<ARTICLE> 9 <CIK> 0000310979 <NAME> First Banks America, Inc. <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-mos <FISCAL-YEAR-END> Dec-31-2000 <PERIOD-START> Jan-01-2000 <PERIOD-END> Mar-31-2000 <CASH> 42,555 <INT-BEARING-DEPOSITS> 384 <FED-FUNDS-SOLD> 60,100 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 112,925 <INVESTMENTS-CARRYING> 1,873 <INVESTMENTS-MARKET> 1,741 <LOANS> 778,295 <ALLOWANCE> 15,631 <TOTAL-ASSETS> 1,062,288 <DEPOSITS> 904,937 <SHORT-TERM> 13,176 <LIABILITIES-OTHER> 24,787 <LONG-TERM> 44,233 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 956 <OTHER-SE> 74,199 <TOTAL-LIABILITIES-AND-EQUITY> 1,062,288 <INTEREST-LOAN> 17,919 <INTEREST-INVEST> 1,536 <INTEREST-OTHER> 519 <INTEREST-TOTAL> 19,974 <INTEREST-DEPOSIT> 7,475 <INTEREST-EXPENSE> 7,629 <INTEREST-INCOME-NET> 12,345 <LOAN-LOSSES> 342 <SECURITIES-GAINS> (177) <EXPENSE-OTHER> 8,708 <INCOME-PRETAX> 4,442 <INCOME-PRE-EXTRAORDINARY> 4,442 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,009 <EPS-BASIC> 0.53 <EPS-DILUTED> 0.53 <YIELD-ACTUAL> 9.05 <LOANS-NON> 2,947 <LOANS-PAST> 1,260 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 7,135 <ALLOWANCE-OPEN> 14,611 <CHARGE-OFFS> 642 <RECOVERIES> 521 <ALLOWANCE-CLOSE> 15,631 <ALLOWANCE-DOMESTIC> 12,079 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 3,552