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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12B-25
NOTIFICATION OF LATE FILING
(CHECK ONE) [_] Form 10-K [_] Form 20-F [_] Form 11-K [X] Form 10-Q
[_] Form N-SAR
For Period Ended: June 30, 2003
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[_] Transition Report on Form 10-K [_] Transition Report on Form 10-Q
[_] Transition Report on Form 20-F [_] Transition Report on Form N-SAR
[_] Transition Report on Form 11-K
For the Transition Period Ended:
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NOTHING IN THIS FORM SHALL BE CONSTRUED TO IMPLY THAT THE COMMISSION
HAS VERIFIED ANY INFORMATION CONTAINED HEREIN.
If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:
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PART I -- REGISTRANT INFORMATION
Classic Bancshares, Inc.
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Full Name of Registrant
N/A
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Former Name if Applicable
344 Seventeenth St.
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Address of Principal Executive Office (STREET AND NUMBER)
Ashland, Kentucky 41101
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City, State and Zip Code
PART II -- RULES 12B-25(B) AND (C)
If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed. (Check box if appropriate)
(a) The reasons described in reasonable detail in Part III of this
form could not be eliminated without unreasonable effort or
expense;
(b) The subject annual report, semi-annual report, transition report
on Form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof,
[X] will be filed on or before the fifteenth calendar day following
the prescribed due date; or the subject quarterly report of
transition report on Form 10-Q, or portion thereof will be filed
on or before the fifth calendar day following the prescribed due
date; and
(c) The accountant's statement or other exhibit required by Rule
12-b-25(c) has been attached if applicable.
PART III -- NARRATIVE
State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q,
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed time period.
See Attachment A.
PART IV -- OTHER INFORMATION
1. Name and telephone number of person to contact in regard to this notification
Lisah M. Frazier, Chief Financial Officer 606 326-2800
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(Name) (Area Code) (Telephone Number)
2. Have all other periodic reports required under Section 13 or 15(d) of the
Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940 during the preceding 12 months No or for such shorter period that the
registrant was required to file such report(s) been filed? If answer is no,
identify report(s) Yes [X] No [_]
3. Is it anticipated that any significant change in results of operations from
the corresponding period for the last fiscal year will be reflected by the
earnings statements to be included in No the subject report or portion
thereof? Yes [X] No [_]
If so, attach an explanation of the anticipated change, both narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of results cannot be made.
For the reasons stated in Attachment A, management has not yet finalized the
calculation of earnings although management does anticipate an increase in
earnings over the corresponding period in 2002.
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CLASSIC BANCSHARES, INC.
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(Name of Registrant as Specified in Charter)
has caused this notification to be signed on its behalf by the undersigned
hereunto duly authorized.
Date: August 14, 2003 By: /s/ Lisah M. Frazier
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Name: Lisah M. Frazier
Title: Chief Financial Officer
ATTACHMENT A
PART III - NARRATIVE
The subject report could not be filed on a timely basis without undue
hardship as additional time is required to (i) incorporate into the Company's
financial statements financial information from First Federal Financial Bancorp,
Inc. which the Company acquired ten days prior to the quarter end and (ii) to
accommodate the review and completion of the Form 10-QSB in light of the
Company's recent change in independent auditors.