Exhibit 99.3

                           INVESTMENT ASSOCIATES, INC.
                              A Nevada Corporation

                             CERTIFICATE PURSUANT TO
                             18 U.S.C. SECTION 1350
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection  with the Quarterly  Report of  Investment  Associates,  Inc. (the
"Company") on Form 10-QSB for the quarter ended March 31, 2003 as filed with the
Securities and Exchange  Commission (the "Report"),  we, David Ward,  President,
Chief  Executive  Officer,  and  Robert  Hemmerling,  Chief  Financial  Officer,
certify, pursuant to 18 U.S.C. ss.ss. 1350, as adopted pursuant to ss.ss. 906 of
the Sarbanes-Oxley Act of 2002, that:

1.   The Report fully complies with the  requirements  of section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

2.   The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.




Dated May 13, 2003                    /s/ David Ward
                                      -----------------------------------
                                      David Ward,
                                      President, Chief Executive Officer


                                      /s/ Robert Hemmerling
                                      -----------------------------------
                                      Robert Hemmerling,
                                      Chief Financial Officer