Exhibit 99.1

In connection with the Quarterly Report of Pre-Settlement Funding
Corp. (the "Company") on Form 10-QSB for the period ending September
30, 2002 as filed with the Securities and Exchange Commission on the
date hereof (the "Report"), I, Darryl Reed, President, certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section
906 of the Sarbanes Oxley Act, that:

(1)  The Report fully complies with Section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and

(2)  The Information contained in the Report fairly represents,
in all material aspects, the financial condition and result of
operations on the Company.

By: /s/  Darryl ReedDarryl Reed, President
November 15, 2002