SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 25, 2005
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J)
(Exact name of registrant as specified in charter)
North Carolina 333-97547-03 61-1430160
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.
[]Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Section 8 - Other Events
Item 8.01 Other Events
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: January 25, 2005
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated January 25, 2005
Payment Date: 01/25/05
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BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
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Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior A1 19,294,633.25 2.995000% 888,400.64 48,156.19 936,556.82 0.00 0.00
A2 47,788,825.65 4.879000% 2,200,385.08 194,301.40 2,394,686.48 0.00 0.00
A3 10,510,738.78 4.879000% 483,955.66 42,734.91 526,690.57 0.00 0.00
A4 283,789.95 4.879000% 13,066.80 1,153.84 14,220.65 0.00 0.00
AP 243,290.51 0.000000% 23,211.34 0.00 23,211.34 0.00 0.00
Residual AR 0.00 4.412231% 0.00 0.07 0.07 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 4,089,336.89 4.412231% 92,242.51 15,035.92 107,278.42 0.00 0.00
B2 1,799,102.16 4.412231% 40,582.06 6,615.05 47,197.10 0.00 0.00
B3 1,308,542.01 4.412231% 29,516.57 4,811.32 34,327.89 0.00 0.00
B4 490,560.15 4.412231% 11,065.49 1,803.72 12,869.21 0.00 0.00
B5 491,132.57 4.412231% 11,078.40 1,805.83 12,884.22 0.00 0.00
B6 654,314.91 4.412231% 14,759.28 2,405.82 17,165.10 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 86,954,266.84 - 3,808,263.81 318,824.07 4,127,087.88 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior A1 18,406,232.62 0.00
A2 45,588,440.58 0.00
A3 10,026,783.12 0.00
A4 270,723.14 0.00
AP 220,079.17 0.00
Residual AR 0.00 0.00
- --------------------------------------------------------------------------------
Subordinate B1 3,997,094.38 0.00
B2 1,758,520.11 0.00
B3 1,279,025.44 0.00
B4 479,494.66 0.00
B5 480,054.17 0.00
B6 639,555.64 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 83,146,003.03 -
- --------------------------------------------------------------------------------
Payment Date: 01/25/05
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior A1 19,294,633.25 2.995000% 06050HVJ4 6.452742 0.349774 133.690442
A2 47,788,825.65 4.879000% 06050HVK1 6.452742 0.569799 133.690442
A3 10,510,738.78 4.879000% 06050HVL9 6.452742 0.569799 133.690442
A4 283,789.95 4.879000% 06050HVM7 6.452742 0.569799 133.690442
AP 243,290.51 0.000000% 06050HVN5 64.787306 0.000000 614.283213
Residual AR 0.00 4.412231% 06050HVP0 0.000000 0.691583 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 4,089,336.89 4.412231% 06050HVQ8 12.911885 2.104691 559.503693
B2 1,799,102.16 4.412231% 06050HVR6 12.911885 2.104691 559.503693
B3 1,308,542.01 4.412231% 06050HVS4 12.911885 2.104691 559.503693
B4 490,560.15 4.412231% 06050HVT2 12.911885 2.104691 559.503693
B5 491,132.57 4.412231% 06050HVU9 12.911885 2.104691 559.503693
B6 654,314.91 4.412231% 06050HVV7 12.911895 2.104693 559.504096
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 86,954,266.84 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 83,146,002.21 83,146,002.21
Loan count 193 193
Avg loan rate 5.400135% 5.40
Prepay amount 3,681,002.50 3,681,002.50
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 66,391.86 66,391.86
Sub servicer fees 0.00 0.00
Trustee fees 217.39 217.39
Agg advances N/A N/A
Adv this period 0.00 0.00
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LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00
Fraud 0.00 0.00
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 90.048133% 100.000000% 78,121,278.15
-----------------------------------------------------------------------------
Junior 9.951867% 0.000000% 8,633,744.40
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 1 387,915.09
60 to 89 days 0 0.00
90 or more 1 538,334.25
Foreclosure 0 0.00
Totals: 2 926,249.34
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- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 4,127,087.88 4,127,087.88
Principal remittance amount 3,808,263.81 3,808,263.81
Interest remittance amount 318,824.07 318,824.07