logo] Legg Mason Wood Walker, Incorporated
100 Light Street, P.O. Box 1476, Baltimore, MD  21203-1476
410-539-0000


Date


Name
Address
City, State Zip

Dear (Client Name):

Thank you for your interest in the Total Return Trust/American Leading Companies
Trust  merger;  enclosed  is the  duplicate  proxy card that you  requested.  We
understand that proxy materials were previously  mailed to you. We would like to
receive votes from all of our shareholders and greatly appreciate you taking the
time to fill out and return your proxy.

Please mark the  appropriate  box on the proxy to cast your vote,  then sign and
date it. In addition,  please write your account  number on the voting card.  If
you have any  questions  regarding  this proxy,  you may contact your  Financial
Advisor.

The card should be mailed to the following address:

Legg Mason Wood Walker, Inc.
Legal And Compliance Department, 23rd Floor
100 Light Street
Baltimore, Maryland 21202


Thank you,

(Financial Advisor)