TRANSAMERICA INFORMATION MANAGEMENT SERVICES                       EXHIBIT 10.25
METROSCAN
1860 Howe Avenue, #455
Sacramento, CA 95825
(916) 921-6629
(800) 866-2783
(916) 921-6781 (FAX)          PAGE   1   of   4
                                   -----    -----  
                      LICENSE AND SUBSCRIPTION AGREEMENT
                      ----------------------------------

     Subject to the terms and conditions on the reverse side, Transamerica
Information Management Services ("TIMS") hereby grants a limited non-exclusive,
non-transferable license to use the METROSCAN(TM) CD-ROM databases for the
localities identified below, together with the METROSCAN(TM) Software and
associated manuals and other printed material ("documentation") provided with
this package (hereinafter referred to collectively as "METROSCAN(TM)") to the
following person (hereinafter referred to as the "Licensee"):

LICENSE

     (SOLD TO)                                     (BILL TO)

Name   COMPS                                 Name    S A M E
    --------------------------------             -------------------------------
Company   COMPS                              Company____________________________
       -----------------------------                
Address  5414 Oberlin Drive #300             Address____________________________
       -----------------------------                
City San Diego  State  CA  Zip 92121         City______  State ____ Zip ________
    -----------       ----     -----            
Phone 457-2274  FAX:  597-4886               Phone __________ FAX: ________
     ----------      ---------  
BUSINESS TYPE: Com. R.E. Info
              ----------------------

     Subject to the terms and conditions on the reverse side, TIMS agrees to
provide the licensee with METROSCAN(TM) for the following localities, and to
update those databases on a monthly basis.:   MidMonth Updates Where Avail.

 
                                                                     
                                              ----
 San Diego                   COUNTY DATA/MAPS/BOTH  _____    X  _____  =  1295.00         
- ---------------------------                   ----                        -------         
                                    ----      ----                                        
 Los Angeles (A-B-C)         COUNTY DATA/MAPS/BOTH  _____    X  _____  =  2250.00         
- ---------------------------         ----      ----                        -------         
                                              ----                                        
 Orange                      COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 Riverside                   COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 San Bernadino               COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
___________________________  NETWORKING FEES (IF APPLICABLE)           =  _______
                             CD-ROM DRIVE REQUIREMENT:                 =  _______
                             HARDWARE/SOFTWARE:                        =  _______
 

Diskette Type: [   ] 5 1/4"     [ X ] 3 1/2

- -----------------------------------------
         SPECIAL INSTRUCTIONS                
                                             
- -----------------------------------------
                                          
 Invoice for full amt on page #4         
- ----------------------------------       
__________________________________  
__________________________________       
__________________________________  
__________________________________  
__________________________________  

- -----------------------------------------

PAYMENT TERMS:  All invoices are due and payable upon receipt.  Unpaid invoices
are subject to late charges.  MetroScan(TM) shipments will be suspended on past-
due accounts.

Term of the agreement shall be for 12 months commencing 12/1 1992 to 12/1 1993
                                   --                   ---- ----    ---- ----
and is non-cancelable for that period; except that TIMS may terminate this
Agreement at any time for non payment of the license fee or if Licensee fails to
comply with any provision of this Agreement. This Agreement shall automatically
renew annually unless written notice of cancellation is given by either party 60
days prior to the expiration date of each term.

_______ My check the amount of $_________________ is enclosed.
_______ Please charge my _____ VISA    _____ MASTERCARD

        Card Number: ____________  Expiration Date: __________

 
                            EQUIPMENT REQUIREMENTS:


                                                                        
IBM-PC/XT/AT, 386, PS/2 or compatible with 640K of RAM                    Computer Model:_____________________
Microsoft DOS___________                                                  Amount of Memory:___________________
Hard Disk (must have 2 mb of free space per county)                       DOS Version:________________________
Available expansion slot                                                  Amount of Free Space on Hard Disk___
Maps require VGA or EGA monitor & card                                    Monitor/Graphics Card:______________


WARNING!  I HAVE BEEN INFORMED THAT I SHOULD BACK UP MY HARD DISK PRIOR TO THE
INSTALLATION OF THE METROSCAN(TM) CD-ROM DRIVE INTERFACE CARD.  I HOLD TIMS
HARMLESS FOR THE INSTALLATION.

Licensee's Initials: _______________


                             TERMS AND CONDITIONS
                             --------------------

         CAREFULLY READ THE FOLLOWING TERMS AND CONDITIONS BEFORE YOU 
              ENTER THIS LICENSE AGREEMENT. YOUR SIGNATURE BELOW 
          CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS.


  OWNERSHIP OF METROSCAN(TM)      

  MetroScan(TM) shall remain the property of Transamerica Information Management
Services (TIMS) at all times and shall be surrendered to TIMS at the licensee's
expense at such time as the License and Subscription Agreement shall be
terminated. TIMS reserve the right to request that Licensee return all CD-ROM's,
monthly updates, and documentation within 10 days of receipt of each new month's
updates. 

  PROHIBITED USES/YOU MAY:

     .    Use MetroScan(TM) on any compatible computer, provided you use it only
one computer at a time.

     .    Use MetroScan(TM) on a network, file server or virtual disk, provided
that access is limited to one user at a time and that you have the original copy
of the documentation and the program disks. If MetroScan is used by multiple-
users on a network, then each network node will bear a surcharge for MetroScan's
network pricing schedule. TIMS is not responsible for the functionality or
performance of the network operating system or software.

  PROHIBITED USES/YOU MAY NOT        
                          ---

     .    Make copies of the documentation or program disks, except as described
in the documentation.

     .    Loan, rent, sub-license, or otherwise transfer the software or the
documentation, except as provided above.

     .    Alter, modify or adapt the software or documentation, including, but
not limited to, translating, decompiling, disassembling or creating derivative
works.

Licensee if not permitted to download more than 5,000 data records without
explicit written permission from licensor.

  THIS LICENSE AND YOUR RIGHT TO USE THE SOFTWARE AUTOMATICALLY TERMINATE IF YOU
FAIL TO COMPLY WITH ANY PROVISION OF THIS LICENSE AGREEMENT. UPON TERMINATION,
YOU WILL IMMEDIATELY RETURN ALL DOCUMENTATION AND DISKS. LIMITED WARRANTY

  LIMITED WARRANTY

  TIMS warrants that MetroScan(TM) will substantially conform to published
specifications and to the documentation, provided that it is used on the
computer hardware and with the operating system for which it was designed.

TIMS also warrants that the magnetic media on which the software is distributed
and the documentation are free from defects in materials and workmanship. TIMS
will replace defective media or documentation or correct substantial software
errors at no charge, provided Licensee returns the item with dated proof of
payment to TIMS within ten (10) days of the date of delivery. If TIMS is unable
to replace defective media or documentation or to correct substantial software
errors, TIMS will refund the license fee. These are the Licensee's sole remedies
for any breach of warranty.

                                DISCLAIMER     

     (1)  EXCEPT AS SPECIFICALLY PROVIDED ABOVE, TIMS MAKES NO WARRANTY OR
REPRESENTATION, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THIS SOFTWARE OR
DOCUMENTATION, INCLUDING THEIR QUALITY, PERFORMANCE, MERCHANTABILITY, OR FITNESS
FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL TIMS BE LIABLE FOR DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR
INABILITY TO USE METROSCAN(TM) (AND/OR ASSOCIATED SOFTWARE OR DOCUMENTATION),
EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. In particular, TIMS is not
responsible for any costs, including, but not limited to, those incurred as a
result of lost profits or revenue, loss of MetroScan(TM), loss of data, the cost
of recovering such software or data, the cost of substitute software, or claims
by third parties. In no case shall TIMS' liability exceed the amount of the
license fee.

     (2)  The information contained in MetroScan(TM) has been compiled from
public records. However, it does not represent the official records of the
County Assessor. These records are for information purposes only. No liability
is assumed by the County Assessor or TIMS for the accuracy or completeness of
this information. The user is directed to the office of the County Assessor for
official assessment records.

     (3)  THE WARRANTY AND LIMITATIONS SET FORTH ABOVE ARE EXCLUSIVE AND IN LIEU
OF ALL OTHERS, ORAL OR WRITTEN, EXPRESS OR IMPLIED. No TIMS dealer,
distributor, agent, or employee is authorized to make any modification or
addition to the Limited Warranty set forth above. 

     (4)  Some states do not allow the exclusion or limitation of implied
warranties or limitations of liability for incidental or consequential damages,
so the above limitations or exclusions may not apply to this License. 

NOTE: All orders are subject to approval by TIMS.

SUBSCRIBER SEE PAGE 4                    TRANSAMERICA INFORMATION MANAGEMENT
           ----------------------        REPRESENTATIVE ______________________
AUTHORIZED SIGNATURE                     

DATE: ___________________________        DATE: ___________________________   

/s/ Christopher A. Crane 12/17/92        APPROVED BY: /s/ James E. Gregg 

                                         DATE: 12/17/92
                                                ------------------------------



 
TRANSAMERICA INFORMATION MANAGEMENT SERVICES  Supercedes all previous agreements
METROSCAN
1860 Howe Avenue, #455
Sacramento, CA 95825
(916) 921-6629
(800) 866-2783
(916) 921-6781 (FAX)          PAGE   2   of   4
                                   -----    -----  
                      LICENSE AND SUBSCRIPTION AGREEMENT
                      ----------------------------------

     Subject to the terms and conditions on the reverse side, Transamerica
Information Management Services ("TIMS") hereby grants a limited non-exclusive,
non-transferable license to use the METROSCAN(TM) CD-ROM databases for the
localities identified below, together with the METROSCAN(TM) Software and
associated manuals and other printed material ("documentation") provided with
this package (hereinafter referred to collectively as "METROSCAN(TM)") to the
following person (hereinafter referred to as the "Licensee"):

LICENSE

     (SOLD TO)                                     (BILL TO)

Name________________________________         Name_______________________________
Company   COMPS                              Company____________________________
       -----------------------------                
Address_____________________________         Address____________________________
City___________ State ____ Zip _____         City_______ State ____ Zip ________
Phone__________ FAX:_________                Phone __________ FAX: ________

BUSINESS TYPE:                
              ----------------------

     Subject to the terms and conditions on the reverse side, TIMS agrees to
provide the licensee with METROSCAN(TM) for the following localities, and to
update those databases on a monthly basis.: (MidMonth Updates Where Avail.)

 
                                                                     
                                              ----
 VENTURA                     COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 CLARK, NV                   COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 KING                        COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 SNOHOMISH                   COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 PIERCE                      COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
___________________________  NETWORKING FEES (IF APPLICABLE)           =  _______
                             CD-ROM DRIVE REQUIREMENT:                 =  _______
                             HARDWARE/SOFTWARE:                        =  _______
 

Diskette Type: [   ] 5 1/4"     [ X ] 3 1/2

- ------------------------------------                                  
         SPECIAL INSTRUCTIONS                                         
                                                                      
- ------------------------------------                                  
                                                                      
__________________________________                                    
__________________________________                                    
__________________________________                                    
__________________________________                                    
__________________________________                                    
__________________________________                                    
                                                                      
                                                                      
- ------------------------------------                                  


PAYMENT TERMS:  All invoices are due and payable upon receipt.  Unpaid invoices
are subject to late charges.  MetroScan(TM) shipments will be suspended on past-
due accounts.

Term of the agreement shall be for 12 months commencing 12/1 1992 to 12/1 1993
                                   --                   ---- ----    ---- ----
and is non-cancelable for that period; except that TIMS may terminate this
Agreement at any time for non payment of the license fee or if Licensee fails to
comply with any provision of this Agreement. This Agreement shall automatically
renew annually unless written notice of cancellation is given by either party 60
days prior to the expiration date of each term.

_______ My check the amount of $_________________ is enclosed.
_______ Please charge my _____ VISA    _____ MASTERCARD

        Card Number: ____________  Expiration Date: __________

 
                            EQUIPMENT REQUIREMENTS:


                                                                        
IBM-PC/XT/AT, 386, PS/2 or compatible with 640K of RAM                    Computer Model:_____________________
Microsoft DOS___________                                                  Amount of Memory:___________________
Hard Disk (must have 2 mb of free space per county)                       DOS Version:________________________
Available expansion slot                                                  Amount of Free Space on Hard Disk___
Maps require VGA or EGA monitor & card                                    Monitor/Graphics Card:______________


WARNING!  I HAVE BEEN INFORMED THAT I SHOULD BACK UP MY HARD DISK PRIOR TO THE
INSTALLATION OF THE METROSCAN(TM) CD-ROM DRIVE INTERFACE CARD.  I HOLD TIMS
HARMLESS FOR THE INSTALLATION.

Licensee's Initials: _______________


                             TERMS AND CONDITIONS
                             --------------------

CAREFULLY READ THE FOLLOWING TERMS AND CONDITIONS BEFORE YOU ENTER THIS LICENSE
                                  AGREEMENT.
YOUR SIGNATURE BELOW CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS.


  OWNERSHIP OF METROSCAN(TM)      

  MetroScan(TM) shall remain the property of Transamerica Information Management
Services (TIMS) at all times and shall be surrendered to TIMS at the licensee's
expense at such time as the License and Subscription Agreement shall be
terminated. TIMS reserve the right to request that Licensee return all CD-ROM's,
monthly updates, and documentation within 10 days of receipt of each new month's
updates. 

  PROHIBITED USES/YOU MAY:

     .    Use MetroScan(TM) on any compatible computer, provided you use it only
one computer at a time.

     .    Use MetroScan(TM) on a network, file server or virtual disk, provided
that access is limited to one user at a time and that you have the original copy
of the documentation and the program disks. If MetroScan is used by multiple-
users on a network, then each network node will bear a surcharge for MetroScan's
network pricing schedule. TIMS is not responsible for the functionality or
performance of the network operating system or software.

  PROHIBITED USES/YOU MAY NOT        
                          ---

     .    Make copies of the documentation or program disks, except as described
in the documentation.

     .    Loan, rent, sub-license, or otherwise transfer the software or the
documentation, except as provided above.

     .    Alter, modify or adapt the software or documentation, including, but
not limited to, translating, decompiling, disassembling or creating derivative
works.

Licensee if not permitted to download more than 5,000 data records without
explicit written permission from licensor.

  THIS LICENSE AND YOUR RIGHT TO USE THE SOFTWARE AUTOMATICALLY TERMINATE IF YOU
FAIL TO COMPLY WITH ANY PROVISION OF THIS LICENSE AGREEMENT. UPON TERMINATION,
YOU WILL IMMEDIATELY RETURN ALL DOCUMENTATION AND DISKS. LIMITED WARRANTY

  LIMITED WARRANTY

  TIMS warrants that MetroScan(TM) will substantially conform to published
specifications and to the documentation, provided that it is used on the
computer hardware and with the operating system for which it was designed.

TIMS also warrants that the magnetic media on which the software is distributed
and the documentation are free from defects in materials and workmanship. TIMS
will replace defective media or documentation or correct substantial software
errors at no charge, provided Licensee returns the item with dated proof of
payment to TIMS within ten (10) days of the date of delivery. If TIMS is unable
to replace defective media or documentation or to correct substantial software
errors, TIMS will refund the license fee. These are the Licensee's sole remedies
for any breach of warranty.

                                DISCLAIMER     

     (1)  EXCEPT AS SPECIFICALLY PROVIDED ABOVE, TIMS MAKES NO WARRANTY OR
REPRESENTATION, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THIS SOFTWARE OR
DOCUMENTATION, INCLUDING THEIR QUALITY, PERFORMANCE, MERCHANTABILITY, OR FITNESS
FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL TIMS BE LIABLE FOR DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR
INABILITY TO USE METROSCAN(TM) (AND/OR ASSOCIATED SOFTWARE OR DOCUMENTATION),
EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. In particular, TIMS is not
responsible for any costs, including, but not limited to, those incurred as a
result of lost profits or revenue, loss of MetroScan(TM), loss of data, the cost
of recovering such software or data, the cost of substitute software, or claims
by third parties. In no case shall TIMS' liability exceed the amount of the
license fee.

     (2)  The information contained in MetroScan(TM) has been compiled from
public records. However, it does not represent the official records of the
County Assessor. These records are for information purposes only. No liability
is assumed by the County Assessor or TIMS for the accuracy or completeness of
this information. The user is directed to the office of the County Assessor for
official assessment records.

     (3)  THE WARRANTY AND LIMITATIONS SET FORTH ABOVE ARE EXCLUSIVE AND IN LIEU
OF ALL OTHERS, ORAL OR WRITTEN, EXPRESS OR IMPLIED. No TIMS dealer,
distributor, agent, or employee is authorized to make any modification or
addition to the Limited Warranty set forth above. 

     (4)  Some states do not allow the exclusion or limitation of implied
warranties or limitations of liability for incidental or consequential damages,
so the above limitations or exclusions may not apply to this License. 

NOTE: All orders are subject to approval by TIMS.

SUBSCRIBER  SEE PAGE 4                   TRANSAMERICA INFORMATION MANAGEMENT
           -----------------------       REPRESENTATIVE ______________________
AUTHORIZED SIGNATURE

DATE:-----------------------------       DATE: _______________________________

/s/ Christopher A. Crane  12/17/92       APPROVED BY: /s/ James E. Gregg
                                                     -------------------------
                                          
                                         DATE: 12/17/92
                                              --------------------------------

 
TRANSAMERICA INFORMATION MANAGEMENT SERVICES   Supercedes all previous agreement
METROSCAN
1860 Howe Avenue, #455
Sacramento, CA 95825
(916) 921-6629
(800) 866-2783
(916) 921-6781 (FAX)          PAGE   3   of   4
                                   -----    -----  
                      LICENSE AND SUBSCRIPTION AGREEMENT
                      ----------------------------------

     Subject to the terms and conditions on the reverse side, Transamerica
Information Management Services ("TIMS") hereby grants a limited non-exclusive,
non-transferable license to use the METROSCAN(TM) CD-ROM databases for the
localities identified below, together with the METROSCAN(TM) Software and
associated manuals and other printed material ("documentation") provided with
this package (hereinafter referred to collectively as "METROSCAN(TM)") to the
following person (hereinafter referred to as the "Licensee"):

LICENSE

     (SOLD TO)                                     (BILL TO)

Name________________________________         Name_______________________________
Company   COMPS                              Company____________________________
       -----------------------------               
Address_____________________________         Address____________________________
City___________ State ____ Zip _____         City ______ State _____ Zip ______
Phone _________ FAX: _________               Phone __________ FAX: ________

BUSINESS TYPE:______________________

     Subject to the terms and conditions on the reverse side, TIMS agrees to
provide the licensee with METROSCAN(TM) for the following localities, and to
update those databases on a monthly basis.: (MidMonth Updates Where Avail.)

 
                                                                     
                                              ----
 ALAMEDA                     COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 SAN FRANCISCO               COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 MARIN                       COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 SANTA CLARA                 COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
                                              ----                                        
 CONTRA COSTA                COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                        -------         
___________________________  NETWORKING FEES (IF APPLICABLE)           =  _______
                             CD-ROM DRIVE REQUIREMENT:                 =  _______
                             HARDWARE/SOFTWARE:                        =  _______
 

Diskette Type: [   ] 5 1/4"     [ X ] 3 1/2

- ---------------------------------------      
         SPECIAL INSTRUCTIONS                
                                             
- ---------------------------------------      
                                             
__________________________________           
__________________________________           
__________________________________           
__________________________________           
__________________________________           
__________________________________           
                                             
                                             
- ---------------------------------------      


PAYMENT TERMS:  All invoices are due and payable upon receipt.  Unpaid invoices
are subject to late charges.  MetroScan(TM) shipments will be suspended on past-
due accounts.

Term of the agreement shall be for 12 months commencing 12/1 1992 to 12/1 1993
                                   --                   ---- ----    ---- ----
and is non-cancelable for that period; except that TIMS may terminate this
Agreement at any time for non payment of the license fee or if Licensee fails to
comply with any provision of this Agreement. This Agreement shall automatically
renew annually unless written notice of cancellation is given by either party 60
days prior to the expiration date of each term.

_______ My check the amount of $_________________ is enclosed.
_______ Please charge my _____ VISA    _____ MASTERCARD

        Card Number: ____________  Expiration Date: __________

 
                            EQUIPMENT REQUIREMENTS:


                                                                        
IBM-PC/XT/AT, 386, PS/2 or compatible with 640K of RAM                    Computer Model:_____________________
Microsoft DOS___________                                                  Amount of Memory:___________________
Hard Disk (must have 2 mb of free space per county)                       DOS Version:________________________
Available expansion slot                                                  Amount of Free Space on Hard Disk___
Maps require VGA or EGA monitor & card                                    Monitor/Graphics Card:______________


WARNING!  I HAVE BEEN INFORMED THAT I SHOULD BACK UP MY HARD DISK PRIOR TO THE
INSTALLATION OF THE METROSCAN(TM) CD-ROM DRIVE INTERFACE CARD.  I HOLD TIMS
HARMLESS FOR THE INSTALLATION.

Licensee's Initials: _______________


                             TERMS AND CONDITIONS
                             --------------------

CAREFULLY READ THE FOLLOWING TERMS AND CONDITIONS BEFORE YOU ENTER THIS LICENSE
                                  AGREEMENT.
YOUR SIGNATURE BELOW CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS.


  OWNERSHIP OF METROSCAN(TM)      

  MetroScan(TM) shall remain the property of Transamerica Information Management
Services (TIMS) at all times and shall be surrendered to TIMS at the licensee's
expense at such time as the License and Subscription Agreement shall be
terminated. TIMS reserve the right to request that Licensee return all CD-ROM's,
monthly updates, and documentation within 10 days of receipt of each new month's
updates. 

  PROHIBITED USES/YOU MAY:

     .    Use MetroScan(TM) on any compatible computer, provided you use it only
one computer at a time.

     .    Use MetroScan(TM) on a network, file server or virtual disk, provided
that access is limited to one user at a time and that you have the original copy
of the documentation and the program disks. If MetroScan is used by multiple-
users on a network, then each network node will bear a surcharge for MetroScan's
network pricing schedule. TIMS is not responsible for the functionality or
performance of the network operating system or software.

  PROHIBITED USES/YOU MAY NOT        
                          ---

     .    Make copies of the documentation or program disks, except as described
in the documentation.

     .    Loan, rent, sub-license, or otherwise transfer the software or the
documentation, except as provided above.

     .    Alter, modify or adapt the software or documentation, including, but
not limited to, translating, decompiling, disassembling or creating derivative
works.

Licensee if not permitted to download more than 5,000 data records without
explicit written permission from licensor.

  THIS LICENSE AND YOUR RIGHT TO USE THE SOFTWARE AUTOMATICALLY TERMINATE IF YOU
FAIL TO COMPLY WITH ANY PROVISION OF THIS LICENSE AGREEMENT. UPON TERMINATION,
YOU WILL IMMEDIATELY RETURN ALL DOCUMENTATION AND DISKS. LIMITED WARRANTY

  LIMITED WARRANTY

  TIMS warrants that MetroScan(TM) will substantially conform to published
specifications and to the documentation, provided that it is used on the
computer hardware and with the operating system for which it was designed.

TIMS also warrants that the magnetic media on which the software is distributed
and the documentation are free from defects in materials and workmanship. TIMS
will replace defective media or documentation or correct substantial software
errors at no charge, provided Licensee returns the item with dated proof of
payment to TIMS within ten (10) days of the date of delivery. If TIMS is unable
to replace defective media or documentation or to correct substantial software
errors, TIMS will refund the license fee. These are the Licensee's sole remedies
for any breach of warranty.

                                DISCLAIMER     

     (1)  EXCEPT AS SPECIFICALLY PROVIDED ABOVE, TIMS MAKES NO WARRANTY OR
REPRESENTATION, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THIS SOFTWARE OR
DOCUMENTATION, INCLUDING THEIR QUALITY, PERFORMANCE, MERCHANTABILITY, OR FITNESS
FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL TIMS BE LIABLE FOR DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR
INABILITY TO USE METROSCAN(TM) (AND/OR ASSOCIATED SOFTWARE OR DOCUMENTATION),
EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. In particular, TIMS is not
responsible for any costs, including, but not limited to, those incurred as a
result of lost profits or revenue, loss of MetroScan(TM), loss of data, the cost
of recovering such software or data, the cost of substitute software, or claims
by third parties. In no case shall TIMS' liability exceed the amount of the
license fee.

     (2)  The information contained in MetroScan(TM) has been compiled from
public records. However, it does not represent the official records of the
County Assessor. These records are for information purposes only. No liability
is assumed by the County Assessor or TIMS for the accuracy or completeness of
this information. The user is directed to the office of the County Assessor for
official assessment records.

     (3)  THE WARRANTY AND LIMITATIONS SET FORTH ABOVE ARE EXCLUSIVE AND IN LIEU
OF ALL OTHERS, ORAL OR WRITTEN, EXPRESS OR IMPLIED. No TIMS dealer,
distributor, agent, or employee is authorized to make any modification or
addition to the Limited Warranty set forth above. 

     (4)  Some states do not allow the exclusion or limitation of implied
warranties or limitations of liability for incidental or consequential damages,
so the above limitations or exclusions may not apply to this License. 

NOTE: All orders are subject to approval by TIMS.

                                            TRANSAMERICA INFORMATION MANAGEMENT
                                            REPRESENTATIVE ____________________
                                                                               
                                                                               
                                                                               
                                            DATE: _____________________________
                                                                               
                                            APPROVED BY: /s/ James E. Gregg    
                                                         ----------------------
                                                                               
                                            DATE: 12/17/92                     
                                                 ------------------------------ 


SUBSCRIBER   SEE PAGE 4
             ------------------------
AUTHORIZED SIGNATURE


DATE: _______________________________

/s/ Christopher A. Crane 12/17/98

 
TRANSAMERICA INFORMATION MANAGEMENT SERVICES  Supercedes all previous agreements
METROSCAN
1860 Howe Avenue, #455
Sacramento, CA 95825
(916) 921-6629
(800) 866-2783
(916) 921-6781 (FAX)          PAGE   4   of   4
                                   -----    -----  
                      LICENSE AND SUBSCRIPTION AGREEMENT
                      ----------------------------------

     Subject to the terms and conditions on the reverse side, Transamerica
Information Management Services ("TIMS") hereby grants a limited non-exclusive,
non-transferable license to use the METROSCAN(TM) CD-ROM databases for the
localities identified below, together with the METROSCAN(TM) Software and
associated manuals and other printed material ("documentation") provided with
this package (hereinafter referred to collectively as "METROSCAN(TM)") to the
following person (hereinafter referred to as the "Licensee"):

LICENSE

     (SOLD TO)                                     (BILL TO)

Name________________________________         Name ______________________________
Company   COMPS                              Company____________________________
       -----------------------------
Address_____________________________         Address____________________________
City _________  State ____ Zip _____         City ______ State ____ Zip ________
Phone _________ FAX: _________               Phone __________ FAX:_________

BUSINESS TYPE:______________________

     Subject to the terms and conditions on the reverse side, TIMS agrees to
provide the licensee with METROSCAN(TM) for the following localities, and to
update those databases on a monthly basis.: (MidMonth Updates Where Avail.)

 
                                                                     
                                              ----
 SAN JOAQUIN                 COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                       --------         
                                              ----                                        
 STANISLAUS                  COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                       --------         
                                              ----                                        
 SACRAMENTO                  COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                       --------         
                                              ----                                        
 SONOMA                      COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                       --------         
                                              ----                                        
 SAN MATEO                   COUNTY DATA/MAPS/BOTH  _____    X  _____  =   500.00         
- ---------------------------                   ----                       --------         
___________________________                                   Subtotal = 12545.00
                                                                         --------
                                                    Less 25%          =  *3136.25
                                                                         --------
* means less than
 

Diskette Type: [   ] 5 1/4"     [ X ] 3 1/2

 
 
- -------------------------------------------------------------------------------------
         SPECIAL INSTRUCTIONS                SUBTOTAL:              $     9408.75
                                                                     ---------------
                                             State Sales Tax        $_______________
- -------------------------------------------------------------------------------------
                                           
__________________________________           Account Initiation Fee  $_____________                           
TAX-EXEMPT-CA RESALE #                       (Training, Software                    
- ----------------------------------           Support, Customer Hotline and Freight)  
SEE ATTACHED CARD                            Installation Fee        $    9408.75      
- ----------------------------------                                    -------------    
__________________________________           TOTAL PRICE             $_____________    
__________________________________           LESS DEPOSIT            $_____________    
__________________________________            BALANCE DUE            $_____________    
                                             
- -------------------------------------------------------------------------------------


PAYMENT TERMS:  All invoices are due and payable upon receipt.  Unpaid invoices
are subject to late charges.  MetroScan(TM) shipments will be suspended on past-
due accounts.

Term of the agreement shall be for 12 months commencing 12/1 1992 to 12/1 1993
                                   --                   ---- ----    ---- ----
and is non-cancelable for that period; except that TIMS may terminate this
Agreement at any time for non payment of the license fee or if Licensee fails to
comply with any provision of this Agreement. This Agreement shall automatically
renew annually unless written notice of cancellation is given by either party 60
days prior to the expiration date of each term.

_______ My check the amount of $_________________ is enclosed.
_______ Please charge my _____ VISA    _____ MASTERCARD

        Card Number: ____________  Expiration Date: __________

 
                            EQUIPMENT REQUIREMENTS:


                                                                        
IBM-PC/XT/AT, 386, PS/2 or compatible with 640K of RAM                    Computer Model:_____________________
Microsoft DOS___________                                                  Amount of Memory:___________________
Hard Disk (must have 2 mb of free space per county)                       DOS Version:________________________
Available expansion slot                                                  Amount of Free Space on Hard Disk___
Maps require VGA or EGA monitor & card                                    Monitor/Graphics Card:______________


WARNING!  I HAVE BEEN INFORMED THAT I SHOULD BACK UP MY HARD DISK PRIOR TO THE
INSTALLATION OF THE METROSCAN(TM) CD-ROM DRIVE INTERFACE CARD.  I HOLD TIMS
HARMLESS FOR THE INSTALLATION.

Licensee's Initials: _______________


                             TERMS AND CONDITIONS
                             --------------------

CAREFULLY READ THE FOLLOWING TERMS AND CONDITIONS BEFORE YOU ENTER THIS LICENSE
AGREEMENT. YOUR SIGNATURE BELOW CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND 
                                  CONDITIONS.


  OWNERSHIP OF METROSCAN(TM)      

  MetroScan(TM) shall remain the property of Transamerica Information Management
Services (TIMS) at all times and shall be surrendered to TIMS at the licensee's
expense at such time as the License and Subscription Agreement shall be
terminated. TIMS reserve the right to request that Licensee return all CD-ROM's,
monthly updates, and documentation within 10 days of receipt of each new month's
updates. 

  PROHIBITED USES/YOU MAY:

     .    Use MetroScan(TM) on any compatible computer, provided you use it only
one computer at a time.

     .    Use MetroScan(TM) on a network, file server or virtual disk, provided
that access is limited to one user at a time and that you have the original copy
of the documentation and the program disks. If MetroScan is used by multiple-
users on a network, then each network node will bear a surcharge for MetroScan's
network pricing schedule. TIMS is not responsible for the functionality or
performance of the network operating system or software.

  PROHIBITED USES/YOU MAY NOT        
                          ---

     .    Make copies of the documentation or program disks, except as described
in the documentation.

     .    Loan, rent, sub-license, or otherwise transfer the software or the
documentation, except as provided above.

     .    Alter, modify or adapt the software or documentation, including, but
not limited to, translating, decompiling, disassembling or creating derivative
works.

Licensee if not permitted to download more than 5,000 data records without
explicit written permission from licensor.

  THIS LICENSE AND YOUR RIGHT TO USE THE SOFTWARE AUTOMATICALLY TERMINATE IF YOU
FAIL TO COMPLY WITH ANY PROVISION OF THIS LICENSE AGREEMENT. UPON TERMINATION,
YOU WILL IMMEDIATELY RETURN ALL DOCUMENTATION AND DISKS. LIMITED WARRANTY

  LIMITED WARRANTY

  TIMS warrants that MetroScan(TM) will substantially conform to published
specifications and to the documentation, provided that it is used on the
computer hardware and with the operating system for which it was designed.

TIMS also warrants that the magnetic media on which the software is distributed
and the documentation are free from defects in materials and workmanship. TIMS
will replace defective media or documentation or correct substantial software
errors at no charge, provided Licensee returns the item with dated proof of
payment to TIMS within ten (10) days of the date of delivery. If TIMS is unable
to replace defective media or documentation or to correct substantial software
errors, TIMS will refund the license fee. These are the Licensee's sole remedies
for any breach of warranty.

                                DISCLAIMER     

     (1)  EXCEPT AS SPECIFICALLY PROVIDED ABOVE, TIMS MAKES NO WARRANTY OR
REPRESENTATION, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THIS SOFTWARE OR
DOCUMENTATION, INCLUDING THEIR QUALITY, PERFORMANCE, MERCHANTABILITY, OR FITNESS
FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL TIMS BE LIABLE FOR DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR
INABILITY TO USE METROSCAN(TM) (AND/OR ASSOCIATED SOFTWARE OR DOCUMENTATION),
EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. In particular, TIMS is not
responsible for any costs, including, but not limited to, those incurred as a
result of lost profits or revenue, loss of MetroScan(TM), loss of data, the cost
of recovering such software or data, the cost of substitute software, or claims
by third parties. In no case shall TIMS' liability exceed the amount of the
license fee.

     (2)  The information contained in MetroScan(TM) has been compiled from
public records. However, it does not represent the official records of the
County Assessor. These records are for information purposes only. No liability
is assumed by the County Assessor or TIMS for the accuracy or completeness of
this information. The user is directed to the office of the County Assessor for
official assessment records.

     (3)  THE WARRANTY AND LIMITATIONS SET FORTH ABOVE ARE EXCLUSIVE AND IN LIEU
OF ALL OTHERS, ORAL OR WRITTEN, EXPRESS OR IMPLIED. No TIMS dealer,
distributor, agent, or employee is authorized to make any modification or
addition to the Limited Warranty set forth above. 

     (4)  Some states do not allow the exclusion or limitation of implied
warranties or limitations of liability for incidental or consequential damages,
so the above limitations or exclusions may not apply to this License. 

NOTE: All orders are subject to approval by TIMS.



                                             TRANSAMERICA INFORMATION MANAGEMENT
SUBSCRIBER  /s/ Christopher A. Crane         REPRESENTATIVE  JAMES S. GREGG
           -------------------------------                  --------------------
AUTHORIZED SIGNATURE  PRESIDENT                        
                                             DATE: _____________________________

DATE: 12/17/92                               APPROVED BY: /s/ James E. Gregg
     -------------------------------------               ----------------------

                                             DATE: 12/17/92
                                                  ------------------------------

 
                ADDENDUM TO LICENSE AND SUBSCRIPTION AGREEMENT
                                    BETWEEN
                    BUSINESS REAL ESTATE INFORMATION CORP.
                                      AND
                 TRANSAMERICA INFORMATION MANAGEMENT SERVICES


The License and Subscription Agreement ("Agreement") between Business Real 
Estate Information Corp., dba COMPS ("COMPS") and Transamerica Information 
Management Services ("TIMS") for METROSCAN services is clarified or modified in 
the following respects:

1.   ANNUAL PRICING: The prices set forth in the Agreement are annual charges 
and are due and payable at the beginning of the 1 year term.

2.   DELIVERIES AND ACCESS TO INFORMATION: TIMS will use its best efforts to 
deliver periodic updates of METROSCAN information to COMPS on a first priority 
basis. TIMS will make METROSCAN data available to COMPS for those counties to 
which COMPS has subscribed through its planned on-line services, modern transfer
or floppy disks services as soon as they become available, and permit COMPS
access to that information as frequently as reasonably possible.

3.   USE OF MERTOSCAN INFORMATION. TIMS acknowledges that COMPS will be using
the METROSCAN information it receives in connection with its activities as a 
provider of "value added information". It is agreed, therefore, that COMPS may 
use the METROSCAN information in the following ways:

     A.   COMPS may use the information for initial research purposes and then
          republish that information in a "value added" format, i.e. in
          conjunction with additional information obtained by COMPS from other
          sources or through it own research.

     B.   COMPS may directly publish copies of the METROSCAN maps provided as
          part of the service, with appropriate credit to METROCSAN and
          protections for METROSCAN'S copyrights and trademarks.

     C.   COMPS may use the METROSCAN information through a local area network 
          wholly within the COMPS offices.

     D.   COMPS understand that METROSCAN data will be used in conjunction with
          existing COMPS services. This information will not be sold or
          distributed to any organization outside of COMPS.

4.   PROSPECT LIST - BROKERS: COMPS will provide names to TIMS from its 
Qualified Prospect List of Brokers at a 25% discount off the regular published




 
price, with the understanding that TIMS will not republish this information or
any other information which may be published by or obtained from COMPS, either
alone or together with other information, without COMPS' prior written approval.

5.   RIGHT TO RENEW: At the end of each of the initial term of the Agreement and
each of the 9 year following the initial term of the Agreement, COMPS shall have
the right to renew this Agreement for an additional year on the following terms:

     A.   The annual pricing on a renewal of the Agreement shall be the same as
          the initial pricing, plus any regular price increase instituted by
          TIMS effective for that renewal year, but adjusted to account for the
          25% discount granted to COMPS in the Agreement's initial pricing. The
          annual fee shall be paid by COMPS at the commencement of the renewal
          term.

     B.   At any time during the term of the original Agreement or any renewal
          thereof, COMPS may add or reinstate, at the end of any term
          discontinue, the METROSCAN service for any county for which the
          METROSCAN service of offered. Pricing shall reflect the initial 25%
          discount and, for additions or reinstatements during the term of an
          Agreement, will be prorated on an annual basis. Payment for additions
          or reinstatements during the term of the Agreement will be made at the
          time of the addition or reinstatement.

6. SUCCESSORS: The Agreement be assumed by successors to COMPS in the provision
of the value added information services it currently or in the future may offer.

Business Real Estate Information Corp.

By: /s/ Christopher A. Crane, President 
12/17/92


Transamerica Information Management Services

By: /s/ James E. Gregg
Vice President 12/17/92