<ARTICLE> 9
<LEGEND>
METROPOLITAN FINANCIAL CORP. SEPTEMBER 30, 1999 FORM 10-Q, INCLUDING THE
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, CONSOLIDATED STATEMENTS OF
OPERATIONS, CONSOLIDATED STATEMENTS OF CASH FLOWS, AND THE ACCOMPANYING NOTES.
</LEGEND>
<MULTIPLIER> 1,000
<PERIOD-TYPE>                                    9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                          22,135
<INT-BEARING-DEPOSITS>                           3,540
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    216,259
<INVESTMENTS-CARRYING>                          16,002
<INVESTMENTS-MARKET>                            16,002
<LOANS>                                      1,244,236
<ALLOWANCE>                                      9,332
<TOTAL-ASSETS>                               1,576,497
<DEPOSITS>                                   1,189,006
<SHORT-TERM>                                    58,200
<LIABILITIES-OTHER>                             20,980
<LONG-TERM>                                    218,454
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      46,107
<TOTAL-LIABILITIES-AND-EQUITY>               1,576,497
<INTEREST-LOAN>                                 69,739
<INTEREST-INVEST>                               12,624
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                82,363
<INTEREST-DEPOSIT>                              41,281
<INTEREST-EXPENSE>                              53,642
<INTEREST-INCOME-NET>                           28,721
<LOAN-LOSSES>                                    4,050
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 23,987
<INCOME-PRETAX>                                  5,948
<INCOME-PRE-EXTRAORDINARY>                       3,816
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,816
<EPS-BASIC>                                       0.48
<EPS-DILUTED>                                     0.48
<YIELD-ACTUAL>                                    2.74
<LOANS-NON>                                      8,115
<LOANS-PAST>                                       442
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  2,342
<ALLOWANCE-OPEN>                                 6,909
<CHARGE-OFFS>                                    1,648
<RECOVERIES>                                        21
<ALLOWANCE-CLOSE>                                9,332
<ALLOWANCE-DOMESTIC>                             9,332
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0