<ARTICLE>                                                         9
<MULTIPLIER>                                                  1,000
<RESTATED>
       
 
                                  
 
<PERIOD-TYPE>                                                 12-MOS
<FISCAL-YEAR-END>                                        DEC-31-1997
<PERIOD-END>                                             DEC-31-1997
 
<CASH>                                                    1,902,542
<INT-BEARING-DEPOSITS>                                       16,964
<FED-FUNDS-SOLD>                                            309,374
<TRADING-ASSETS>                                              2,293
<INVESTMENTS-HELD-FOR-SALE>                               2,993,323
<INVESTMENTS-CARRYING>                                    2,606,673
<INVESTMENTS-MARKET>                                      2,660,356
<LOANS>                                                  23,216,025
<ALLOWANCE>                                                 372,933
<TOTAL-ASSETS>                                           32,860,442
<DEPOSITS>                                               24,486,067
<SHORT-TERM>                                              3,414,330
<LIABILITIES-OTHER>                                         465,387
<LONG-TERM>                                               1,744,767
<COMMON>                                                      2,109
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                   5,308
<OTHER-SE>                                                2,742,474
<TOTAL-LIABILITIES-AND-EQUITY>                           32,860,442
<INTEREST-LOAN>                                           1,982,684
<INTEREST-INVEST>                                           362,224
<INTEREST-OTHER>                                             32,191
<INTEREST-TOTAL>                                          2,377,099
<INTEREST-DEPOSIT>                                          804,406
<INTEREST-EXPENSE>                                        1,074,932
<INTEREST-INCOME-NET>                                     1,302,167
<LOAN-LOSSES>                                               117,772
<SECURITIES-GAINS>                                           (3,916)
<EXPENSE-OTHER>                                           1,126,504
<INCOME-PRETAX>                                             769,934
<INCOME-PRE-EXTRAORDINARY>                                  513,896
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                513,896
<EPS-PRIMARY>                                                  2.49
<EPS-DILUTED>                                                  2.43
<YIELD-ACTUAL>                                                 4.66
<LOANS-NON>                                                 110,613
<LOANS-PAST>                                                 74,195
<LOANS-TROUBLED>                                                961
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                            349,892
<CHARGE-OFFS>                                               132,961
<RECOVERIES>                                                 38,230
<ALLOWANCE-CLOSE>                                           372,933
<ALLOWANCE-DOMESTIC>                                        372,933
<ALLOWANCE-FOREIGN>                                               0
<ALLOWANCE-UNALLOCATED>                                           0