SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): September 2, 1999
CITIZENS FIRST CORPORATION
(Exact Name of Registrant as Specified in Charter)
Kentucky 333-67435 61-0912615
(State or Other Jurisdiction of (Commission File Number) (IRS Employer
Incorporation) Identification No.)
1805 Campbell Lane, Bowling Green, Kentucky 42101
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (270) 393-0700
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Item 4. Changes in Registrant's Certifying Accountant
(a) At its board meeting on September 2, 1999, the Board of Directors of
Citizens First Corporation (the "Registrant") dismissed KPMG LLP as its
independent accountant. During the Registrant's two most recent fiscal years and
through the interim period ending June 30, 1999, (i) the reports of KPMG LLP on
the financial statements of the Registrant for the past two years contained no
adverse opinion or disclaimer of opinion and were not modified as to
uncertainty, audit scope or accounting principles and (ii) there have been no
disagreements with KPMG LLP on any matter of accounting principles or practices,
financial statement disclosure or auditing scope or procedure.
The Registrant has requested that KPMG LLP furnish it with a letter
addressed to the Securities and Exchange Commission stating whether or not KPMG
LLP agrees with the statements made by the Registrant in this Report. The
Registrant delivered a copy of this Form 8-K Report to KPMG LLP on September 9,
1999. The Registrant will file by amendment, as an exhibit to this Form 8-K
Report, a copy of such letter when it is received.
(b) On September 2, 1999, the Registrant engaged the accounting firm of
Baird, Kurtz & Dobson as the independent public accountants to audit the
Registrant's financial statements.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CITIZENS FIRST CORPORATION
Date: September 10, 1999 /s/ Mary D. Cohron
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Mary D.Cohron
President and
Chief Executive Officer
(Principal Executive Officer)
Date: September 10, 1999 /s/ Gregg A. Hall
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Gregg A. Hall
Vice-President and
Chief Financial Officer
(Principal Financial and Accounting Officer)