SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 25, 2005
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J)
(Exact name of registrant as specified in charter)
North Carolina 333-97547-03 61-1430160
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.
[]Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Section 8 - Other Events
Item 8.01 Other Events
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: February 25, 2005
BOA
By: /s/ Melissa Minneci
------------------------------
Name: Melissa Minneci
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated February 25, 2005
Payment Date: 02/25/05
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior A1 18,406,232.62 2.995000% 634,214.85 45,938.89 680,153.74 0.00 0.00
A2 45,588,440.58 4.879000% 1,570,819.33 185,355.00 1,756,174.34 0.00 0.00
A3 10,026,783.12 4.879000% 345,488.12 40,767.23 386,255.35 0.00 0.00
A4 270,723.14 4.879000% 9,328.18 1,100.72 10,428.89 0.00 0.00
AP 220,079.17 0.000000% 435.92 0.00 435.92 0.00 0.00
Residual AR 0.00 4.412231% 0.00 0.05 0.05 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 3,997,094.38 4.412231% 68,203.08 14,696.75 82,899.83 0.00 0.00
B2 1,758,520.11 4.412231% 30,005.92 6,465.83 36,471.75 0.00 0.00
B3 1,279,025.44 4.412231% 21,824.22 4,702.80 26,527.02 0.00 0.00
B4 479,494.66 4.412231% 8,181.70 1,763.03 9,944.73 0.00 0.00
B5 480,054.17 4.412231% 8,191.24 1,765.09 9,956.34 0.00 0.00
B6 639,555.64 4.412231% 10,912.84 2,351.56 13,264.40 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 83,146,003.03 - 2,707,605.41 304,906.95 3,012,512.36 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior A1 17,772,017.76 0.00
A2 44,017,621.24 0.00
A3 9,681,295.00 0.00
A4 261,394.96 0.00
AP 219,643.26 0.00
Residual AR 0.00 0.00
- --------------------------------------------------------------------------------
Subordinate B1 3,928,891.30 0.00
B2 1,728,514.19 0.00
B3 1,257,201.22 0.00
B4 471,312.97 0.00
B5 471,862.92 0.00
B6 628,642.79 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 80,438,397.62 -
- --------------------------------------------------------------------------------
Payment Date: 02/25/05
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior A1 18,406,232.62 2.995000% 06050HVJ4 4.606508 0.333669 129.083933
A2 45,588,440.58 4.879000% 06050HVK1 4.606508 0.543563 129.083933
A3 10,026,783.12 4.879000% 06050HVL9 4.606508 0.543563 129.083933
A4 270,723.14 4.879000% 06050HVM7 4.606508 0.543563 129.083933
AP 220,079.17 0.000000% 06050HVN5 1.216728 0.000000 613.066485
Residual AR 0.00 4.412231% 06050HVP0 0.000000 0.535564 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 3,997,094.38 4.412231% 06050HVQ8 9.546904 2.057216 549.956789
B2 1,758,520.11 4.412231% 06050HVR6 9.546904 2.057216 549.956789
B3 1,279,025.44 4.412231% 06050HVS4 9.546904 2.057216 549.956789
B4 479,494.66 4.412231% 06050HVT2 9.546904 2.057216 549.956789
B5 480,054.17 4.412231% 06050HVU9 9.546904 2.057216 549.956789
B6 639,555.64 4.412231% 06050HVV7 9.546911 2.057218 549.957186
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 83,146,003.03 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 80,438,396.80 80,438,396.80
Loan count 188 188
Avg loan rate 5.394354% 5.39
Prepay amount 2,584,388.14 2,584,388.14
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 67,160.84 67,160.84
Sub servicer fees 0.00 0.00
Trustee fees 207.87 207.87
Agg advances N/A N/A
Adv this period 0.00 0.00
- --------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00
Fraud 0.00 0.00
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 89.775229% 100.000000% 74,512,258.63
-----------------------------------------------------------------------------
Junior 10.224771% 0.000000% 8,486,425.39
-----------------------------------------------------------------------------
- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 2 817,690.43
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 1 538,334.25
Totals: 3 1,356,024.68
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 3,012,512.36 3,012,512.36
Principal remittance amount 2,707,605.41 2,707,605.41
Interest remittance amount 304,906.95 304,906.95