CONSENT OF INDEPENDENT ACCOUNTANTS




We  hereby  consent  to the  incorporation  by  reference  in  the  Registration
Statements on Form S-8 (File No.  333-61694 and File No.  333-75994) and on Form
S-3 (File No.  333-72430) of HealthExtras,  Inc. of our report dated February 5,
2002, except for the third paragraph of Note 3, as to which the date is March 1,
2002, relating to the consolidated  financial  statements,  which appear in this
Form 10-K.


PricewaterhouseCoopers LLP



McLean, Virginia
March 29, 2002