Exhibit 99.1


     STATEMENT OF CHIEF EXECUTIVE OFFICER UNDER 10 U.S.C. SECTION 1350


In connection with the filing of the Quarterly Report of Farmers & Merchants
Bancorp (the "Company") on Form 10-Q for the period ending June 30, 2002 (the
"Report"), I, Kent A. Steinwert, the chief executive officer of the Company,
certify pursuant to section 1350 of chapter 63 of title 18 of the United States
Code that, to my knowledge,

     (i) the Report fully  complies  with the  requirements  of section 13(a) or
15(d) of the Securities Exchange Act of 1934, and

     (ii) the  information  contained  in the  Report  fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Company.




                                            /s/Kent A. Steinwert
                                            ---------------------------
                                            Kent A. Steinwert

                                            August 8, 2002









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