SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 25, 2005
FH
(Depositor)
(Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage
(Exact name of registrant as specified in charter)
Delaware 33-63714 95-4449516
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
4000 Horizon Way, Irving, TX 75063
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: (214) 441-4000
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.
[]Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Section 8 - Other Events
Item 8.01 Other Events
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: November 25, 2005
FH
By: /s/ Kelly Crosson
------------------------------
Name: Kelly Crosson
Assistant Treasurer
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated November 25, 2005
Payment Date: 11/25/05
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First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates,
The Bank of New York, as Trustee
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior 1A1 32,076,000.00 5.500000% 0.00 147,015.00 147,015.00 0.00 0.00
1A2 1,424,000.00 5.500000% 0.00 6,526.67 6,526.67 0.00 0.00
1A3 146,913,501.90 5.500000% 1,947,742.35 673,353.55 2,621,095.90 0.00 0.00
1A4 53,653,669.35 5.500000% 711,326.89 245,912.65 957,239.54 0.00 0.00
1A5 55,604.71 5.500000% 737.19 254.85 992.04 0.00 0.00
1A6 43,299,000.00 5.500000% 0.00 198,453.75 198,453.75 0.00 0.00
1A7 45,000.00 5.500000% 0.00 206.25 206.25 0.00 0.00
1A8 1,110,127.98 5.500000% 270,967.92 5,088.09 276,056.01 0.00 0.00
1A9 10,000,000.00 5.500000% 0.00 45,833.33 45,833.33 0.00 0.00
1A10 13,744,000.00 5.500000% 0.00 62,993.33 62,993.33 0.00 0.00
1A11 9,690,440.98 5.500000% 163,550.67 44,414.52 207,965.19 0.00 0.00
1A12 5,311,000.00 5.500000% 0.00 24,342.08 24,342.08 0.00 0.00
1APO 1,258,796.06 0.000000% 1,747.14 0.00 1,747.14 0.00 0.00
Residual 1AR 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00
2A1 28,790,603.87 5.000000% 114,568.32 119,960.85 234,529.17 0.00 0.00
2APO 47,650.92 0.000000% 180.05 0.00 180.05 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,112,490.64 5.458752% 8,354.41 32,354.44 40,708.85 0.00 0.00
B2 2,007,340.61 5.458752% 2,357.84 9,131.31 11,489.15 0.00 0.00
B3 911,883.36 5.458752% 1,071.11 4,148.12 5,219.23 0.00 0.00
B4 729,307.15 5.458752% 856.65 3,317.59 4,174.24 0.00 0.00
B5 546,730.94 5.458752% 642.20 2,487.06 3,129.26 0.00 0.00
B6 548,003.98 5.458752% 643.69 2,492.85 3,136.54 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 359,275,152.45 - 3,224,746.43 1,628,286.30 4,853,032.73 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior 1A1 32,076,000.00 0.00
1A2 1,424,000.00 0.00
1A3 144,965,759.55 0.00
1A4 52,942,342.46 0.00
1A5 54,867.52 0.00
1A6 43,299,000.00 0.00
1A7 45,000.00 0.00
1A8 839,160.06 0.00
1A9 10,000,000.00 0.00
1A10 13,744,000.00 0.00
1A11 9,526,890.31 0.00
1A12 5,311,000.00 0.00
1APO 1,257,048.92 0.00
Residual 1AR 0.00 0.00
2A1 28,676,035.55 0.00
2APO 47,470.87 0.00
- --------------------------------------------------------------------------------
Subordinate B1 7,104,136.23 0.00
B2 2,004,982.77 0.00
B3 910,812.25 0.00
B4 728,450.50 0.00
B5 546,088.74 0.00
B6 547,360.29 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 356,050,406.02 -
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Payment Date: 11/25/05
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(null)
First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates,
The Bank of New York, as Trustee
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior 1A1 32,076,000.00 5.500000% 32051GUK9 0.000000 4.583333 1,000.000000
1A2 1,424,000.00 5.500000% 32051GUL7 0.000000 4.583333 1,000.000000
1A3 146,913,501.90 5.500000% 32051GUM5 12.933216 4.471139 962.588045
1A4 53,653,669.35 5.500000% 35051GUN3 12.933216 4.471139 962.588045
1A5 55,604.71 5.500000% 35051GUP8 12.933158 4.471139 962.588070
1A6 43,299,000.00 5.500000% 32051GUQ6 0.000000 4.583333 1,000.000000
1A7 45,000.00 5.500000% 32051GUR4 0.000000 4.583333 1,000.000000
1A8 1,110,127.98 5.500000% 32051GUS2 166.954972 3.134989 517.042551
1A9 10,000,000.00 5.500000% 32051GUT0 0.000000 4.583333 1,000.000000
1A10 13,744,000.00 5.500000% 32051GUU7 0.000000 4.583333 1,000.000000
1A11 9,690,440.98 5.500000% 32051GUV5 16.355067 4.441452 952.689031
1A12 5,311,000.00 5.500000% 32051GUW3 0.000000 4.583333 1,000.000000
1APO 1,258,796.06 0.000000% 32051GUX1 1.380485 0.000000 993.242029
Residual 1AR 0.00 5.500000% 32051GUY9 0.000000 0.000594 0.000000
2A1 28,790,603.87 5.000000% 32051GUZ6 3.915393 4.099684 980.008733
2APO 47,650.92 0.000000% 32051GVA0 3.750374 0.000000 988.796209
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,112,490.64 5.458752% 32051GVA0 1.171891 4.538426 996.512306
B2 2,007,340.61 5.458752% 32051GVC6 1.171889 4.538426 996.512311
B3 911,883.36 5.458752% 32051GVD4 1.171893 4.538426 996.512309
B4 729,307.15 5.458752% 32051GVE2 1.171888 4.538426 996.512312
B5 546,730.94 5.458752% 32051GVF9 1.171898 4.538426 996.512299
B6 548,003.98 5.458752% 32051GVG7 1.171887 4.538421 996.511157
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 359,275,152.45 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
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(null)
First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates,
The Bank of New York, as Trustee
------------------------------------------------------------
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COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 326,352,460.46 29,697,945.85 356,050,406.31
Loan count 617 54 671
Avg loan rate 5.877482% 5.456636% 5.84
Prepay amount 2,791,829.64 6,373.19 2,798,202.83
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FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 107,759.41 11,395.46 119,154.87
Sub servicer fees 0.00 0.00 0.00
Trustee fees 1,647.29 149.08 1,796.38
Agg advances N/A N/A N/A
Adv this period 0.00 0.00 0.00
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LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Aggregate Certificate Information
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Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 96.703838% 100.000000% 347,419,395.77
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Junior 3.296162% 0.000000% 11,841,830.78
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 0 0.00
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 0 0.00
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- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 4,853,032.73 4,853,032.73
Principal remittance amount 3,224,746.43 3,224,746.43
Interest remittance amount 1,628,286.30 1,628,286.30