SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 20, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust) (Exact name of registrant as specified in charter) North Carolina 333-74544-15 61-1430165 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 20, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 20, 2004 Payment Date: 11/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 7,766,015.35 6.346480% 332,474.51 41,072.38 373,546.89 0.00 0.00 1-A-2 7,474,451.93 6.346480% 319,992.25 39,530.38 359,522.63 0.00 0.00 1-A-3 14,948,903.86 6.346480% 639,984.50 79,060.76 719,045.27 0.00 0.00 1-A-4 291,503.63 6.346480% 12,479.70 1,541.68 14,021.38 0.00 0.00 1-A-5 448,467.12 6.346480% 19,199.54 2,371.82 21,571.36 0.00 0.00 Residual 1-A-R 0.00 6.346480% 0.00 0.03 0.03 0.00 0.00 2-A-1 19,063,469.82 5.587934% 2,314,091.06 88,771.17 2,402,862.23 0.00 0.00 APT 56,024.53 5.992736% 4,451.46 279.78 4,731.24 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 4,108,180.71 6.346480% 80,418.15 21,727.07 102,145.22 0.00 0.00 1-B-2 1,729,802.55 6.346480% 33,861.10 9,148.46 43,009.56 0.00 0.00 1-B-3 1,297,552.58 6.346480% 25,399.75 6,862.41 32,262.16 0.00 0.00 1-B-4 324,287.81 6.346480% 6,347.97 1,715.07 8,063.05 0.00 0.00 1-B-5 324,287.81 6.346480% 6,347.97 1,715.07 8,063.05 0.00 0.00 1-B-6 648,982.71 6.346480% 12,703.92 3,432.30 16,136.21 0.00 0.00 2-B-1 5,586,698.63 5.587934% 266,497.80 26,015.08 292,512.89 0.00 0.00 2-B-2 1,693,020.37 5.587934% 80,760.79 7,883.74 88,644.53 0.00 0.00 2-B-3 1,693,020.37 5.587934% 80,760.79 7,883.74 88,644.53 0.00 0.00 2-B-4 1,015,275.04 5.587934% 48,430.85 4,727.74 53,158.59 0.00 0.00 2-B-5 677,745.33 5.587934% 32,329.94 3,156.00 35,485.94 0.00 0.00 2-B-6 848,580.09 5.587934% 40,479.14 3,951.51 44,430.64 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 69,996,270.26 - 4,357,011.21 350,846.21 4,707,857.42 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 7,433,540.84 0.00 1-A-2 7,154,459.68 0.00 1-A-3 14,308,919.36 0.00 1-A-4 279,023.93 0.00 1-A-5 429,267.58 0.00 Residual 1-A-R 0.00 0.00 2-A-1 16,749,378.76 0.00 APT 51,573.07 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 4,027,762.56 0.00 1-B-2 1,695,941.45 0.00 1-B-3 1,272,152.83 0.00 1-B-4 317,939.83 0.00 1-B-5 317,939.83 0.00 1-B-6 636,278.79 0.00 2-B-1 5,320,200.83 0.00 2-B-2 1,612,259.58 0.00 2-B-3 1,612,259.58 0.00 2-B-4 966,844.19 0.00 2-B-5 645,415.39 0.00 2-B-6 808,100.95 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 65,639,259.05 - - -------------------------------------------------------------------------------- Payment Date: 11/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 7,766,015.35 6.346480% 06050HKP2 2.559938 0.316243 57.235677 1-A-2 7,474,451.93 6.346480% 06050HKQ0 2.559938 0.316243 57.235677 1-A-3 14,948,903.86 6.346480% 06050HKR8 2.559938 0.316243 57.235677 1-A-4 291,503.63 6.346480% 06050HKS6 2.559938 0.316243 57.235677 1-A-5 448,467.12 6.346480% 06050HKT4 2.559938 0.316243 57.235677 Residual 1-A-R 0.00 6.346480% 06050HKU1 0.000000 0.260989 0.000000 2-A-1 19,063,469.82 5.587934% 06050HKV9 6.342982 0.243324 45.910469 APT 56,024.53 5.992736% 06050HKW7 4.451460 0.279784 51.573073 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 4,108,180.71 6.346480% 06050HKX5 7.856404 2.122613 393.489894 1-B-2 1,729,802.55 6.346480% 06050HKY3 7.856404 2.122613 393.489894 1-B-3 1,297,552.58 6.346480% 06050HKZ0 7.856404 2.122613 393.489894 1-B-4 324,287.81 6.346480% 06050HLD8 7.856404 2.122613 393.489894 1-B-5 324,287.81 6.346480% 06050HLE6 7.856404 2.122613 393.489894 1-B-6 648,982.71 6.346480% 06050HLF3 7.856404 2.122614 393.489912 2-B-1 5,586,698.63 5.587934% 06050HLA4 42.707982 4.169084 852.596287 2-B-2 1,693,020.37 5.587934% 06050HLB2 42.707982 4.169084 852.596288 2-B-3 1,693,020.37 5.587934% 06050HLC0 42.707982 4.169084 852.596288 2-B-4 1,015,275.04 5.587934% 06050HLG1 42.707982 4.169084 852.596290 2-B-5 677,745.33 5.587934% 06050HLH9 42.707981 4.169084 852.596286 2-B-6 848,580.09 5.587934% 06050HLJ5 42.813060 4.179342 854.694007 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 69,996,270.26 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 37,901,844.47 27,737,414.58 65,639,259.05 Loan count 57 53 110 Avg loan rate 6.596480% 5.837934% 6.26 Prepay amount 1,438,758.98 2,813,293.67 4,252,052.65 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 6,763.20 2,881.05 9,644.25 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,775,262.29 7,563,709.71 18,338,972.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 72.239377% 100.000000% 50,048,836.25 ----------------------------------------------------------------------------- Junior 27.760623% 0.000000% 19,233,095.82 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 4 2,937,340.49 60 to 89 days 2 1,777,351.31 90 or more 3 3,570,105.42 Foreclosure 0 0.00 Totals: 9 8,284,797.22 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 1,047,872.54 Current Total Outstanding Number of Loans: 1 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,707,857.42 4,707,857.42 Principal remittance amount 4,357,011.21 4,357,011.21 Interest remittance amount 350,846.21 350,846.21