CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

TO:     eFinancial  Depot.Com,  Inc.


     As  independent  certified  public  accountants,  we  hereby consent to the
incorporation  by  reference  in this Registration Statement on Form S-8, of our
report  dated March 28, 2000 included in the eFinancial Depot.Com, Inc.'s Annual
Report  on  Form  10-KSB  for  the  year  ended  December  31,  1999, and to all
references  to  our  Firm  included  in  this  Registration  Statement




                                   /s/  STEFANOU  &  COMPANY  LLP
                                   ------------------------------
                                   Stefanou  &  Company,  LLP

McLean,  Virginia
November  3,  2000