<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM METROPOLITAN FINANCIAL CORP. JUNE 30, 1999 FORM 10-Q, INCLUDING THE CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, CONSOLIDATED STATEMENTS OF OPERATIONS, CONSOLIDATED STATEMENTS OF CASH FLOWS AND THE ACCOMPANYING NOTES. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 18,505 <INT-BEARING-DEPOSITS> 2,543 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 218,569 <INVESTMENTS-CARRYING> 16,220 <INVESTMENTS-MARKET> 16,220 <LOANS> 1,199,717 <ALLOWANCE> 8,089 <TOTAL-ASSETS> 1,528,587 <DEPOSITS> 1,172,423 <SHORT-TERM> 79,696 <LIABILITIES-OTHER> 20,113 <LONG-TERM> 166,751 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 45,854 <TOTAL-LIABILITIES-AND-EQUITY> 1,528,587 <INTEREST-LOAN> 44,862 <INTEREST-INVEST> 8,406 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 53,268 <INTEREST-DEPOSIT> 27,132 <INTEREST-EXPENSE> 34,645 <INTEREST-INCOME-NET> 18,623 <LOAN-LOSSES> 2,250 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 15,466 <INCOME-PRETAX> 4,595 <INCOME-PRE-EXTRAORDINARY> 2,942 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,942 <EPS-BASIC> 0.37 <EPS-DILUTED> 0.37 <YIELD-ACTUAL> 2.74 <LOANS-NON> 9,676 <LOANS-PAST> 441 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 5,649 <ALLOWANCE-OPEN> 6,909 <CHARGE-OFFS> 1,076 <RECOVERIES> 6 <ALLOWANCE-CLOSE> 8,089 <ALLOWANCE-DOMESTIC> 8,089 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0