SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 20, 2005 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust) (Exact name of registrant as specified in charter) North Carolina 333-74544-15 61-1430165 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 20, 2005 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 20, 2005 Payment Date: 02/20/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 6,271,017.20 6.423527% 926,285.76 33,568.37 959,854.13 0.00 0.00 1-A-2 6,035,581.24 6.423527% 891,509.74 32,308.10 923,817.84 0.00 0.00 1-A-3 12,071,162.49 6.423527% 1,783,019.49 64,616.20 1,847,635.68 0.00 0.00 1-A-4 235,387.67 6.423527% 34,768.88 1,260.02 36,028.90 0.00 0.00 1-A-5 362,134.87 6.423527% 53,490.58 1,938.49 55,429.07 0.00 0.00 Residual 1-A-R 0.00 6.423527% 0.00 1,100.18 1,100.18 0.00 0.00 2-A-1 13,327,442.48 5.128491% 509,941.41 56,958.06 566,899.47 0.00 0.00 APT 42,407.75 5.865742% 4,264.92 207.29 4,472.21 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 3,739,850.04 6.423527% 242,332.12 20,019.19 262,351.31 0.00 0.00 1-B-2 1,574,712.16 6.423527% 102,037.07 8,429.34 110,466.41 0.00 0.00 1-B-3 1,181,216.80 6.423527% 76,539.64 6,322.98 82,862.62 0.00 0.00 1-B-4 295,212.86 6.423527% 19,128.99 1,580.26 20,709.25 0.00 0.00 1-B-5 295,212.86 6.423527% 19,128.99 1,580.26 20,709.25 0.00 0.00 1-B-6 590,796.32 6.423527% 38,282.00 3,162.50 41,444.49 0.00 0.00 2-B-1 4,892,873.32 5.128491% 73,880.95 20,910.88 94,791.83 0.00 0.00 2-B-2 1,482,760.17 5.128491% 22,389.24 6,336.94 28,726.18 0.00 0.00 2-B-3 1,482,760.17 5.128491% 22,389.24 6,336.94 28,726.18 0.00 0.00 2-B-4 889,185.63 5.128491% 13,426.44 3,800.15 17,226.59 0.00 0.00 2-B-5 593,574.53 5.128491% 8,962.80 2,536.78 11,499.59 0.00 0.00 2-B-6 743,192.92 5.128491% 11,221.99 3,176.22 14,398.21 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 56,106,481.49 - 4,853,000.25 276,149.12 5,129,149.37 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 5,344,731.44 0.00 1-A-2 5,144,071.50 0.00 1-A-3 10,288,143.00 0.00 1-A-4 200,618.79 0.00 1-A-5 308,644.29 0.00 Residual 1-A-R 0.00 0.00 2-A-1 12,817,501.07 0.00 APT 38,142.83 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 3,497,517.93 0.00 1-B-2 1,472,675.09 0.00 1-B-3 1,104,677.16 0.00 1-B-4 276,083.87 0.00 1-B-5 276,083.87 0.00 1-B-6 552,514.32 0.00 2-B-1 4,818,992.37 0.00 2-B-2 1,460,370.93 0.00 2-B-3 1,460,370.93 0.00 2-B-4 875,759.19 0.00 2-B-5 584,611.73 0.00 2-B-6 731,970.93 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 51,253,481.24 - - -------------------------------------------------------------------------------- Payment Date: 02/20/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 6,271,017.20 6.423527% 06050HKP2 7.132078 0.258465 41.152572 1-A-2 6,035,581.24 6.423527% 06050HKQ0 7.132078 0.258465 41.152572 1-A-3 12,071,162.49 6.423527% 06050HKR8 7.132078 0.258465 41.152572 1-A-4 235,387.67 6.423527% 06050HKS6 7.132078 0.258465 41.152572 1-A-5 362,134.87 6.423527% 06050HKT4 7.132078 0.258465 41.152572 Residual 1-A-R 0.00 6.423527% 06050HKU1 0.000000 11,001.757781 0.000000 2-A-1 13,327,442.48 5.128491% 06050HKV9 1.397762 0.156123 35.133093 APT 42,407.75 5.865742% 06050HKW7 4.264920 0.207294 38.142833 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 3,739,850.04 6.423527% 06050HKX5 23.674494 1.955763 341.687957 1-B-2 1,574,712.16 6.423527% 06050HKY3 23.674494 1.955763 341.687957 1-B-3 1,181,216.80 6.423527% 06050HKZ0 23.674494 1.955763 341.687957 1-B-4 295,212.86 6.423527% 06050HLD8 23.674494 1.955763 341.687957 1-B-5 295,212.86 6.423527% 06050HLE6 23.674494 1.955763 341.687957 1-B-6 590,796.32 6.423527% 06050HLF3 23.674495 1.955763 341.687972 2-B-1 4,892,873.32 5.128491% 06050HLA4 11.839895 3.351103 772.274418 2-B-2 1,482,760.17 5.128491% 06050HLB2 11.839895 3.351103 772.274419 2-B-3 1,482,760.17 5.128491% 06050HLC0 11.839895 3.351103 772.274419 2-B-4 889,185.63 5.128491% 06050HLG1 11.839895 3.351103 772.274421 2-B-5 593,574.53 5.128491% 06050HLH9 11.839895 3.351103 772.274417 2-B-6 743,192.92 5.128491% 06050HLJ5 11.869026 3.359348 774.174515 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 56,106,481.49 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 28,486,337.49 22,767,143.75 51,253,481.24 Loan count 44 48 92 Avg loan rate 6.673527% 5.378491% 6.13 Prepay amount 4,145,491.31 618,248.06 4,763,739.37 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 4,938.23 4,881.26 9,819.49 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,775,262.29 7,563,709.71 18,338,972.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 69.144199% 100.000000% 38,345,133.70 ----------------------------------------------------------------------------- Junior 30.855801% 0.000000% 17,111,628.32 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 7 4,998,036.40 60 to 89 days 1 460,410.57 90 or more 2 916,712.66 Foreclosure 0 0.00 Totals: 10 6,375,159.63 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,129,149.37 5,129,149.37 Principal remittance amount 4,853,000.25 4,853,000.25 Interest remittance amount 276,149.12 276,149.12