<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS AND NOTES CONTAINED IN THE 2000 ANNUAL REPORT
TO SHAREHOLDERS OF COLUMBIA BANCORP AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               DEC-31-2000
<CASH>                                      23,807,918
<INT-BEARING-DEPOSITS>                       2,167,580
<FED-FUNDS-SOLD>                             1,141,133
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 41,025,734
<INVESTMENTS-CARRYING>                      19,518,428
<INVESTMENTS-MARKET>                                 0
<LOANS>                                    299,140,805
<ALLOWANCE>                                  4,577,941
<TOTAL-ASSETS>                             416,859,015
<DEPOSITS>                                 346,427,421
<SHORT-TERM>                                25,149,520
<LIABILITIES-OTHER>                          2,736,206
<LONG-TERM>                                  1,219,703
<PREFERRED-MANDATORY>                       14,461,771
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                  26,864,394
<TOTAL-LIABILITIES-AND-EQUITY>             416,859,015
<INTEREST-LOAN>                             29,472,770
<INTEREST-INVEST>                            3,419,489
<INTEREST-OTHER>                               474,869
<INTEREST-TOTAL>                            33,367,128
<INTEREST-DEPOSIT>                          10,782,733
<INTEREST-EXPENSE>                          12,356,347
<INTEREST-INCOME-NET>                       21,110,781
<LOAN-LOSSES>                                1,697,000
<SECURITIES-GAINS>                             (6,929)
<EXPENSE-OTHER>                             10,477,820
<INCOME-PRETAX>                              8,929,032
<INCOME-PRE-EXTRAORDINARY>                   5,624,035
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 5,624,035
<EPS-BASIC>                                     0.70
<EPS-DILUTED>                                     0.70
<YIELD-ACTUAL>                                    9.48
<LOANS-NON>                                  1,163,008
<LOANS-PAST>                                     6,675
<LOANS-TROUBLED>                               116,435
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             3,298,460
<CHARGE-OFFS>                                  459,824
<RECOVERIES>                                    42,305
<ALLOWANCE-CLOSE>                            4,577,941
<ALLOWANCE-DOMESTIC>                         4,577,941
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0