EXHIBIT 32.2

                           CERTIFICATIONS PURSUANT TO
                             18 U.S.C. SECTION 1350


         I,  Steven F.  Schepman,  Senior  Vice  President  and Chief  Financial
Officer of First Banks, Inc. (the "Company"),  certify,  pursuant to Section 906
of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that:

         (1)   The  Annual  Report on Form 10-K of the  Company  for the  annual
               period ended December 31, 2006 (the "Report") fully complies with
               the  requirements  of Sections  13(a) or 15(d) of the  Securities
               Exchange Act of 1934; and

         (2)   The information  contained in the Report fairly presents,  in all
               material  respects,   the  financial  condition  and  results  of
               operations of the Company.


Date:  March 28, 2007

                                           By: /s/ Steven F. Schepman
                                              ----------------------------------
                                                   Steven F. Schepman
                                                   Senior Vice President and
                                                   Chief Financial Officer
                                                   (Principal Financial and
                                                   Accounting Officer)