FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 1998 [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____________ to ____________ Commission file number 1-2981 FIRSTAR CORPORATION THRIFT AND SHARING PLAN (Title of Plan) FIRSTAR CORPORATION 777 East Wisconsin Avenue Milwaukee, Wisconsin 53202 (Name and Address of Principal Executive Offices of Employer-Issuer) ____________________________________________________________________ REQUIRED INFORMATION Financial Statements - Reference is made to the financial statements of the Plan submitted under Form SE. Exhibit 23 - Consent of Independent Auditors ____________________________________________________________________ SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized. FIRSTAR CORPORATION THRIFT AND SHARING PLAN \s\ Paul Braun ----------------- Paul Braun (Committee Member) June 29, 1999 CONSENT OF INDEPENDENT ACCOUNTANTS We hereby consent to the incorporation by reference in the Registration Statement on Form S-8 (File No. 33-59207) of Firstar Corporation of our report dated April 30, 1999 appearing on page 1 of the Financial Statements and Report of the Firstar Corporation Thrift and Sharing Plan included in this Annual Report on Form 11-K. Pricewaterhouse Coopers LLP Milwaukee, Wisconsin June 29, 1999