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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): APRIL 7, 2008
UNIONBANCAL CORPORATION
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(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
DELAWARE 001-15081 94-1234979
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(State of Incorporation) (Commission File Number) (IRS Employer
Identification No.)
400 California Street
San Francisco, CA 94104-1302
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(Address of principal executive offices) (Zip Code)
Tel. (415) 765-2969
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Registrant's telephone number, including area code
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
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ITEM 7.01 REGULATION FD DISCLOSURE.
The text of the letter to stockholders included in UnionBanCal Corporation's
2007 Annual Report to Stockholders is furnished herewith as Exhibit 99.1.
FORWARD-LOOKING STATEMENTS
The following appears in accordance with the Private Securities Litigation
Reform Act. The letter to stockholders furnished as Exhibit 99.1 to this Report
includes forward-looking statements that involve risks and uncertainties. Such
statements include, without limitation, statements regarding forecasts of
UnionBanCal's financial results and condition, the company's vision and
strategies, and the expected benefits of its strategies, the company's
competitive position, expected benefits of the company's capital position, the
company's loan portfolio, the company's compliance programs and their future
effectiveness, plans and expectations for the company's operations and business,
and assumptions for those forecasts and expectations. Actual results may differ
materially from those discussed in each statement. Factors that could cause
actual results to differ are discussed under the heading "Risk Factors" and in
other sections of UnionBanCal's Annual Report on Form 10-K for the year ended
December 31, 2007, and in UnionBanCal's other current and periodic reports filed
from time to time with the Securities and Exchange Commission. All
forward-looking statements included in the letter to stockholders are based on
information available as of the date of the letter, and the Registrant assumes
no obligation to update any forward-looking statement.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(d) EXHIBITS.
EXHIBIT NUMBER DESCRIPTION
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99.1 Letter in 2007 Annual Report to Stockholders
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: April 7, 2008
UNIONBANCAL CORPORATION
By: /s/ MORRIS W. HIRSCH
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Morris W. Hirsch
SENIOR VICE PRESIDENT AND DEPUTY GENERAL COUNSEL
(DULY AUTHORIZED OFFICER)
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EXHIBIT INDEX
EXHIBIT NUMBER DESCRIPTION
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99.1 Letter in 2007 Annual Report to Stockholders
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