.458187 2-A-WIO 21,559,624.35 0.254515% 06050HWS3 0.000000 0.025071 114.321369 3-A-1 18,975,779.66 6.000000% 06050HWT1 1.747441 0.345665 67.385615 3-A-WIO 18,095,595.49 0.472059% 06050HWU8 0.000000 0.028257 69.968030 1-A-PO 583,053.82 0.000000% 06050HWV6 0.618892 0.000000 244.256246 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,613,039.79 6.250000% 06050HWW4 1.068064 5.080237 974.337419 1-B-2 3,513,410.55 6.250000% 06050HWX2 1.068064 5.080237 974.337419 1-B-3 1,756,705.27 6.250000% 06050HWY0 1.068064 5.080237 974.337419 1-B-4 1,171,461.98 6.250000% 06050HXC7 1.068064 5.080237 974.337419 1-B-5 877,864.93 6.250000% 06050HXD5 1.068064 5.080237 974.337419 1-B-6 879,335.56 6.250000% 06050HXE3 1.068064 5.080239 974.337845 CB-1 2,726,577.64 5.897423% 06050HWZ7 4.716897 4.399152 890.416930 CB-2 837,845.26 5.897423% 06050HXA1 4.716897 4.399152 890.416930 CB-3 629,279.08 5.897423% 06050HXB9 4.716897 4.399152 890.416930 CB-4 209,461.32 5.897423% 06050HXF0 4.716897 4.399152 890.416930 CB-5 210,356.45 5.897423% 06050HXG8 4.716897 4.399152 890.416930 CB-6 420,165.72 5.897423% 06050HXH6 4.716901 4.399156 890.417827 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 129,141,505.18 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 82,540,273.28 22,622,228.34 21,561,454.05 Loan count 194 56 61 Avg loan rate 6.571394% 6.232768% 6.606903% Prepay amount 1,109,654.18 616,226.86 368,110.26 Total ----- Prin balance 126,723,955.67 Loan count 311 Avg loan rate 6.52 Prepay amount 2,093,991.30 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 15,087.12 2,788.94 4,512.12 Sub servicer fees 0.00 0.00 0.00 Trustee fees 69.78 19.45 18.38 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 22,388.18 Sub servicer fees 0.00 Trustee fees 107.62 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 83.886878% 100.000000% 108,296,001.62 ----------------------------------------------------------------------------- Junior 16.113122% 0.000000% 20,801,664.76 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 2 719,552.03 60 to 89 days 1 523,187.36 90 or more 1 586,673.73 Foreclosure 0 0.00 Totals: 4 1,829,413.12 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,091,845.92 3,091,845.92 Principal remittance amount 2,417,955.96 2,417,955.96 Interest remittance amount 673,889.96 673,889.96