SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 2.730000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 5.770000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-6 1,012,639.77 6.250000% 464,554.64 5,274.17 469,828.80 0.00 0.00 1-A-7 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-8 5,279,000.00 6.000000% 2,422,000.00 26,395.00 2,448,395.00 0.00 0.00 1-A-9 152,035.20 6.250000% 0.00 791.85 791.85 0.00 0.00 1-A-10 0.00 2.730000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 5.770000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 2.13 2.13 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 45,746,066.80 0.187359% 0.00 7,142.43 7,142.43 0.00 0.00 2-A-1 20,552,525.98 5.750000% 726,633.01 98,480.85 825,113.87 0.00 0.00 2-A-WIO 20,850,771.88 0.254258% 0.00 4,417.90 4,417.90 0.00 0.00 3-A-1 18,496,138.49 6.000000% 129,431.56 92,480.69 221,912.26 0.00 0.00 3-A-WIO 17,626,333.08 0.473734% 0.00 6,958.49 6,958.49 0.00 0.00 1-A-PO 581,580.22 0.000000% 1,671.06 0.00 1,671.06 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,604,703.55 6.250000% 8,394.09 39,607.83 48,001.92 0.00 0.00 1-B-2 3,509,563.38 6.250000% 3,873.86 18,278.98 22,152.84 0.00 0.00 1-B-3 1,754,781.69 6.250000% 1,936.93 9,139.49 11,076.42 0.00 0.00 1-B-4 1,170,179.24 6.250000% 1,291.65 6,094.68 7,386.33 0.00 0.00 1-B-5 876,903.68 6.250000% 967.93 4,567.21 5,535.14 0.00 0.00 1-B-6 878,372.69 6.250000% 969.55 4,574.86 5,544.41 0.00 0.00 CB-1 2,712,209.97 5.897332% 14,497.05 13,329.00 27,826.05 0.00 0.00 CB-2 833,430.25 5.897332% 4,454.77 4,095.85 8,550.62 0.00 0.00 CB-3 625,963.10 5.897332% 3,345.84 3,076.26 6,422.10 0.00 0.00 CB-4 208,357.56 5.897332% 1,113.69 1,023.96 2,137.65 0.00 0.00 CB-5 209,247.98 5.897332% 1,118.45 1,028.34 2,146.79 0.00 0.00 CB-6 417,951.67 5.897332% 2,234.00 2,054.00 4,288.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 126,723,549.22 - 3,788,488.09 661,313.96 4,449,802.05 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 548,085.13 0.00 1-A-7 0.00 0.00 1-A-8 2,857,000.00 0.00 1-A-9 82,281.60 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 44,504,566.25 0.00 2-A-1 19,825,892.96 0.00 2-A-WIO 20,124,817.66 0.00 3-A-1 18,366,706.93 0.00 3-A-WIO 17,507,242.05 0.00 1-A-PO 579,909.16 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,596,309.46 0.00 1-B-2 3,505,689.52 0.00 1-B-3 1,752,844.76 0.00 1-B-4 1,168,887.59 0.00 1-B-5 875,935.75 0.00 1-B-6 877,403.14 0.00 CB-1 2,697,712.92 0.00 CB-2 828,975.47 0.00 CB-3 622,617.26 0.00 CB-4 207,243.87 0.00 CB-5 208,129.53 0.00 CB-6 415,717.67 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 122,935,061.12 - - -------------------------------------------------------------------------------- Payment Date: 12/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 2.730000% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 5.770000% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 0.00 6.250000% 06050HWA2 0.000000 0.000000 0.000000 1-A-6 1,012,639.77 6.250000% 06050HWB0 92.910927 1.054833 109.617027 1-A-7 0.00 6.250000% 06050HWC8 0.000000 0.000000 0.000000 1-A-8 5,279,000.00 6.000000% 06050HXJ2 96.880000 1.055800 114.280000 1-A-9 152,035.20 6.250000% 06050HWD6 0.000000 1.099792 114.280000 1-A-10 0.00 2.730000% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 5.770000% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 42.545682 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 45,746,066.80 0.187359% 06050HWQ7 0.000000 0.019605 122.161621 2-A-1 20,552,525.98 5.750000% 06050HWR5 3.869886 0.524487 105.588301 2-A-WIO 20,850,771.88 0.254258% 06050HWS3 0.000000 0.024223 110.341081 3-A-1 18,496,138.49 6.000000% 06050HWT1 0.471548 0.336928 66.914067 3-A-WIO 17,626,333.08 0.473734% 06050HWU8 0.000000 0.027622 69.495296 1-A-PO 581,580.22 0.000000% 06050HWV6 0.701825 0.000000 243.554421 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,604,703.55 6.250000% 06050HWW4 1.075476 5.074674 973.261943 1-B-2 3,509,563.38 6.250000% 06050HWX2 1.075476 5.074674 973.261943 1-B-3 1,754,781.69 6.250000% 06050HWY0 1.075476 5.074674 973.261943 1-B-4 1,170,179.24 6.250000% 06050HXC7 1.075476 5.074674 973.261943 1-B-5 876,903.68 6.250000% 06050HXD5 1.075476 5.074674 973.261943 1-B-6 878,372.69 6.250000% 06050HXE3 1.075477 5.074676 973.262368 CB-1 2,712,209.97 5.897332% 06050HWZ7 4.759373 4.375903 885.657557 CB-2 833,430.25 5.897332% 06050HXA1 4.759373 4.375903 885.657557 CB-3 625,963.10 5.897332% 06050HXB9 4.759373 4.375903 885.657557 CB-4 208,357.56 5.897332% 06050HXF0 4.759373 4.375903 885.657557 CB-5 209,247.98 5.897332% 06050HXG8 4.759373 4.375903 885.657557 CB-6 417,951.67 5.897332% 06050HXH6 4.759378 4.375908 885.658449 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 126,723,549.22 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 79,635,495.98 21,886,378.34 21,413,633.07 Loan count 187 54 61 Avg loan rate 6.570483% 6.231943% 6.606423% Prepay amount 2,813,644.20 635,443.23 18,951.75 Total ----- Prin balance 122,935,507.39 Loan count 302 Avg loan rate 6.52 Prepay amount 3,468,039.18 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 12,646.02 3,781.97 4,491.97 Sub servicer fees 0.00 0.00 0.00 Trustee fees 68.78 18.85 17.97 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 20,919.96 Sub servicer fees 0.00 Trustee fees 105.60 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 83.614167% 100.000000% 105,921,884.46 ----------------------------------------------------------------------------- Junior 16.385833% 0.000000% 20,757,466.94 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 1 803,494.61 60 to 89 days 0 0.00 90 or more 2 1,109,264.55 Foreclosure 0 0.00 Totals: 3 1,912,759.16 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,449,802.05 4,449,802.05 Principal remittance amount 3,788,488.09 3,788,488.09 Interest remittance amount 661,313.96 661,313.96