SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2005 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 25, 2005 BOA By: /s/ Melissa Minneci ------------------------------ Name: Melissa Minneci Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 25, 2005 Payment Date: 02/25/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-2 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 3.080000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 5.420000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-6 172,943.83 6.250000% 172,943.83 900.75 173,844.58 0.00 0.00 1-A-7 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-8 901,000.00 6.000000% 901,000.00 4,505.00 905,505.00 0.00 0.00 1-A-9 25,948.80 6.250000% 0.00 135.15 135.15 0.00 0.00 1-A-10 0.00 3.080000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 5.420000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-15 54,000,000.00 6.250000% 505,668.62 281,250.00 786,918.62 0.00 0.00 1-A-16 6,000,000.00 6.250000% 56,185.40 31,250.00 87,435.40 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 3.40 3.40 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 43,572,140.00 0.186001% 0.00 6,753.74 6,753.74 0.00 0.00 2-A-1 18,939,762.85 5.750000% 799,606.79 90,753.03 890,359.82 0.00 0.00 2-A-WIO 19,239,348.23 0.250576% 0.00 4,017.44 4,017.44 0.00 0.00 3-A-1 15,023,777.38 6.000000% 125,702.64 75,118.89 200,821.53 0.00 0.00 3-A-WIO 14,172,702.01 0.439022% 0.00 5,185.11 5,185.11 0.00 0.00 1-A-PO 548,068.33 0.000000% 1,753.27 0.00 1,753.27 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,587,857.86 6.250000% 8,527.27 39,520.09 48,047.36 0.00 0.00 1-B-2 3,501,789.11 6.250000% 3,935.33 18,238.48 22,173.81 0.00 0.00 1-B-3 1,750,894.56 6.250000% 1,967.66 9,119.24 11,086.91 0.00 0.00 1-B-4 1,167,587.10 6.250000% 1,312.14 6,081.18 7,393.32 0.00 0.00 1-B-5 874,961.19 6.250000% 983.29 4,557.09 5,540.37 0.00 0.00 1-B-6 876,426.95 6.250000% 984.93 4,564.72 5,549.66 0.00 0.00 CB-1 2,683,110.60 5.897143% 14,941.79 13,185.57 28,127.37 0.00 0.00 CB-2 824,488.35 5.897143% 4,591.44 4,051.77 8,643.21 0.00 0.00 CB-3 619,247.13 5.897143% 3,448.48 3,043.16 6,491.64 0.00 0.00 CB-4 206,122.09 5.897143% 1,147.86 1,012.94 2,160.80 0.00 0.00 CB-5 207,002.95 5.897143% 1,152.76 1,017.27 2,170.04 0.00 0.00 CB-6 413,467.45 5.897143% 2,302.53 2,031.90 4,334.43 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 116,298,507.74 - 2,608,156.04 606,295.92 3,214,451.96 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 0.00 0.00 1-A-7 0.00 0.00 1-A-8 0.00 0.00 1-A-9 0.00 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 53,494,331.38 0.00 1-A-16 5,943,814.60 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 43,191,248.70 0.00 2-A-1 18,140,156.07 0.00 2-A-WIO 18,439,873.27 0.00 3-A-1 14,898,074.74 0.00 3-A-WIO 14,065,641.82 0.00 1-A-PO 546,315.06 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,579,330.60 0.00 1-B-2 3,497,853.79 0.00 1-B-3 1,748,926.89 0.00 1-B-4 1,166,274.96 0.00 1-B-5 873,977.90 0.00 1-B-6 875,442.01 0.00 CB-1 2,668,168.81 0.00 CB-2 819,896.92 0.00 CB-3 615,798.65 0.00 CB-4 204,974.23 0.00 CB-5 205,850.19 0.00 CB-6 411,164.92 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 113,690,351.70 - - -------------------------------------------------------------------------------- Payment Date: 02/25/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 0.00 6.250000% 06050HVW5 0.000000 0.000000 0.000000 1-A-2 0.00 5.000000% 06050HVX3 0.000000 0.000000 0.000000 1-A-3 0.00 3.080000% 06050HVY1 0.000000 0.000000 0.000000 1-A-4 0.00 5.420000% 06050HVZ8 0.000000 0.000000 0.000000 1-A-5 0.00 6.250000% 06050HWA2 0.000000 0.000000 0.000000 1-A-6 172,943.83 6.250000% 06050HWB0 34.588766 0.180150 0.000000 1-A-7 0.00 6.250000% 06050HWC8 0.000000 0.000000 0.000000 1-A-8 901,000.00 6.000000% 06050HXJ2 36.040000 0.180200 0.000000 1-A-9 25,948.80 6.250000% 06050HWD6 0.000000 0.187708 0.000000 1-A-10 0.00 3.080000% 06050HWE4 0.000000 0.000000 0.000000 1-A-11 0.00 5.420000% 06050HWF1 0.000000 0.000000 0.000000 1-A-12 0.00 6.000000% 06050HWG9 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HWH7 0.000000 0.000000 0.000000 1-A-14 0.00 5.500000% 06050HWJ3 0.000000 0.000000 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 9.364234 5.208333 990.635766 1-A-16 6,000,000.00 6.250000% 06050HWL8 9.364234 5.208333 990.635766 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 67.909077 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO 43,572,140.00 0.186001% 06050HWQ7 0.000000 0.018538 118.556665 2-A-1 18,939,762.85 5.750000% 06050HWR5 4.258528 0.483330 96.610441 2-A-WIO 19,239,348.23 0.250576% 06050HWS3 0.000000 0.022027 101.102807 3-A-1 15,023,777.38 6.000000% 06050HWT1 0.457963 0.273675 54.277055 3-A-WIO 14,172,702.01 0.439022% 06050HWU8 0.000000 0.020582 55.833805 1-A-PO 548,068.33 0.000000% 06050HWV6 0.736352 0.000000 229.445329 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,587,857.86 6.250000% 06050HWW4 1.092539 5.063433 971.086559 1-B-2 3,501,789.11 6.250000% 06050HWX2 1.092539 5.063433 971.086559 1-B-3 1,750,894.56 6.250000% 06050HWY0 1.092539 5.063433 971.086559 1-B-4 1,167,587.10 6.250000% 06050HXC7 1.092539 5.063433 971.086559 1-B-5 874,961.19 6.250000% 06050HXD5 1.092539 5.063433 971.086559 1-B-6 876,426.95 6.250000% 06050HXE3 1.092539 5.063435 971.086984 CB-1 2,683,110.60 5.897143% 06050HWZ7 4.905382 4.328815 875.958243 CB-2 824,488.35 5.897143% 06050HXA1 4.905382 4.328815 875.958243 CB-3 619,247.13 5.897143% 06050HXB9 4.905382 4.328815 875.958243 CB-4 206,122.09 5.897143% 06050HXF0 4.905382 4.328815 875.958243 CB-5 207,002.95 5.897143% 06050HXG8 4.905382 4.328815 875.958243 CB-6 413,467.45 5.897143% 06050HXH6 4.905387 4.328820 875.959126 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 116,298,507.74 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 75,601,026.71 20,182,000.14 17,907,324.00 Loan count 178 50 56 Avg loan rate 6.571780% 6.227047% 6.558102% Prepay amount 1,568,048.08 713,522.75 31,538.87 Total ----- Prin balance 113,690,350.85 Loan count 284 Avg loan rate 6.51 Prepay amount 2,313,109.70 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 14,394.85 3,102.11 3,760.89 Sub servicer fees 0.00 0.00 0.00 Trustee fees 64.38 17.49 15.04 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 21,257.85 Sub servicer fees 0.00 Trustee fees 96.92 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 82.221859% 100.000000% 95,585,552.39 ----------------------------------------------------------------------------- Junior 17.778141% 0.000000% 20,667,659.86 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 1 801,896.83 60 to 89 days 0 0.00 90 or more 2 1,109,264.55 Foreclosure 0 0.00 Totals: 3 1,911,161.38 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,214,451.96 3,214,451.96 Principal remittance amount 2,608,156.04 2,608,156.04 Interest remittance amount 606,295.92 606,295.92