<ARTICLE> 9 <CIK> 0000310979 <NAME> Fist Banks America, Inc. <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-mos <FISCAL-YEAR-END> Dec-31-2000 <PERIOD-START> Jan-01-2000 <PERIOD-END> Sep-30-2000 <CASH> 40,429 <INT-BEARING-DEPOSITS> 1,262 <FED-FUNDS-SOLD> 57,200 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 92,323 <INVESTMENTS-CARRYING> 1,856 <INVESTMENTS-MARKET> 1,757 <LOANS> 818,221 <ALLOWANCE> 17,179 <TOTAL-ASSETS> 1,070,587 <DEPOSITS> 920,441 <SHORT-TERM> 10,797 <LIABILITIES-OTHER> 13,151 <LONG-TERM> 44,264 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 958 <OTHER-SE> 80,976 <TOTAL-LIABILITIES-AND-EQUITY> 1,070,587 <INTEREST-LOAN> 57,715 <INTEREST-INVEST> 5,137 <INTEREST-OTHER> 2,581 <INTEREST-TOTAL> 65,433 <INTEREST-DEPOSIT> 25,035 <INTEREST-EXPENSE> 25,635 <INTEREST-INCOME-NET> 39,798 <LOAN-LOSSES> 1,032 <SECURITIES-GAINS> (356) <EXPENSE-OTHER> 28,071 <INCOME-PRETAX> 15,200 <INCOME-PRE-EXTRAORDINARY> 15,200 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9,374 <EPS-BASIC> 1.67 <EPS-DILUTED> 1.67 <YIELD-ACTUAL> 9.28 <LOANS-NON> 5,517 <LOANS-PAST> 1,688 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 10,754 <ALLOWANCE-OPEN> 14,611 <CHARGE-OFFS> 821 <RECOVERIES> 1,558 <ALLOWANCE-CLOSE> 17,179 <ALLOWANCE-DOMESTIC> 14,169 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 3,010