SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 25, 2006
FH
(Depositor)
(Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage
(Exact name of registrant as specified in charter)
Delaware 33-63714 95-4449516
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
4000 Horizon Way, Irving, TX 75063
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: (214) 441-4000
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.
[]Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Section 8 - Other Events
Item 8.01 Other Events
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: February 25, 2006
FH
By: /s/ Kelly Crosson
------------------------------
Name: Kelly Crosson
Assistant Treasurer
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated February 25, 2006
Payment Date: 02/25/06
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First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates,
The Bank of New York, as Trustee
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior 1A1 32,076,000.00 5.500000% 0.00 147,015.00 147,015.00 0.00 0.00
1A2 1,424,000.00 5.500000% 0.00 6,526.67 6,526.67 0.00 0.00
1A3 144,279,273.92 5.500000% 493,560.02 661,280.01 1,154,840.02 0.00 0.00
1A4 52,691,633.90 5.500000% 180,251.00 241,503.32 421,754.32 0.00 0.00
1A5 54,607.70 5.500000% 186.81 250.29 437.09 0.00 0.00
1A6 43,299,000.00 5.500000% 0.00 198,453.75 198,453.75 0.00 0.00
1A7 45,000.00 5.500000% 0.00 206.25 206.25 0.00 0.00
1A8 743,656.89 5.500000% 68,663.56 3,408.43 72,071.99 0.00 0.00
1A9 10,000,000.00 5.500000% 0.00 45,833.33 45,833.33 0.00 0.00
1A10 13,744,000.00 5.500000% 0.00 62,993.33 62,993.33 0.00 0.00
1A11 9,469,246.56 5.500000% 41,443.92 43,400.71 84,844.63 0.00 0.00
1A12 5,311,000.00 5.500000% 0.00 24,342.08 24,342.08 0.00 0.00
1APO 1,253,540.15 0.000000% 1,565.09 0.00 1,565.09 0.00 0.00
Residual 1AR 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00
2A1 28,435,142.55 5.000000% 886,862.18 118,479.76 1,005,341.94 0.00 0.00
2APO 47,108.48 0.000000% 182.34 0.00 182.34 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,087,167.11 5.459065% 8,506.52 32,241.09 40,747.61 0.00 0.00
B2 2,000,193.62 5.459065% 2,400.77 9,099.32 11,500.10 0.00 0.00
B3 908,636.66 5.459065% 1,090.61 4,133.59 5,224.20 0.00 0.00
B4 726,710.50 5.459065% 872.25 3,305.97 4,178.22 0.00 0.00
B5 544,784.33 5.459065% 653.89 2,478.34 3,132.23 0.00 0.00
B6 546,052.85 5.459065% 655.41 2,484.12 3,139.53 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 354,686,755.22 - 1,686,894.37 1,607,435.36 3,294,329.73 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior 1A1 32,076,000.00 0.00
1A2 1,424,000.00 0.00
1A3 143,785,713.90 0.00
1A4 52,511,382.89 0.00
1A5 54,420.89 0.00
1A6 43,299,000.00 0.00
1A7 45,000.00 0.00
1A8 674,993.32 0.00
1A9 10,000,000.00 0.00
1A10 13,744,000.00 0.00
1A11 9,427,802.64 0.00
1A12 5,311,000.00 0.00
1APO 1,251,975.06 0.00
Residual 1AR 0.00 0.00
2A1 27,548,280.37 0.00
2APO 46,926.14 0.00
- --------------------------------------------------------------------------------
Subordinate B1 7,078,660.59 0.00
B2 1,997,792.85 0.00
B3 907,546.05 0.00
B4 725,838.25 0.00
B5 544,130.44 0.00
B6 545,397.44 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 352,999,860.85 -
- --------------------------------------------------------------------------------
Payment Date: 02/25/06
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(null)
First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates,
The Bank of New York, as Trustee
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior 1A1 32,076,000.00 5.500000% 32051GUK9 0.000000 4.583333 1,000.000000
1A2 1,424,000.00 5.500000% 32051GUL7 0.000000 4.583333 1,000.000000
1A3 144,279,273.92 5.500000% 32051GUM5 3.277291 4.390969 954.752416
1A4 52,691,633.90 5.500000% 35051GUN3 3.277291 4.390969 954.752416
1A5 54,607.70 5.500000% 35051GUP8 3.277291 4.390970 954.752457
1A6 43,299,000.00 5.500000% 32051GUQ6 0.000000 4.583333 1,000.000000
1A7 45,000.00 5.500000% 32051GUR4 0.000000 4.583333 1,000.000000
1A8 743,656.89 5.500000% 32051GUS2 42.306570 2.100078 415.892374
1A9 10,000,000.00 5.500000% 32051GUT0 0.000000 4.583333 1,000.000000
1A10 13,744,000.00 5.500000% 32051GUU7 0.000000 4.583333 1,000.000000
1A11 9,469,246.56 5.500000% 32051GUV5 4.144392 4.340071 942.780264
1A12 5,311,000.00 5.500000% 32051GUW3 0.000000 4.583333 1,000.000000
1APO 1,253,540.15 0.000000% 32051GUX1 1.236636 0.000000 989.232984
Residual 1AR 0.00 5.500000% 32051GUY9 0.000000 0.000000 0.000000
2A1 28,435,142.55 5.000000% 32051GUZ6 30.308676 4.049067 941.467495
2APO 47,108.48 0.000000% 32051GVA0 3.798131 0.000000 977.449751
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,087,167.11 5.459065% 32051GVB8 1.193228 4.522526 992.938784
B2 2,000,193.62 5.459065% 32051GVC6 1.193228 4.522526 992.938790
B3 908,636.66 5.459065% 32051GVD4 1.193228 4.522526 992.938783
B4 726,710.50 5.459065% 32051GVE2 1.193228 4.522526 992.938784
B5 544,784.33 5.459065% 32051GVF9 1.193227 4.522526 992.938768
B6 546,052.85 5.459065% 32051GVG7 1.193226 4.522521 992.937639
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 354,686,755.22 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
(null)
First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates,
The Bank of New York, as Trustee
------------------------------------------------------------
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COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 324,441,077.44 28,558,783.71 352,999,861.15
Loan count 615 53 668
Avg loan rate 5.876673% 5.456678% 5.84
Prepay amount 478,548.20 781,306.54 1,259,854.74
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FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 106,209.31 11,256.46 117,465.77
Sub servicer fees 0.00 0.00 0.00
Trustee fees 1,626.19 147.25 1,773.43
Agg advances N/A N/A N/A
Adv this period 0.00 0.00 0.00
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LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 96.673167% 100.000000% 342,873,210.15
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Junior 3.326833% 0.000000% 11,799,365.62
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 3 1,551,480.61
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 3 1,551,480.61
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 3,294,329.73 3,294,329.73
Principal remittance amount 1,686,894.37 1,686,894.37
Interest remittance amount 1,607,435.36 1,607,435.36