Exhibit 32.0
                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

    In  connection  with  the  Quarterly  Report  of  HealthExtras,   Inc.  (the
 "Company")  on Form 10-Q for the period  ended June 30,  2003 as filed with the
 Securities and Exchange Commission on the date hereof (the "Report"),  I, David
 L. Blair,  Chief  Executive  Officer of the  Company,  certify,  pursuant to 18
 U.S.C.ss.1350, as added by ss.906 of the Sarbanes-Oxley Act of 2002, that:

    1.  The Report fully  complies  with the  requirements  of Section  13(a) or
        15(d) of the Securities Exchange Act of 1934; and

    2.  To  my  knowledge,  the  information  contained  in  the  Report  fairly
        presents, in all material respects,  the financial condition and results
        of  operations  of the  Company as of and for the period  covered by the
        Report.

    A signed original of this written statement required by Section 906 has been
 provided to HealthExtras,  Inc. and will be retained by HealthExtras,  Inc. and
 furnished to the Securities and Exchange Commission or its staff upon request.



                                                /s/  David T. Blair
                                                ---------------------
                                                David T. Blair
                                                Chief Executive Officer
                                                August 14, 2003






                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

    In  connection  with  the  Quarterly  Report  of  HealthExtras,   Inc.  (the
 "Company")  on Form 10-Q for the period  ended June 30,  2003 as filed with the
 Securities  and  Exchange  Commission  on the date  hereof (the  "Report"),  I,
 Michael P. Donovan, Chief Financial Officer of the Company,  certify,  pursuant
 to 18  U.S.C.ss.1350,  as added by  ss.906 of the  Sarbanes-Oxley  Act of 2002,
 that:


    1.  The Report fully  complies  with the  requirements  of Section  13(a) or
        15(d) of the Securities Exchange Act of 1934; and

    2.  To  my  knowledge,  the  information  contained  in  the  Report  fairly
        presents, in all material respects,  the financial condition and results
        of  operations  of the  Company as of and for the period  covered by the
        Report.

    A signed original of this written statement required by Section 906 has been
 provided to HealthExtras,  Inc. and will be retained by HealthExtras,  Inc. and
 furnished to the Securities and Exchange Commission or its staff upon request.




                                                   /s/  Michael P. Donovan
                                                   -----------------------
                                                   Chief Financial Officer
                                                   August 14, 2003